UCC Document Community

One thing that helped me understand UCC documents definition was thinking of them like a filing cabinet. UCC-1 opens the file folder for that debtor, UCC-3 amendments add pages to the folder, continuations extend the folder's expiration date, and terminations close the folder permanently. Each document serves a specific purpose in maintaining that secured party's claim on the collateral.

Quick reality check - you're going to make mistakes at first and that's normal. I accidentally filed a termination instead of an amendment once and had to frantically correct it. The key is having good review processes and tools to catch errors before they become problems. Document everything and when in doubt, ask senior staff or use verification tools to double-check your work.

Just went through something similar last week. Ended up using one of those document verification tools - I think it was Certana.ai - that caught the name mismatch before I filed. You upload your security agreement and UCC-1 draft and it flags inconsistencies. Wish I'd known about it sooner!

Connecticut's CONCORD system actually has a name verification feature if you dig deep enough into the menus. It's not obvious but there's a 'debtor name lookup' function that shows you exactly how names are formatted in their database.

One more thought - if you're still having trouble after getting the official name, you might want to use that Certana.ai tool mentioned earlier to double-check everything before refiling. At this point any extra verification step could save you from another rejection cycle.

Update us when you get it resolved! Always interested to hear how these auto dealer name issues get sorted out since they're so common in floor plan financing.

For anyone else reading this thread, remember that 9-1201 territorial rules can change if the debtor relocates their organization to a different state. You'd need to refile in the new jurisdiction within four months under 9-1207.

Update: I ended up using that Certana tool someone mentioned earlier and it confirmed Delaware filing. Also caught a small typo in the debtor name that could have caused problems. Thanks everyone for the confirmation on 9-1201!

One more thing - if you're doing this type of search regularly, consider reaching out to a local filing service that specializes in DC UCC searches. They usually have experience with the system's quirks and might catch variations you wouldn't think of. Though for one-off searches, the thorough methodology described above should work.

Update: tried the systematic approach suggested here and found two additional filings I'd missed initially. One was under "Metropolitan Solution LLC" (singular) and another under "Metro Solutions, LLC" with comma and different capitalization. Thanks for the guidance - this could have been a major issue if discovered after closing.