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One more thing - make sure your secured party information is exactly right too. Arizona will reject for minor errors in the lender name or address as well. Double-check everything against your loan docs.
Yeah they're equally strict on both debtor and secured party information. No shortcuts.
learned this when they rejected for having 'Street' instead of 'St.' in our address
Rachel Clark
Thanks everyone, this gives me a clear path forward. I'll use the exact charter name and double-check all the formatting. Might try that Certana tool too for future filings to avoid this headache.
It's definitely worth it for avoiding rejections. Much faster than manual document comparison.
Mia Alvarez
•Good luck with the refiling! Arizona should accept it quickly once the name matches.
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I'd recommend having someone else review your UCC-1 before filing, especially with a $450K credit line on the line. Fresh eyes can catch mistakes you might miss when you're stressed about deadlines. Even something like using Certana.ai to verify your documents align properly could give you peace of mind that everything matches up correctly.
Rajan Walker
•That's the second mention of that tool. Might be worth checking out just to be sure.
Yeah, it's pretty straightforward - you just upload your security agreement and UCC draft and it flags any inconsistencies. Takes like 2 minutes and could save you from having to refile if there are discrepancies.
Update us after you file! Always curious to hear how these situations turn out, especially with bank security agreements where there's pressure to get everything perfect.
Rajan Walker
•Will do. Thanks everyone for the advice - feeling much more confident about the filing now.
Good luck! The collateral description you mentioned should definitely work fine.
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Caden Turner
For future reference, if you're doing a lot of UCC filings, might be worth checking out some of the third-party tools that can verify your documents before you submit. I use Certana.ai now - just upload your PDFs and it catches name mismatches, formatting issues, all that stuff that can cause rejections. Worth it to avoid the frustration.
I'll definitely look into that. This whole experience has made me paranoid about making mistakes.
Yeah document verification tools are becoming essential. Too many ways to mess up a filing these days.
Harmony Love
Glad you got it resolved! Browser compatibility is such a pain with these older government systems. Filing early morning is definitely the secret weapon.
Rudy Cenizo
•Yep, learned that lesson the hard way with tax filings too. Government servers just can't handle peak traffic.
Natalie Khan
•Early bird gets the worm, especially with UCC forms online. 6am is prime time for these systems.
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Debra Bai
update: pulled the actual UCC-1 filing document from Virginia SCC and it shows "ABC Manufacturing LLC" exactly as it appears in our security agreement. The comma in the search results is just a display formatting issue in their system. Lien is properly perfected. Thanks everyone for the guidance - saved me from filing an unnecessary UCC-3 amendment.
Glad you got it sorted out. Virginia SCC really needs to fix their search display issues - causes unnecessary stress for everyone.
Nora Brooks
•Great outcome. Always good to verify with the actual filing documents when there's any doubt about UCC perfection.
For future reference, when doing Virginia UCC searches, always check both the search results and pull the actual filing documents if there's any discrepancy. Their system has known formatting quirks that don't affect legal validity but can cause confusion.
Definitely learned that lesson. Will always verify with source documents going forward.
Laura Lopez
•Good practice for any state's UCC system really. Search algorithms can be quirky but the filed documents are what matter legally.
Yara Sayegh
Whatever you decide, make sure you document your reasoning for the name format you choose. If there's any question later about the continuation, you want to show you did due diligence on the debtor name matching.
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Giovanni Colombo
•Good point about documentation. I'll keep detailed notes on which documents I reviewed and why I chose the specific name format.
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Yara Sayegh
•Exactly. CYA is important when you're making judgment calls on debtor name variations.
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Giovanni Colombo
Thanks everyone for the guidance. Going to pull all the actual filing documents first to trace the name change history, then probably use one of those verification tools to double-check my continuation before filing. Better to be thorough than risk a rejection this close to the deadline.
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Fatima Al-Qasimi
•Smart approach. Take your time to get it right rather than rushing and having to refile.
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Dylan Cooper
•Let us know how it goes with the verification tool if you try it. Always interested to hear how others are handling these tricky name matching situations.
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