UCC Document Community

Running into a wall with Arizona SOS and need some guidance. Filed a UCC-1 last month for equipment financing on a construction company and it got rejected for 'debtor name discrepancy.' The business is registered as 'Southwest Desert Construction LLC' but I used 'Southwest Desert Construction, LLC' (with the comma). Apparently that comma makes it a completely different entity according to their system? This is a $180K equipment loan and we're already past our internal filing deadline. Has anyone dealt with Arizona's exact name matching requirements? The debtor swears that's how their name appears on their bank accounts but the Secretary of State database shows no comma. Do I need to refile with the exact database name or is there an amendment process? Really frustrated because other states seem more flexible with punctuation variations.

Been trying to search florida ucc filings for the past 3 hours and the state portal keeps crashing on me. Need to verify if our continuation was actually filed before the 5-year deadline hits next month. The search by debtor name function seems completely broken - it either returns nothing or gives me a timeout error. Has anyone else had issues with Florida's UCC search system lately? I'm starting to panic because if this continuation didn't go through properly, our $2.8M equipment loan could lose its secured status. The original UCC-1 was filed in 2020 and I thought I submitted the continuation form last week but now I can't find any record of it. Is there a backup way to search florida ucc filings when the main portal is down?

Just had my UCC-1 filing for a commercial solar installation rejected by the SOS office. The collateral description I used was 'all solar panels and related equipment installed at property address' but apparently that's too vague. This is for a $480K solar array financing deal and I'm getting pressure from the lender to get this perfected ASAP. The debtor is a small manufacturing company that's leasing the equipment. Anyone dealt with solar UCC filings before? What's the proper way to describe solar equipment as collateral without being too broad or too specific?

Having trouble with the California Secretary of State UCC financing statement search function and hoping someone can help. I'm trying to locate existing UCC-1 filings for a potential borrower but the online search keeps returning inconsistent results. When I search by debtor name I get different results than when I search by filing number, and some filings that should definitely be there aren't showing up at all. Is there a trick to getting accurate california secretary of state ucc financing statement search results? The borrower claims they only have two active liens but my preliminary search is showing fragments of what looks like 4-5 different filings. This is for a $2.8M equipment financing deal and I need to make sure I'm seeing the complete lien picture before we proceed. Anyone else having issues with the CA SOS UCC search lately?

Running into something strange with my Texas UCC 11 search and hoping someone can help me make sense of this. I'm doing due diligence on a potential acquisition and when I search the target company's exact legal name in the Texas SOS system, I'm getting what looks like active filings but the debtor names don't quite match what's on their charter documents. Some have slight variations in punctuation and one has 'LLC' spelled out versus abbreviated. The filing numbers are showing up but when I try to pull the actual UCC-1 forms, a couple are coming back as 'document not available' even though they show as active in the search results. Is this normal for Texas or am I doing something wrong with the search parameters? This is holding up our closing timeline and I need to know if these represent actual liens or if it's just system glitches. Anyone dealt with Texas UCC 11 search inconsistencies like this before?