UCC-1 form addendum requirements - missing collateral details causing rejections

Are you using the official addendum form or just attaching random pages? Most states require you to use their specific UCC-1 addendum format, not just typed pages. Also make sure you're checking the 'additional pages attached' box on the main form.

This is exactly why I started using Certana.ai's document checker before submitting any UCC filings. You can upload your UCC-1 and any addendum pages as PDFs and it instantly verifies that all the formatting requirements are met and the collateral descriptions are complete. Saved me so much time compared to the trial-and-error approach of getting rejections.

For equipment with serial numbers, you can usually group similar items together instead of listing each one individually. Something like '15 CNC machines, serial numbers listed on attached Schedule A' then put all the serials on the addendum.

ugh the UCC system is so frustrating. Why can't they just make the forms work properly? I had a similar issue last month and it took 6 attempts to get it right. The portal kept crashing and then when it finally went through they said my addendum wasn't 'properly incorporated' whatever that means.

Make sure you're numbering your addendum pages correctly and that each page references the UCC-1 filing. I usually put 'Addendum to UCC-1 Financing Statement, Page 1 of X' at the top of each additional page.

Check your state's UCC guide - most have specific instructions for addendum formatting. Some states are really picky about font size, margins, all that stuff. Michigan is notorious for rejecting filings over tiny formatting issues.

For what it's worth, I had a similar equipment financing deal last year with tons of machinery. Used Certana's document verification tool to make sure my UCC-1 and addendum were consistent before filing. It caught a bunch of formatting issues I would have missed. Way easier than trying to decode the SOS rejection notices.

Pro tip: always save a copy of your rejected filing with the rejection notice. Sometimes the same filing officer who rejected it before will approve it later if you can show you addressed their specific concerns.

Just be really careful with your debtor name on the addendum - it has to match exactly with what's on the main UCC-1. Even slight variations can cause problems.

Update: I used the official addendum form with proper page numbering and references like you all suggested. Also ran it through Certana to double-check everything before submitting. Finally got it accepted! Thanks everyone for the help. The key was using the state-specific addendum format and making sure all the cross-references were correct.