FAFSA submitted without clicking submit button? Shows 'waiting for SSA verification' but I never finished
I was helping my daughter select schools for her FAFSA application when something weird happened. I think I accidentally clicked a link, and now I'm worried the form was partially submitted when we weren't ready. We never clicked any final submit button - we were literally just selecting her schools to send the FAFSA to. Now when we log back in to continue, the dashboard shows 'Action Required.' When I click that, it says 'unavailable, waiting for SSA verification.' I'm totally confused because I didn't even submit anything! I'm concerned about two things: 1. Are we wasting precious time in some verification limbo when we didn't even finish the application? 2. Will her selected schools get her FAFSA information if we never actually submitted? Has anyone dealt with this before? Should I start over with a new application or wait for this verification thing to clear? The priority deadline for her top choice school is coming up fast!
20 comments


Logan Stewart
It sounds like the system actually DID register a submission. The FAFSA system has an auto-save feature that sometimes registers as a submission if you complete certain sections. The "waiting for SSA verification" means the Social Security Administration is verifying your identities - this happens automatically with ALL FAFSA submissions, even partial ones. You have two options: 1. Wait for the SSA verification to complete (usually takes 3-7 days) 2. Call Federal Student Aid directly at 1-800-433-3243 to explain the situation I recommend waiting 2-3 days first. If the status doesn't change, then call. And don't worry - if the system registered enough info to start verification, your schools were probably saved.
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Diego Castillo
•Thank you! That's somewhat reassuring. Do you know if there's a way I can check which schools are actually selected in the system? I'm worried that since we were in the middle of that process, it might not have saved her complete list.
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Logan Stewart
•Once the SSA verification is complete, you should be able to log back in and view/edit the school selections. If any are missing, you can add them at that time. The verification step just locks editing temporarily.
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Mikayla Brown
This EXCT same thing happened to me last week!!! The system is super buggy right now with the new FAFSA. I was filling out mine and somehow got kicked to verification without finishing. I panicked and tried calling that 800 number for THREE DAYS and couldn't get through. It was making me crazy.
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Diego Castillo
•Oh no! Did you eventually get it sorted out? I'm stressing because her top school has a February priority deadline and I don't want to miss out on aid opportunities.
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Mikayla Brown
•Yeah, it eventully got fixed but it took like 5 days total for the verification to go through. After that I could get back in and finish selecting her schools. Just be ready to jump on it the second it processes!
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Sean Matthews
As someone who works with financial aid, I can tell you this is a common issue with the new FAFSA system. What's happening is that once you complete certain required sections (typically student/parent demographic info and financial information), the system automatically triggers the SSA verification process even before final submission. The good news: Your application data is saved in the system. The challenge: You can't edit anything until verification completes. After SSA verification, you'll be able to: 1. Review all information 2. Complete the school selection 3. Properly submit the final application Don't start a new application - that will only complicate things. The verification usually takes 3-7 business days to complete.
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Diego Castillo
•Thank you for explaining! That makes sense. If we already entered our financial information, I guess the system thought we were ready for verification. I'll wait for it to process before panicking more.
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Ali Anderson
I had a similar problem with the 2025-2026 FAFSA getting stuck in verification limbo. After trying to call FSA for days and getting nowhere, I used this service called Claimyr (claimyr.com) that got me through to an actual human at Federal Student Aid in about 15 minutes. They have this cool demo video: https://youtu.be/TbC8dZQWYNQ The agent explained exactly what happened (basically what others here said - certain sections trigger verification automatically) and confirmed my schools were saved in the system even though I hadn't completed the final submission. Saved me days of stress!
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Zadie Patel
•does this actually work? ive been trying to call about my daughters fafsa for literally a week and keep getting disconnected
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Ali Anderson
•Yes! It worked for me when I was dealing with this exact issue. The regular FSA phone line is completely overwhelmed right now with all the new FAFSA changes. Claimyr connected me directly with an agent who explained everything.
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A Man D Mortal
This is why I HATE the new FAFSA!!! So many bugs and zero communication about whats happening. My son's application got stuck in the same stupid verification loop and we missed his priority deadline for state school. No one at FSA could even tell me if his schools got the info or not. Starting to think this "simplified" FAFSA is just designed to make fewer people get financial aid with all these roadblocks.
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Mikayla Brown
•EXACTLY!!! 👏 The whole simplified thing is a joke. It's actually MORE confusing now with all these weird verification steps and no clear submission process.
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Sean Matthews
•While there are definitely growing pains with the new system, I want to reassure everyone that the verification process is not designed to reduce aid distribution. It's an essential security step to prevent identity theft. The rollout could have been smoother, but the end goal is actually to make more aid accessible to those who qualify.
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Declan Ramirez
just wait it out thats what we had to do. took like 4 days but then we could finish it. dont make a new application itll just mess things up more
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Diego Castillo
•Thanks for the simple advice. Seems like waiting is the consensus. I'll try to be patient!
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Zadie Patel
Anyone know if you can see which schools were actually saved? My daughter is in the same boat and she needs her FAFSA to go to 6 different schools but we're worried only the first 3 we entered got saved before this verification thing started.
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Sean Matthews
•Unfortunately, you can't see the school list during the verification process. However, the system typically saves school selections as you go. Once verification completes, you'll be able to review and adjust your school list before final submission. If you're concerned about deadlines, contact the schools directly - many are being flexible given the FAFSA rollout challenges.
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Logan Stewart
Just to add some clarity on the "waiting for SSA verification" status: 1. SSA verification checks that your SSN, name, and date of birth match Social Security records 2. It happens automatically when demographic information is complete 3. Most verifications complete in 3-5 business days 4. Once verification completes, you'll get an email notification 5. At that point, you can log back in to review and complete your application For your school selection concern - once verification completes, you'll be able to see which schools were saved and add any that are missing before final submission.
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Diego Castillo
•This is really helpful information! I just got the email that verification is complete, and you were right - I can now see the partial school list we had entered. I'm adding the remaining schools right now and will make sure to hit the ACTUAL submit button this time. Thank you everyone for the help!
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