UCC Document Community

sounds like everyone's pretty confident about the addendum approach. I'd probably run it through one of those document checkers just to be extra sure everything lines up before filing, especially with your tight deadline.

Thanks everyone for the detailed advice! This is really helpful. Based on what you've all shared, I'm going to go with the addendum approach using formal reference language like "See Schedule A attached hereto and incorporated herein" in the collateral description box. I'll make sure to include specific addresses for each location's equipment as Giovanni suggested, and I think I'll run it through one of those document verification tools before submitting to catch any formatting inconsistencies. Really appreciate the quick responses - this community is incredibly helpful for navigating these filing requirements!

UPDATE: I used Certana to check my documents and found the real issue - there was a middle initial discrepancy between our debtor name on the UCC-1 and the actual business registration. Had nothing to do with 1-201(b)(35) at all. Sometimes you just need fresh eyes on the documents.

I'm new here but dealing with a very similar situation! Reading through this thread has been incredibly helpful - I was also getting stuck on UCC 1-201(b)(35) thinking it directly impacted my collateral description format. Sounds like I should step back and check the basic filing elements first (debtor names, addresses, etc.) before assuming it's a definitional compliance issue. Has anyone found a good checklist for the most common UCC-1 rejection reasons? I don't want to make the same mistake of overthinking the complex stuff while missing something simple.

Update us when you get this resolved! I'm dealing with some Florida UCC issues myself and want to know what solution works.

This is a perfect example of why I always recommend running a verification search immediately after filing any UCC document. Florida's system has definitely had its share of data integrity issues over the years. One thing that might help speed up your resolution - when you contact the Florida SOS filing office, ask them to pull the actual image of your original UCC-1 submission. If there's a discrepancy between what you submitted and what's in their database, that image will be your proof that it was a processing error on their end. Also, make sure to get a written acknowledgment from them about the error before you file your UCC-3 amendment - it could save you headaches later if there are any questions about the timeline or validity of your security interest.

UPDATE: Got it to work! Turns out there was an extra space at the end of the company name that I couldn't see. Thanks everyone for the suggestions. Filing deadlines are stressful enough without portal issues.

So glad to see this got resolved! This is such a common issue and it's frustrating how these portals don't give clearer error messages. For future reference, I always copy the company name into a plain text editor first to spot hidden characters before pasting into filing systems. Those trailing spaces and invisible characters are everywhere when you copy from PDFs or Word docs.

UPDATE: Finally figured out what was causing the delay. There was a tiny formatting difference in the debtor name - the original UCC-1 had 'LLC' and my termination had 'L.L.C.' with periods. Filed a corrected UCC-3 and it processed within 48 hours. Lesson learned: exact formatting matters more than I thought.

This thread is incredibly helpful - I'm dealing with a similar situation where my UCC-3 termination has been stuck for 6 weeks. Reading through everyone's experiences, I'm now wondering if I should just cut my losses and file a completely new termination with extra attention to formatting details. Has anyone had success with withdrawing a pending filing and starting fresh, or do you have to wait for the original one to either process or get rejected first?