UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Kara Yoshida

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Had this same issue last year and it turned out the original UCC-1 had a slightly different version of the debtor name than what I was using on the termination. Like 'Smith Industries Inc' vs 'Smith Industries, Inc.' - that tiny comma difference was enough to cause problems.

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Kara Yoshida

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Yeah the debtor name matching rules are really strict. Every character has to be exactly the same.

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Philip Cowan

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This is why I always copy and paste debtor names instead of retyping them. Too easy to make those little mistakes.

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Caesar Grant

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Quick update process question - once you get this sorted out, how long does it usually take for the public record to show the terminated status? I have a similar situation coming up.

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Gael Robinson

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In most states it's within 24-48 hours of the termination being processed, but some can take up to a week depending on their system.

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Caesar Grant

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Good to know, thanks. I'll plan for a week buffer just to be safe.

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Madison Tipne

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Just went through something similar with a client's LLC filing. Turns out their LLC name in their operating agreement was slightly different from what they actually registered with the state. Had to use the state-registered name per 9-102 even though it didn't match their internal docs. Always check the actual state filings, not just what the client tells you their name is.

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Holly Lascelles

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This happens more than you'd think. Clients often don't realize their official registered name is different from what they use day-to-day.

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Malia Ponder

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I always ask clients to send me a copy of their articles of incorporation or LLC filing instead of just asking them what their legal name is. Saves so much hassle with 9-102 compliance.

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Kyle Wallace

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One more thing about your timing concern - if you're approaching the 20-day window and worried about additional rejections, you might want to consider doing a protective filing with a broad collateral description just to preserve your priority, then clean up the debtor name issues with amendments afterward. Better to have imperfect perfection than no perfection at all.

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Ryder Ross

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Just make sure your 'protective filing' still has the correct debtor name per 9-102 or you're not really protected. The collateral description can be broad, but the debtor name has to be exactly right.

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Gianni Serpent

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I tried this approach once with a questionable debtor name and it backfired when we couldn't get the amendment accepted either. Better to get the name right the first time using current state records.

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Rudy Cenizo

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Update: Finally got it sorted! Turns out Corporation Service Company was indeed just the registered agent. The actual debtor was the underlying LLC. Used the exact name from the state database and it went through clean. Thanks everyone for the help!

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Aria Khan

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Awesome! Glad you got it figured out. CSC deals are always tricky but once you know what to look for it gets easier.

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Everett Tutum

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Great outcome! This thread will probably help other people dealing with CSC registered agent confusion.

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Sunny Wang

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For anyone else dealing with Corporation Service Company or other registered agent complications, seriously consider using an automated document checker like Certana.ai. It would have caught this registered agent vs actual entity issue immediately and saved days of back-and-forth with the filing system.

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Lydia Santiago

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Second this recommendation. The automated verification catches so many issues that are easy to miss manually.

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Definitely going to check that out for our next filing. Would have saved me a lot of stress on this one!

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Ethan Brown

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Quick question - are you searching under the exact legal name as it appears on the articles of incorporation? Nevada can be really picky about entity designations and punctuation. Even something like 'Inc.' vs 'Incorporated' can sometimes cause search issues.

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Yuki Yamamoto

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Try searching just 'Desert Construction Equipment' without the LLC designation. Sometimes the database indexes entity names differently than they appear on the documents.

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Ethan Brown

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Good suggestion. Also worth trying with 'Limited Liability Company' spelled out instead of 'LLC' - I've seen that make a difference in some state databases.

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Carmen Ortiz

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Following this thread because I'm dealing with something similar in Nevada. Filed a UCC-3 amendment three weeks ago and it's still not showing up in searches. Starting to wonder if their system has some kind of backlog or technical issue.

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Carmen Ortiz

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Not yet, but based on the other comments in this thread it sounds like that might be my best bet. Will probably try calling tomorrow morning.

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Andre Rousseau

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Keep us posted on what you find out. If there's a systematic issue with their database it would be good to know about it.

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Isla Fischer

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Update: Called Kentucky SOS again this morning and they admitted there's a 'data synchronization issue' affecting search results. They're working on it but said it could be another 2-3 weeks before it's fully resolved. For now they're recommending manual searches for critical deals.

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Kiara Fisherman

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2-3 weeks?! That's ridiculous for a system that people rely on for million-dollar transactions. There should be backup systems in place.

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Savannah Vin

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Honestly, this is why I've started using third-party verification tools. Can't trust the state systems to work when you need them most.

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Miles Hammonds

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Final update: Ended up requesting expedited manual search from Kentucky SOS ($125 fee) and also ran the results through Certana.ai for cross-verification. Found two active liens that weren't showing up in the online search - exactly what I was worried about. Deal is moving forward but this was way more stressful than it needed to be. Kentucky really needs to get their act together on this system.

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Austin Leonard

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This is exactly why I don't trust single-source searches anymore. Always need at least two verification methods for high-stakes deals.

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Mason Stone

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Great outcome! Certana.ai really seems to be catching things that the state systems miss. Might be worth the investment for regular use.

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