Is working and filing taxes for a year required for FAFSA eligibility as a new immigrant?
Hi all, I just moved to the US from Brazil three months ago and I'm trying to figure out the whole college financial aid situation. Someone at my ESL class told me that I need to have worked and filed taxes in the US for at least one full year before I can even apply for FAFSA or get any grants. Is this actually true? I have a green card and was planning to start community college next fall, but I'm worried I won't qualify for any financial aid since I just got here. Any advice would be super helpful!
19 comments


Yara Abboud
Welcome to the US! There's actually some misinformation there. As a permanent resident (green card holder), you ARE eligible to apply for federal student aid through FAFSA right away - no need to wait a year or have filed taxes previously. The main requirement is your residency status, not your tax history. You'll need to provide your Alien Registration Number (A-Number) on the FAFSA form. For the 2025-2026 school year application, if you haven't filed US taxes yet, you'll just need to indicate that on the form - it won't disqualify you.
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Connor Byrne
•Thank you so much for clarifying! That's a huge relief. So I can actually apply for the 2025-2026 FAFSA right now even though I haven't filed any US taxes yet? Will that affect how much aid I might get?
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PixelPioneer
i heard mixed things, my cousin is from mexico and they made him wait but that was like 5 years ago so maybe rules changed idk
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Keisha Williams
•Your cousin may have had a different immigration status. There are big differences between various statuses like refugee, asylum seeker, DACA recipient, permanent resident, etc. Each has different eligibility rules for federal student aid. The OP mentioned having a green card which definitely qualifies.
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Paolo Rizzo
The eligibility for FAFSA depends on your specific immigration status, not your tax history. Since you have a green card (are a permanent resident alien), you qualify for federal student aid immediately. When you complete your FAFSA, you'll need: - Your Alien Registration Number (A-Number) - Your USCIS documentation - Any income information (even if from another country) Without tax history, your SAI (Student Aid Index) calculation will just be based on whatever current financial information you can provide. If you've had no income, that could actually work in your favor for grant eligibility.
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Connor Byrne
•Thanks for the detailed information! What kind of income information should I include if most of my income was earned in Brazil before moving here? And what's an SAI? Is that like how much they expect me to pay?
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Amina Sy
When I moved here from the Philippines, I was SO CONFUSED about FAFSA too!! The whole system is complicated and nobody explains it well. I waited a year before applying because someone told me the same thing - BIG MISTAKE!! I could have started college earlier. Make sure you fill out the FAFSA as soon as it opens (usually December) for the 2025-2026 year. Also look into your state's aid programs - some have special programs for new residents.
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Connor Byrne
•Oh no, sorry you had to delay college because of bad advice! I'll definitely apply as soon as the application opens. Do you know if community colleges have different financial aid options compared to universities?
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Oliver Fischer
No, you don't need tax history, but get ready for a NIGHTMARE trying to reach anyone at the Federal Student Aid office when you inevitably have questions. Seriously, I spent 3 WEEKS trying to get someone on the phone when I had issues with my green card number not being accepted in the system!!!
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Natasha Ivanova
•I had the same problem last year! I actually found this service called Claimyr that got me connected to a FAFSA agent in about 10 minutes instead of waiting on hold forever. They basically wait in the phone queue for you and call you when they get an agent. Saved me hours of frustration. Their site is claimyr.com and they have a video showing how it works: https://youtu.be/TbC8dZQWYNQ
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Keisha Williams
Hi there! Let me clarify a few important points about FAFSA eligibility as a permanent resident: 1. You're immediately eligible with your green card - no waiting period required 2. The SAI (Student Aid Index) is what replaces the old EFC - it's how they calculate your financial need 3. You'll use the 2025-2026 FAFSA application which opens in December 2024 4. Without US tax history, you'll report any foreign income you had 5. You should also apply for state aid and institutional scholarships at your community college One thing to watch for: make sure your green card won't expire during your academic year, as that can create complications.
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Connor Byrne
•This is incredibly helpful, thank you! About reporting foreign income - would I need to convert my Brazilian income to USD using the exchange rate from when I earned it? Or do I use current exchange rates?
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NebulaNomad
Just throwing this out there - I've seen issues with the FAFSA system not recognizing some permanent resident numbers. If that happens to you when applying, don't panic! It doesn't mean you're not eligible. Just call the Federal Student Aid office (though good luck getting through...) or talk to the financial aid office at your community college. They deal with this all the time.
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PixelPioneer
•yea the FSA website is always breaking lol. happened to my roommate like 5 times trying to submit his form
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Paolo Rizzo
To answer your follow-up questions: 1. For foreign income, you'll convert using the IRS yearly average exchange rates for the tax year in question 2. The SAI (Student Aid Index) replaced the old EFC (Expected Family Contribution) - it's a number that determines your eligibility for need-based aid like Pell Grants 3. Community colleges often have special scholarship programs for first-time students As a permanent resident with likely limited income since arriving, you'll probably qualify for the Pell Grant, which doesn't need to be repaid. The maximum for 2024-2025 was $7,395, and it will likely be higher for 2025-2026.
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Connor Byrne
•Thank you! This is all so helpful. I didn't know about the Pell Grant - that would make a huge difference. I'm going to reach out to the financial aid office at the community college I want to attend to see what other scholarships they might have for someone in my situation.
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Yara Abboud
One last bit of advice: when you fill out your FAFSA, use the IRS Data Retrieval Tool if prompted, but since you haven't filed US taxes yet, you'll need to select the option that indicates you haven't filed and will manually enter your financial information. Then provide as accurate information as possible about your current assets and income. Also, be sure to check the "eligible noncitizen" box and provide your A-Number correctly. Many first-time applicants make mistakes there that delay processing.
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Amina Sy
•YES to this!! I messed up my A-Number twice and my whole application was delayed by MONTHS. Triple check that number!
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Hattie Carson
Hey Connor! Welcome to the US! 🇺🇸 I went through something similar when I moved here from Canada a few years ago. Just wanted to add that you should also look into your state's specific financial aid programs - many states have grants and scholarships specifically for community college students that are separate from federal aid. Also, don't forget to apply for institutional aid directly through your community college. They often have emergency grants, textbook vouchers, and other support programs for new students that can really help with the transition. Some even have specific funds for immigrant students. The financial aid office at your school will be your best friend - they're usually super helpful and understand the unique challenges new residents face. Good luck with everything!
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