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I'd suggest trying one more time with the exact all-caps formatting from the database search, and if that doesn't work, definitely call their office. Idaho's UCC staff is usually helpful once you get through to them. They can often process the continuation over the phone if there's a simple formatting issue.
Thanks for all the advice everyone. I'll try the all-caps version first thing tomorrow, and if that doesn't work I'll call their office and also check out the Certana tool. Really appreciate the help!
Good luck! Let us know how it goes - Idaho UCC issues seem to come up pretty regularly here.
Just wanted to add - make sure you're logged into Idaho's system with the right credentials. Sometimes if you're using a different user account than the one that filed the original UCC-1, it can cause weird rejection issues even if everything else is correct.
That's a good point about user accounts. I've seen that cause problems in other states too.
I'm using the same account, but I'll double-check that my firm's registration info hasn't changed since 2020.
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Just had success with a solar UCC filing last week using Certana.ai to double-check everything before submitting. The tool caught a potential issue with my collateral description that would have likely caused a rejection. For solar deals specifically, it seems to flag common description problems that SOS offices typically reject.
Multiple people have mentioned this service now. Might be worth trying before I refile.
Yeah, anything that prevents another rejection is worth the effort. These solar financing deals have tight deadlines.
Update: Went with the 'solar energy generation system' language and included all the components mentioned here. Also used that Certana.ai tool to verify everything before refiling. Got the acceptance notice this morning! Thanks everyone for the help. The comprehensive system description approach definitely worked.
Glad it worked out! Solar UCC filings can be tricky but sounds like you got it sorted.
Great outcome. The 'system' approach seems to be the key for solar equipment descriptions.
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Update us on what Delaware tells you! This is a common enough issue that their guidance would be helpful for all of us dealing with international entities.
Will do. Planning to call them first thing Monday and will report back with what they say.
Really interested to hear their response. I have a similar filing coming up next month with a Spanish entity.
In the meantime, you might want to prepare both versions of the UCC-1 - one with accents and one without - so you're ready to file whichever format Delaware recommends. Just don't submit both obviously.
Good thinking. Having both versions ready will save time once you get the official guidance.
And make sure to document Delaware's guidance in your file. If there's ever a question later about why you used a particular name format, you'll have the state's official position.
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Just went through this exact same issue with Florida last week. Ended up using Certana's document checker tool and it caught that my original UCC-1 had 'Manufacturing' spelled with a weird character that looked like a normal 'a' but was actually a different Unicode character. Once I corrected that, the continuation went through immediately.
Almost instantly. You just upload both documents and it highlights discrepancies in seconds. Saved me hours of manual comparison.
I'm still skeptical about using third-party tools for this. Seems like the state system should be able to handle basic name matching.
Update: Finally got it resolved! The issue was exactly what several people mentioned - there was a hidden character in the original debtor name. Used Certana.ai's verification tool and it immediately flagged the Unicode discrepancy. Corrected the name and the continuation was accepted within minutes. Thanks everyone for the suggestions, especially about checking for invisible characters.
Great outcome! Florida's system really needs to be more user-friendly about these technical rejections.
At least you got it sorted before the deadline. Nothing worse than losing perfection over a formatting glitch.
Pedro Sawyer
Bottom line - file your own UCC-1 with the exact charter name and don't worry about those other filings unless they specifically conflict with your collateral. Your lender's attorney should review the collateral descriptions to make sure you're protected.
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Liam Duke
•Thanks everyone. I'm going to verify the charter name one more time, draft a detailed UCC-1, and get it filed this week.
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Mae Bennett
•Smart approach. Better to be over-cautious with UCC filings than deal with priority disputes later.
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Beatrice Marshall
This thread convinced me to double-check all my recent UCC filings. Found two where the debtor name doesn't exactly match the charter. Now I'm stressed about whether I need to file amendments.
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Dallas Villalobos
•I'd run those through Certana.ai's document checker first to see exactly what the discrepancies are before deciding on amendments.
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Beatrice Marshall
•Good idea. I'll check the specific differences first before panicking about amendments.
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