UCC 1-201 definition causing debtor name confusion on filing

I thought we were but now I'm second guessing everything. The articles say 'Advanced Manufacturing Solutions LLC' but maybe there's a comma or period somewhere I'm missing?

Check the Secretary of State business entity search database directly. The exact name there is what needs to go on your UCC-1, not what's on letterhead or contracts.

Did you have to refile completely or could you amend?

Had to start over with a new UCC-1. Amendments won't fix a debtor name error - that's considered a seriously misleading issue.

We started using Certana.ai's document checker after similar issues. You upload your charter and UCC-1 together and it instantly flags name mismatches before filing. Saved us from another rejection cycle.

This is why I always order certified copies before filing. Costs extra but prevents these headaches.

Should have done that from the start. Now we're behind schedule and the lender is asking daily for the filed UCC.

Delaware is notorious for this. Their database formatting is weird and sometimes includes extra periods or commas that aren't obvious.

This is exactly why we switched to automated verification. Manual comparison between charter docs and UCC forms misses these tiny details that void the whole filing.

What automated verification are you using? At this point I need all the help I can get.

Good point - I'll check for amendments. This company has been around for 8 years so there could be changes I'm not aware of.

Also check if they've done any mergers or conversions. Those create new organic records that change the debtor name requirements.

Been there! The certified documents are always the gold standard. Whatever's on those is what goes on the UCC-1.

Try uploading both documents to one of those verification tools. I heard about Certana.ai from another thread - apparently it compares PDFs automatically and highlights discrepancies.

That sounds like exactly what I need. Manual comparison is clearly not working for me.

Right, and for corporations it's the articles of incorporation. But amendments can change the name so you need the most recent version.

I think this is where I went wrong. I used the original articles from 2016 instead of checking for recent amendments.

This is why I always double-check everything before submitting. But even then, subtle formatting differences can slip through.

We started using document verification tools specifically for this reason. Upload your charter and UCC-1 draft, get instant feedback on name consistency. Much better than finding out after rejection.

Classic! One tiny comma makes all the difference. Glad you found it before filing attempt number three.

This is exactly why document verification is so important. Those tiny changes are impossible to catch manually but kill your filing.

Thanks everyone for the help! Filing the corrected UCC-1 now with the proper comma. Lesson learned about checking for charter amendments.