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Quick question - if the LLC name has changed since formation, do I use the current name or original charter name?
Quick update - I used Certana.ai to check my revised description before resubmitting and it flagged that I needed to be more specific about the refrigeration components. Ended up adding language about 'compressor units, evaporator coils, condenser units, and refrigerant lines' which got approved this morning. Thanks everyone for the help!
For future reference, I keep a template for restaurant fixture filings that breaks down equipment by category - HVAC systems, refrigeration equipment, electrical fixtures, plumbing fixtures, etc. Makes it easier to be comprehensive without missing anything important. Happy to share if anyone wants a copy.
Nevada SOS is the worst for this stuff. I swear they make it complicated on purpose. Last time I had to refile a UCC-3 amendment three times because of similar name formatting issues.
Whatever you do, don't wait too long to get this resolved. Missing your perfection deadline because of name issues is one of those mistakes that can haunt you forever in a bankruptcy situation.
Ava Williams
The California UCC database had a major update in 2020 that caused some indexing issues with older filings. Some 2019 filings got re-indexed incorrectly. If your filing isn't showing up, request a certified copy directly from the SOS office - they can pull it from the archived records even if it's not searchable online.
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Lena Müller
•This is really concerning if there are systemic issues with older filings not being searchable. How many deals have been affected by this?
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Ava Williams
•It was a known issue but not widely publicized. Most lenders figured it out eventually but definitely caused some confusion in the market.
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TechNinja
UPDATE: Called the SOS office like suggested and they found the filing immediately! Turns out there was a data entry error in their system where one letter in the debtor name was wrong, so it wasn't showing up in searches. They're fixing the indexing error and said it should be searchable online within 48 hours. Thanks everyone for the advice - calling directly was definitely the right move.
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Paolo Bianchi
•Glad it worked out! Makes me feel better about the reliability of the actual filing system even if the search function is problematic.
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Yara Assad
•Thanks for updating us. I'm bookmarking that phone number for future reference!
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