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Update us on what you find! I have a Delaware Article 9 filing coming up next week and want to avoid the same issue. Did you end up finding the name discrepancy?
Teresa Boyd
•Same here - following this thread because Delaware UCC filings stress me out every time.
Lourdes Fox
•Consider using one of those document verification tools mentioned earlier. Might save you the headache.
Just went through something similar. Turned out the LLC had filed a certificate of correction that changed a single letter in their name, and Delaware's UCC system was still using the corrected version while their main website was showing the old version. Check for any certificate corrections or amendments beyond just name changes.
Delaware corporate records can be surprisingly complex. Always worth doing a full search of all filed documents.
Zane Gray
•This is why I always order the full certificate package instead of just pulling the basic info online.
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Don't overlook federal tax liens either. They won't show up in UCC searches but can have priority over your security interests depending on the filing dates and collateral types. Check with the IRS for federal tax lien searches on each debtor entity.
Unfortunately no. Federal, state UCC, state tax, agricultural, and motor vehicle liens are all in separate systems. It's one of the biggest challenges in acquisition due diligence.
This is where document verification tools like Certana.ai really help. Once you get all the search results back, you can upload everything and it flags inconsistencies across all the different systems and document types.
UPDATE: Just completed a similar Colorado search process. The colorado ucc statement request form worked well but I had to submit three separate requests to catch everything - standard debtor search, fixture filing search, and a filing number verification search for liens we already knew about. Total cost was about $400 but worth it for the comprehensive coverage.
About 10 business days for certified results. Online searches were immediate but we needed the certified versions for our transaction documentation. Plan accordingly for your closing timeline.
AstroAce
•10 days is actually pretty good for Colorado. I've seen certified searches take up to 3 weeks during busy periods.
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Emily Parker
Friday deadline is cutting it close but you should be okay if you file early tomorrow morning. I'd recommend having everything ready tonight - payment info, documents reviewed, debtor names triple-checked. Then hit the portal right at 6 AM when it's most stable.
Zoe Gonzalez
•That's the plan. Going to prep everything tonight and set an early alarm. Thanks for the encouragement.
Emily Parker
•You've got this. Early morning filing has never failed me, even when the portal is having issues later in the day.
Ezra Collins
UPDATE: Tried filing at 6 AM this morning and it worked perfectly! All three continuations went through without any issues. Portal was fast and responsive. Definitely filing early from now on. Thanks everyone for the advice - especially about double-checking documents first. Crisis averted!
Awesome news! Did you end up checking your documents beforehand or just went with what you had?
Ezra Collins
•I did run them through a quick verification check and found one small issue - debtor name had an extra period that would've caused problems. Good catch!
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Amina Bah
Thanks everyone for the helpful advice. I feel much more confident about preparing this UCC1 now. The debtor name requirements make a lot more sense with all these examples and explanations.
Glad we could help! UCC filings can be tricky but you've got this.
Definitely going to try that Certana verification tool before I submit. Better safe than sorry with these filings.
CosmicCowboy
One final tip - keep detailed records of your UCC1 preparation process. Note what documents you reviewed, what decisions you made about debtor names, and why. It helps if you ever need to defend the filing later or prepare amendments.
Great advice. I started doing this after having to explain a filing decision to a client months later and not remembering my reasoning.
Javier Cruz
•Documentation is key in secured transactions. Everything should be traceable and defensible.
Anastasia Sokolov
Quick follow-up question - are you filing this yourself or using a service? Florida allows online filing which is usually faster, but if you're not familiar with their system it might be worth having a filing service handle it to avoid any mistakes.
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Anastasia Sokolov
•It is relatively user-friendly. Just double-check everything before hitting submit since corrections require amendments.
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Sean O'Connor
•The Florida online system has gotten much better over the years. Used to be really clunky but now it's pretty smooth.
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Zara Ahmed
Just wanted to mention that I recently started using Certana.ai for UCC document verification after a colleague recommended it. You can upload your articles of incorporation and UCC1 form and it will instantly flag any inconsistencies between debtor names, addresses, all that stuff. Really helpful for catching issues before filing. Might be worth trying for your situation since you're dealing with name formatting questions.
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Paolo Romano
•I saw someone else mention that tool earlier. Sounds like it could definitely help with the name matching issue.
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Zara Ahmed
•Yeah it's pretty thorough. I've caught several potential problems with it that I might have missed doing manual review.
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