UCC Document Community

Just to wrap this up - forget about finding a 'UCC 11 form Louisiana' specifically. Use Louisiana's standard Information Request form, get the debtor name exactly right, consider certified searches for important transactions, and verify all your documents match up properly. Should cover all your bases for the equipment financing.

As someone new to UCC searches, this thread has been incredibly educational! I'm dealing with a similar situation in another state and was also getting confused by different form numbering systems. The advice about focusing on getting the debtor name exactly right and considering certified searches for important transactions really resonates. I appreciate how everyone broke down the Louisiana-specific process while also explaining the broader principles that apply across states. This kind of detailed, practical guidance is exactly what newcomers like me need when navigating UCC procedures for the first time.

For future reference, when dealing with any credit union UCC filings, always check both their current legal name AND their DBA registrations. Some credit unions operate under multiple names which can complicate things.

This thread is incredibly helpful! I'm dealing with a similar issue with a local credit union in Oregon where their security agreement shows the old full name but they've since rebranded. Based on what everyone's shared here, sounds like I need to verify their current legal name through the state corporations database and file using that, regardless of what the security agreement says. Has anyone had pushback from lenders when the UCC debtor name doesn't exactly match the security agreement language? My loan officer is being pretty rigid about "exact matches" but it seems like that's not actually required as long as it's clearly the same entity.

Final thought - don't forget to document your search methodology for the deal file. Note which states you searched, what name variations you used, and the dates of your searches. If issues come up later, you'll want to show you did comprehensive due diligence.

This thread has been incredibly helpful - thank you all for the detailed guidance! I'm starting to realize how complex this really is. One more question: when you're dealing with equipment financing, how do you distinguish between UCC filings that might be for operating leases versus actual secured debt? I want to make sure I'm not flagging every piece of leased equipment as a potential deal issue if it's just normal business operations.

Great to hear about the successful resolution! This thread is really helpful for understanding ARR status timelines. I'm dealing with a similar situation right now - filed a UCC-1 for inventory financing three days ago and just got the ARR status today. Based on everyone's experiences here, sounds like I should expect resolution within the next 2-3 business days. The consistency in timing (4-6 business days) across different people's experiences is reassuring. Thanks for creating this discussion - it's exactly what I needed to find!

As someone who's been through this exact situation, I can confirm that ARR status is nerve-wracking but usually resolves well! I had the same code appear on a UCC-1 for construction equipment financing about 6 months ago. Mine took 4 business days to clear and turned out they were just verifying the equipment manufacturer information I provided. The fact that your debtor name matches your loan docs exactly and your collateral descriptions are detailed suggests everything should process normally. One thing I learned from that experience is to always take screenshots of your filing confirmation and status updates - it helps if you need to follow up with the SOS office directly. Also, since you mentioned this is for a $180k equipment loan, you might want to give your lender a heads up about the potential delay so they can adjust the closing timeline if needed. Most lenders are familiar with UCC processing times and won't be concerned about a few extra days for manual review.

Final thought - once you get the UCC-1 filed successfully, make sure to calendar the continuation deadline immediately. Aircraft UCCs need continuation just like any other filing, and with that much collateral value you can't afford to let it lapse.

I've seen this exact scenario multiple times in my practice. The key is to always start with the official state entity records as your source of truth for the debtor name on UCC filings. Don't rely on FAA registrations, insurance documents, or even what's printed on business cards - go straight to the Delaware Division of Corporations database. Once you confirm the exact legal name (including all punctuation), that's what needs to match your security agreement and UCC-1 filing. If there's a mismatch, you'll typically need to amend the security agreement rather than try to file the UCC with an unofficial name variation. Also recommend implementing a checklist for future aircraft deals that includes entity name verification as step one - it'll save you weeks of headaches like this.