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Katherine Hunter

FAFSA Only Asked About EIC - Missing Financial Questions When Contributing as Parent?

I'm completely lost with the 2025-2026 FAFSA. Just created my FSA ID and logged in as the 'contributor' on my son's application. All it asked was whether I received Earned Income Credit in 2023, and NOTHING else! No questions about my income, assets, nothing about my W-2 or 1040 information. Didn't even ask about bank accounts or investments. Then it just had me electronically sign and submit? This feels wrong - I had all my tax documents ready to go. Did I miss a section somehow? Is the system glitching? Anyone else experience this simplified version?

The new FAFSA is supposed to be simplified, but that sounds WAY too simplified. Did you check the top of the screen to make sure you were completing all required sections? There should definitely be more financial questions even with direct tax data transfer. At minimum they should ask about untaxed income, some assets, and household size information.

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I double-checked and didn't see any indication of missing sections. It literally just asked about the EIC then prompted for my signature. My son's part had questions about his info, but mine was basically nothing. Should I try deleting the application and starting over?

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maybe ur tax info got pulled automatically from irs? the new fafsa has that direct data transfer thing now. did it mention anything bout that at the beginning?

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It did mention something about data transfer, but I assumed I'd still need to enter some information manually. There wasn't any confirmation showing what data was transferred either. Just feels weird that it would be THAT simple.

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This is actually a known issue with the new FAFSA for certain tax situations. It's likely the system determined your son qualifies for an Auto-Zero EFC calculation based on your EIC status. The FAFSA system may have determined that based on your AGI and EIC status, your Student Aid Index (SAI) would automatically be calculated at the minimum, so it skipped the remaining financial questions. I'd recommend taking these steps: 1. Print a copy of the completed FAFSA confirmation page 2. In 3-5 business days, check the SAI calculation in your son's account 3. If the SAI seems wrong or you get an error message, THEN you should be concerned The new simplified FAFSA is actually working as designed for certain income levels when EIC is claimed.

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That actually makes sense! Our AGI was around $38,000 last year. I didn't realize the system could skip questions based on that. I'll wait and check the SAI in a few days. Thank you for explaining this - I was really worried we'd done something wrong!

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The exact same thing happened to me!! I was totally freaking out thinking I broke the system or something. All it asked was about EIC and then signature. Called FSA like 15 times and couldn't get through to anyone. Still don't know if it processed right or not. The whole new FAFSA is A COMPLETE DISASTER if you ask me. Why can't they just make things SIMPLE instead of "simplified" which actually means BROKEN!!

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did u ever figure out if it worked right? i'm having same issue but don't wanna wait 3 weeks to find out if it's wrong

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After 2 weeks we finally got the SAI score and it was actually correct (I think). But the whole process gave me serious anxiety. I hate how there's no confirmation that it's processing correctly!

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I had this exact issue last week! After panicking and trying to call Federal Student Aid for two days straight (getting disconnected every time), I finally got through using Claimyr. Check out their service at claimyr.com - they basically hold your place in line and call you when they get an agent. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent confirmed that for certain income levels, especially with EIC, the system is designed to skip most questions because you'll automatically qualify for maximum aid. Still should have explained that better on the form though!

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Thank you for this! If I don't see an SAI score in a few days, I'll definitely try this service. Trying to call FSA directly has been completely frustrating.

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wait the FAFSA can do that?? like just decide not to ask questions?? sounds sketchy to me. i would definitely call and double check. my sister filled hers out last month and they asked her like 50 questions even tho she makes like no money at all.

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The 2025-2026 FAFSA uses different logic paths depending on your tax situation. If your sister completed hers last month, she was likely using the 2024-2025 form which had the older, more comprehensive question set. The new form uses IRS data transfer more extensively and can skip questions when certain criteria are met.

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Just to follow up on what others have said - the Auto-Zero EFC (now called minimum SAI) threshold for the 2025-2026 FAFSA is $41,000 AGI. If you earned the Earned Income Credit and your AGI is below that threshold, the system will skip additional financial questions. It's working as designed, but the Department of Education really should have added better explanations in the form itself to prevent confusion.

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Thanks for confirming the exact threshold! Our AGI was definitely under that amount, so I feel much better now. You're right though - even a simple message explaining "based on your EIC status, we're skipping additional questions" would have saved me a lot of stress!

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anyone know how long it takes to get the SAI score after submitting? been waiting almost a week for my daughters

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Processing times for the 2025-2026 FAFSA have been ranging from 3 days to 3 weeks. If your daughter's application has any flags that require manual review (citizenship verification, unusual income changes, etc.), it may take longer. You can check the status on studentaid.gov under her account.

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UPDATE: Got my son's SAI score today (took 4 days) and it's showing the minimum SAI amount just like you all suggested! So the system was working correctly. I still wish they'd explain this better on the form, but I'm relieved everything worked out. Thanks everyone for the help and reassurance!

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thx for updating! this makes me feel better about mine too

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So glad to see this update! I was having the exact same anxiety about this issue. The new FAFSA really needs better user communication - like a simple popup saying "Based on your tax information, we're using streamlined processing" or something. It's crazy how many parents are going through this same panic. Thanks for following up with the resolution - it helps everyone else who finds this thread!

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