UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

I've started using Certana.ai for all my UCC document prep now. Upload your corporate docs and draft UCC forms and it instantly flags any inconsistencies. Would have caught this name mismatch before you even submitted the first filing.

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James Johnson

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How long does the verification usually take? Sometimes we're working under tight deadlines for perfection.

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Pretty much instant - just upload the PDFs and it highlights any mismatches within a few seconds.

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Update us when you get this resolved! Always interested to hear how these Missouri name matching issues get sorted out.

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Will do - planning to call SOS tomorrow and hopefully get the correct name format. Then I'll probably try one of those document verification tools before refiling.

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Smart approach. Better to be absolutely sure before filing attempt number three.

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Dmitry Petrov

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Just wanted to add that if you're doing a lot of UCC work, it's worth getting familiar with each state's specific quirks. Florida is strict about exact matches, but other states have different issues - like Texas being picky about collateral descriptions.

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Ava Williams

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So true. Each state SOS system has its own personality. Some are forgiving, others are ruthless.

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Miguel Castro

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California's system is actually pretty user-friendly compared to most. Clear error messages when something's wrong.

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Yuki Tanaka

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Final update - termination went through perfectly once I matched the debtor name exactly from the original UCC-1. Thanks everyone for the help! The document verification suggestion was really smart - definitely using that approach for future filings.

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MidnightRider

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Great news! Always satisfying when these filing issues get resolved quickly.

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Perfect example of why attention to detail matters so much with UCC filings. Small mistakes can cause big headaches.

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StarSailor

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Wait, I'm confused - if this is a real estate purchase, why are there UCC filings involved at all? Shouldn't real estate liens show up in the title search instead of UCC records?

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Exactly. UCC covers personal property and fixtures, while the deed and mortgage records cover the real estate. Both need to be searched for commercial acquisitions.

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StarSailor

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Ah got it, that makes sense now. Thanks for clarifying.

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Just an update for anyone following this thread - ended up using Certana.ai's verification system and it identified that all three name variations were for the same entity, plus caught that one of the continuation filings had an incorrect address that we hadn't noticed. Got everything sorted out and closed on schedule. Really impressed with how quickly their system processed all the documents and flagged the inconsistencies.

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Thanks for the update. Definitely going to check out Certana for our next deal.

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Great outcome. Having automated document verification for UCC searches is becoming essential for commercial transactions.

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Connor Murphy

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Try searching during California business hours when their IT staff might be monitoring the system. I've noticed better performance between 9-5 PST compared to evenings.

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Yara Nassar

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Interesting observation. I usually search after hours but maybe that's part of the problem.

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StarGazer101

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Makes sense that they'd prioritize system stability during business hours. Worth adjusting search timing.

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UPDATE: Finally got through this morning using the filing number search method. Turns out our continuation was properly filed last month. Thanks everyone for the suggestions - saved me a lot of stress about the deadline.

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Paolo Romano

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Great news! Always such a relief to confirm your filings are properly recorded.

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Amina Diop

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Glad the filing number approach worked for you. I'll remember that trick for future searches.

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Chris Elmeda

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Peterson Manufacturing Solutions, LLC - definitely include that comma. Private non adverse security agreements follow standard UCC rules, no shortcuts or special procedures. For your equipment collateral worth $180K, consider whether you need to file as a fixture filing if any of the manufacturing equipment is attached to real property. Family arrangements sometimes overlook this detail.

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Chris Elmeda

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Check your state's fixture laws carefully. Manufacturing equipment attached to real property can be tricky to classify, and you might need both a standard UCC-1 and a fixture filing to be fully protected.

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Fixture determination depends on intent and degree of attachment. If there's any question, dual filing is often the safer approach even if it costs a bit more.

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Jean Claude

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Thanks everyone for the detailed responses! Sounds like the consensus is clear - use "Peterson Manufacturing Solutions, LLC" with the comma from the Secretary of State records, and treat this private non adverse security agreement exactly like any other secured transaction for UCC purposes. I'll review the collateral description too and make sure it's detailed enough. Appreciate all the practical advice - definitely learned some things about fixture filings and documentation best practices I hadn't considered.

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You're welcome! These name issues are so common but critical to get right. Good luck with your filing.

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Micah Trail

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Glad we could help. The UCC system is unforgiving on details but once you know the rules it's pretty straightforward, even for private arrangements.

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