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Jeremiah Brown

Common App asking for 'gross income' vs AGI - which one for FAFSA consistency?

I'm helping my daughter fill out her Common App for college applications, and I'm confused about the financial information section. There's a question asking for our family's 'gross income' but I'm not sure if this means the Adjusted Gross Income (AGI) from our tax return or just total gross income before adjustments. I want to make sure we're consistent with what we'll put on the FAFSA, so which number should we use? I don't want to mess up her applications by reporting different income amounts on different forms. Has anyone else dealt with this?

its asking for gross income not AGI. on common app u put total income b4 any deductions. for FAFSA u'll use AGI which is line 11 on 1040. they're different forms so they want different numbers.

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That's really confusing. Wouldn't that make it look like we have more income on the Common App than what we're reporting on the FAFSA? I'm worried colleges will think we're being inconsistent.

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The Common App is specifically asking for your total income before any deductions or adjustments, which is different from the AGI that you'll use on the FAFSA. This is standard practice and college financial aid offices understand the difference between these numbers. Just make sure you're using actual gross income (all income sources combined) for Common App and then AGI (from tax return line 11) when you complete the FAFSA next month.

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Thank you for explaining that so clearly! One follow-up question - should we include untaxed income like 401k contributions in the gross income figure for Common App?

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when i did this last yr i just put the same # everywhere bc i didnt know there was a difference lol. nobody said anything so i guess it wasnt a big deal??

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This can actually cause problems. The financial aid office might flag your application for verification if they see inconsistencies between your FAFSA and other financial information. Better to report the correct figures on each form to avoid delays in aid processing.

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This whole system is DESIGNED to confuse parents!! Why can't they all just use the SAME income figure?? I spent HOURS trying to figure out all these different forms last year with my son's applications. Common App wants gross, FAFSA wants AGI, CSS Profile wants something else entirely, and then some schools have their OWN financial forms! It's RIDICULOUS!

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I feel your pain. Just went through this with my twins. Different forms collecting different data points so schools can get a complete financial picture. Frustrating but part of the process.

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Financial aid counselor here. The Common App is asking for your gross income (total income before deductions), while FAFSA uses your Adjusted Gross Income from your tax return. This is intentional as schools use both figures to get a more complete picture of your financial situation. For Common App: Include all income from all sources before any deductions For FAFSA: Use the AGI figure from line 11 of your 1040 tax form There's no problem having different figures on these forms, as long as each is accurately reported according to what's being asked.

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This is so helpful, thank you! Should we include my spouse's income too, or just the custodial parent for Common App?

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You should include the total household income, which means both parents if they're married and living together. For divorced/separated parents, Common App generally wants the custodial parent's household income (including any step-parent if remarried).

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When I was filling out my son's applications, I couldn't reach anyone at the Common App helpline or get clear answers from their website. I discovered Claimyr (claimyr.com) which helped me get through to a financial aid advisor at one of his target schools who explained all this. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ. It was so much easier than sitting on hold for hours, and they explained that Common App wants gross income while FAFSA needs the AGI figure.

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Does this work for getting through to the Federal Student Aid helpline too? Their wait times are insane lately.

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Yes! That's actually what I used it for later in the process when we had questions about verification. Saved me hours of wait time and the frustration of getting disconnected.

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Just wanted to update everyone - I called my daughter's high school counselor who confirmed what many of you said. Common App does want total gross income before deductions, while FAFSA uses AGI. She said colleges understand this difference and won't flag it as an inconsistency. Thanks everyone for your help!

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Glad you got it sorted out! It's always good to verify with a school counselor. Best of luck to your daughter with her applications!

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Great to see this got resolved! For anyone else reading this thread, I'd recommend keeping a simple spreadsheet with all the different income figures you'll need throughout the application process. Include columns for gross income (Common App), AGI (FAFSA), and any other variations schools might ask for. This way you can stay consistent and reference back to what you've already reported. The college application process has enough stress without worrying about income reporting inconsistencies!

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This is such a helpful thread! I'm going through this exact same situation with my son's applications right now. Just to clarify what I'm understanding - for Common App I should report our total household income from all sources (wages, interest, dividends, etc.) before any deductions or adjustments, and then for FAFSA I'll use the AGI from line 11 of our 1040. The difference between these two numbers is totally normal and expected by colleges, right? I was getting so stressed thinking I had to make them match somehow!

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That's exactly right! You've got it figured out perfectly. The difference between gross income (Common App) and AGI (FAFSA) is completely normal and expected. Colleges see these variations all the time because they're asking for different types of income data to get a full picture of your financial situation. Don't stress about making them match - just make sure each number is accurate for what that specific form is requesting. You're doing great navigating this confusing process!

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As someone who just went through this process with my daughter last year, I can confirm what others have said - Common App wants your total gross income (all income before any deductions) while FAFSA uses your AGI from line 11 of your tax return. The numbers will be different and that's completely normal! One tip that helped me: when you're gathering your financial documents, pull out your most recent pay stubs and tax return at the same time. For Common App, you'll add up all the gross income from wages, self-employment, interest, dividends, etc. For FAFSA, you'll just use that AGI line from your 1040. Having both documents in front of you makes it much easier to report the right numbers on each form. Don't overthink it - colleges deal with this difference every day!

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This is such great advice! I wish I had thought to gather all my financial documents at once like that. I've been running back and forth between my computer and filing cabinet trying to find different pieces of information. Having everything laid out would definitely make this whole process less stressful. Thanks for the practical tip - I'm going to do exactly this when I sit down to complete both forms this weekend!

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I'm just starting this process with my oldest and this thread has been incredibly helpful! One quick question - when reporting gross income on Common App, do I need to include things like employer contributions to health insurance or retirement plans? Or is it just the income that actually shows up on my W-2 and other tax documents? I want to make sure I'm not over-reporting or under-reporting. The instructions aren't super clear about what exactly counts as "gross income" in their system.

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Great question! For Common App's gross income, you should include the income that appears on your tax documents (W-2, 1099s, etc.) but NOT employer contributions to your health insurance or retirement plans - those aren't considered your income since you never receive that money directly. Stick to wages, salaries, self-employment income, investment income, and other sources that are actually reported as income on your tax return. The Common App is looking for your total taxable and non-taxable income before deductions, but employer-paid benefits aren't part of that calculation. Hope this helps clarify!

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This thread has been so educational! I'm a first-time parent going through this process and I had no idea there were different income requirements for different forms. Reading through everyone's experiences really helped me understand that Common App wants gross income (before any deductions) while FAFSA uses AGI from the tax return. It's reassuring to know that having different numbers on these forms is completely normal and expected by colleges. Thanks to everyone who shared their knowledge - it's making this overwhelming process feel much more manageable!

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I'm so glad this thread helped you too! As another first-time parent in this process, I was completely overwhelmed when I first started looking at all these different forms. It's such a relief to know that other families have successfully navigated this and that the different income numbers are actually expected. The college application process is stressful enough without worrying that you're doing something wrong with the financial reporting. Thanks to everyone who took the time to explain how this all works - it really makes a difference for those of us who are new to this!

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As a newcomer to this process, I want to thank everyone for this incredibly helpful discussion! I was completely confused about the difference between what Common App and FAFSA are asking for, but reading through all these responses has really clarified things for me. It's such a relief to know that using gross income (all income before deductions) for Common App and AGI from line 11 of the tax return for FAFSA is the correct approach, and that colleges expect these numbers to be different. I was worried I'd mess up my child's financial aid by reporting inconsistent information, but now I understand these forms are designed to capture different types of income data. This community is amazing for helping families navigate these complex processes!

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I'm so glad this thread exists too! As someone just beginning this journey with my daughter, I was feeling completely lost about all the different financial forms and requirements. Reading everyone's experiences has been such a lifesaver. It's amazing how something that seemed so confusing (why different forms want different income numbers) now makes perfect sense - they're each designed to capture different aspects of your financial picture. I really appreciate how this community comes together to help families understand these processes. Now I feel confident moving forward with the applications instead of second-guessing every number I enter!

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This has been such an informative thread! I'm just starting the college application process with my daughter and was completely overwhelmed by all the different financial forms requiring different information. Reading through everyone's explanations has been incredibly helpful - I now understand that Common App wants total gross income (all income sources before any deductions or adjustments) while FAFSA uses the AGI from line 11 of our tax return. It's such a relief to know that these numbers are supposed to be different and that colleges expect this variation! I was so worried about appearing inconsistent across forms, but now I realize each form is designed to capture different aspects of our financial situation. Thank you to everyone who shared their experiences and expertise - this community really helps make a complex process much more manageable for first-time parents like me!

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Welcome to this process, Chloe! I'm also a newcomer navigating this with my son and this thread has been a game-changer for me too. I was so stressed about "getting it wrong" but everyone's explanations really show that the system is designed this way on purpose. It's comforting to know we're all going through the same confusion and that there's such a supportive community here to help us figure it out. Best of luck with your daughter's applications - we've got this!

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As someone who just discovered this thread while researching the same question, I can't thank everyone enough for these detailed explanations! I was getting so frustrated trying to figure out why different applications were asking for different income numbers - I thought I was missing something obvious. Now I understand that Common App wants our total household gross income (all sources before any deductions) while FAFSA will use our AGI from line 11 of our 1040. It's such a relief to know that having different numbers on these forms is completely normal and expected by colleges. I was actually losing sleep worrying that inconsistent reporting might hurt my son's chances or cause problems with financial aid. This community is incredible for helping confused parents like me navigate this maze of forms and requirements!

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I'm so glad you found this thread helpful, Daniel! As another newcomer to this process, I was having the exact same worries about inconsistent reporting potentially affecting my child's applications. It's incredible how much clearer everything becomes when you understand that these forms are intentionally asking for different types of financial information. The Common App wants that complete picture of your total income before any adjustments, while FAFSA focuses on the AGI that's already been processed through tax calculations. Reading everyone's experiences here has transformed what felt like an impossible puzzle into something much more manageable. Thank you to all the experienced parents and professionals who took the time to explain this - it really makes such a difference for those of us just starting this journey!

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I'm new to this whole college application process and just stumbled across this thread while trying to figure out the exact same thing! Reading through everyone's experiences has been such a huge help. I was getting really stressed thinking I had to make all the income numbers match across different forms, but now I understand that Common App wants total gross income (everything before deductions) while FAFSA uses the AGI from our tax return. It's so reassuring to know that colleges actually expect these numbers to be different! I was worried that reporting different amounts might look suspicious or hurt my daughter's chances. Thank you to everyone who shared their knowledge here - this community really makes navigating this confusing process so much easier for parents like me who are doing this for the first time!

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Welcome to this journey, Yara! As another newcomer who just went through this exact confusion, I completely understand that stress about making sure all the numbers "match" across forms. This thread has been such a lifesaver for me too - I had no idea that different applications were intentionally designed to capture different financial information. It's amazing how much more confident I feel now knowing that Common App's gross income and FAFSA's AGI are supposed to be different numbers! I was also worried about looking suspicious or inconsistent, but learning that colleges deal with these variations every day has been such a relief. Good luck with your daughter's applications - sounds like we're all figuring this out together!

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As someone just starting this process with my first child, I cannot express how grateful I am for this entire discussion! I was completely panicking about the different income requirements across forms, thinking I was somehow supposed to make them all match. Understanding that Common App wants total gross income (all sources before any deductions) while FAFSA uses AGI from line 11 of the tax return has been such a revelation. I was literally up at night worrying that reporting different numbers would somehow flag our application as inconsistent or fraudulent. It's incredible how much stress this community has relieved by explaining that colleges not only expect these differences but actually use them to get a comprehensive view of families' financial situations. Thank you to everyone who took the time to share their expertise and experiences - you've turned what felt like an insurmountable challenge into something I can actually handle with confidence!

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I'm so glad you found this discussion helpful, Jamal! As another newcomer who was feeling completely overwhelmed by all these different forms and requirements, I totally relate to that panic about making numbers match across applications. This thread has been absolutely invaluable in helping me understand that the system is actually designed this way intentionally. Reading everyone's explanations about how Common App uses gross income while FAFSA uses AGI to create a complete financial picture has been such an eye-opener. I was also losing sleep worrying about inconsistencies, but now I feel so much more prepared to tackle these applications with my child. It's amazing how supportive this community is - thank you to all the experienced parents and professionals who share their knowledge to help families like ours navigate this complex process!

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Amina Bah

This thread is exactly what I needed to find! I'm a newcomer to the college application process with my daughter and was getting so confused about why Common App and FAFSA seem to want different income information. Reading through everyone's explanations has been incredibly enlightening - I now understand that Common App is asking for total gross income from all sources before any deductions, while FAFSA uses the Adjusted Gross Income from line 11 of our tax return. It makes so much sense that these would be different numbers since they're capturing different aspects of our financial picture! I was really worried that having inconsistent income figures across forms would somehow hurt my daughter's applications or financial aid prospects. Thank you to everyone who shared their experiences and expertise here - this community has transformed what felt like an overwhelming maze of requirements into something I can approach with confidence. It's such a relief to know that colleges expect and understand these variations!

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Welcome to this process, Amina! I'm also just starting this journey with my child and found this thread to be such a lifesaver. I was having the exact same concerns about income reporting inconsistencies - it's amazing how much clearer everything becomes when you understand that these different forms are intentionally designed to capture different financial data points. The distinction between gross income for Common App and AGI for FAFSA makes perfect sense now that everyone has explained it so well. I was also worried about potentially hurting my child's chances, but learning that colleges deal with these variations daily has been such a huge relief. It's wonderful to see how this community comes together to help newcomers like us navigate what initially seems like such a complex and intimidating process. Best of luck with your daughter's applications - we're all figuring this out together!

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