FAFSA SAI charts for subsidized loans and work-study eligibility?

Congrats on finishing! The cutoffs aren't standardized across all schools. Each college sets their own thresholds for work-study and subsidized loans based on their funding. You need to check with YOUR specific school for their cutoffs.

While there's no universal chart, I can share some general info. Subsidized loans typically go to students with SAI below 12,000-15,000, though this varies. Work-study usually prioritizes SAI under 6,000 first, then expands if funds remain. But your specific school's financial aid office has the exact cutoffs - their website might have this info under "Financial Aid Eligibility" or similar pages if you can't reach them by phone.

my sai was 9300 last year and i got subsidized loans but no work study at State University. but my friend at Tech College got both with 10,500 sai. totally depends on the school

Have you tried the Federal Student Aid Simulator on studentaid.gov? It won't give you exact eligibility but can estimate what types of aid you MIGHT qualify for based on your SAI. I found it helpful when I was in your situation.

I spent THREE DAYS trying to get through to the financial aid office when my FAFSA was completed. Absolute nightmare. Finally used Claimyr (claimyr.com) to connect with a Federal Student Aid agent who explained my SAI and what it meant for my eligibility. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. Saved me hours of frustration and hold music.

Financial aid advisor here - important correction to some comments above. There's no fixed national SAI threshold for subsidized loans or work-study. Each institution receives a federal allocation for work-study and determines how to distribute it. For subsidized loans, your school's cost of attendance, other aid, and your SAI all factor into the calculation. The only aid with standard national SAI cutoffs is the Pell Grant (currently SAI below 7395 for maximum award, with partial awards up to around 9200). Your aid package from your school will tell you exactly what you qualify for. If you're trying to plan ahead, review last year's aid package if you're a returning student, or check the school's net price calculator for an estimate.

I received a subsidized loan with an SAI of 11000, but I have 3 siblings in college which was a big factor. Did you indicate other family members in college on your FAFSA? That can make a huge difference in what you qualify for even with the same SAI.

My son just went through this last year and his financial aid letter showed he qualified for work-study with an SAI around 9500. We were shocked because we didn't think we'd qualify for anything! The whole system is so confusing.

hey also dont forget to check if ur school has a separate application for work study!! mine did and i almost missed the deadline bc i assumed the fafsa was enough

I'm in a similar boat with an SAI of 9200! After reading through all these responses, it sounds like there's hope for both of us. One thing I found helpful was calling my school's financial aid office super early in the morning (like 8 AM right when they open) - got through on the second ring instead of waiting forever. Also, if your school has a financial aid workshop or drop-in hours, that might be faster than phone/email. Good luck with your aid package!