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Just wanted to add that if you're doing a lot of UCC work, it's worth getting familiar with each state's specific quirks. Florida is strict about exact matches, but other states have different issues - like Texas being picky about collateral descriptions.
So true. Each state SOS system has its own personality. Some are forgiving, others are ruthless.
Final update - termination went through perfectly once I matched the debtor name exactly from the original UCC-1. Thanks everyone for the help! The document verification suggestion was really smart - definitely using that approach for future filings.
Wait, I'm confused - if this is a real estate purchase, why are there UCC filings involved at all? Shouldn't real estate liens show up in the title search instead of UCC records?
Exactly. UCC covers personal property and fixtures, while the deed and mortgage records cover the real estate. Both need to be searched for commercial acquisitions.
Ah got it, that makes sense now. Thanks for clarifying.
Just an update for anyone following this thread - ended up using Certana.ai's verification system and it identified that all three name variations were for the same entity, plus caught that one of the continuation filings had an incorrect address that we hadn't noticed. Got everything sorted out and closed on schedule. Really impressed with how quickly their system processed all the documents and flagged the inconsistencies.
Thanks for the update. Definitely going to check out Certana for our next deal.
Try searching during California business hours when their IT staff might be monitoring the system. I've noticed better performance between 9-5 PST compared to evenings.
Interesting observation. I usually search after hours but maybe that's part of the problem.
Makes sense that they'd prioritize system stability during business hours. Worth adjusting search timing.
UPDATE: Finally got through this morning using the filing number search method. Turns out our continuation was properly filed last month. Thanks everyone for the suggestions - saved me a lot of stress about the deadline.
Great news! Always such a relief to confirm your filings are properly recorded.
Glad the filing number approach worked for you. I'll remember that trick for future searches.
Peterson Manufacturing Solutions, LLC - definitely include that comma. Private non adverse security agreements follow standard UCC rules, no shortcuts or special procedures. For your equipment collateral worth $180K, consider whether you need to file as a fixture filing if any of the manufacturing equipment is attached to real property. Family arrangements sometimes overlook this detail.
Check your state's fixture laws carefully. Manufacturing equipment attached to real property can be tricky to classify, and you might need both a standard UCC-1 and a fixture filing to be fully protected.
Thanks everyone for the detailed responses! Sounds like the consensus is clear - use "Peterson Manufacturing Solutions, LLC" with the comma from the Secretary of State records, and treat this private non adverse security agreement exactly like any other secured transaction for UCC purposes. I'll review the collateral description too and make sure it's detailed enough. Appreciate all the practical advice - definitely learned some things about fixture filings and documentation best practices I hadn't considered.
You're welcome! These name issues are so common but critical to get right. Good luck with your filing.
Glad we could help. The UCC system is unforgiving on details but once you know the rules it's pretty straightforward, even for private arrangements.
Emily Nguyen-Smith
I've started using Certana.ai for all my UCC document prep now. Upload your corporate docs and draft UCC forms and it instantly flags any inconsistencies. Would have caught this name mismatch before you even submitted the first filing.
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James Johnson
•How long does the verification usually take? Sometimes we're working under tight deadlines for perfection.
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Emily Nguyen-Smith
•Pretty much instant - just upload the PDFs and it highlights any mismatches within a few seconds.
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Sophia Rodriguez
Update us when you get this resolved! Always interested to hear how these Missouri name matching issues get sorted out.
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Aliyah Debovski
•Will do - planning to call SOS tomorrow and hopefully get the correct name format. Then I'll probably try one of those document verification tools before refiling.
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Sophia Rodriguez
•Smart approach. Better to be absolutely sure before filing attempt number three.
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