


Ask the community...
DONT TRUST THE SAI!!!! The new FAFSA formula is COMPLETELY BROKEN!!!! My sister and I have almost identical financial situations but her SAI came back 5000 HIGHER than mine for no reason!!!! The whole system is rigged and nobody at FSA will even explain how they calculate it. I spent 3 weeks trying to get through to someone who could actually explain the calculation and they just kept transferring me around.
While there have been some issues with the new formula, there are usually explainable reasons for SAI differences. Things like multiple students in college at once, specific tax situations, or assets reported differently can cause seemingly similar situations to have different SAIs. It's not completely random or rigged.
Update: I finally spoke with my school's financial aid office! With my SAI of 8630, they're offering me a $2,250 Pell Grant, $5,500 in subsidized loans, $4,000 in unsubsidized loans, and a $12,000 institutional grant! Plus work-study for $3,500. That leaves about $9,750 I need to figure out, but it's WAY better than I expected. Thanks everyone for your help and advice!
That's actually a really good package! Congrats! The institutional grant is impressive - that's the benefit of schools with higher sticker prices, they often have more institutional aid to give.
So glad it worked out! Did you end up using the service I recommended to get through to them?
I just want to clarify something important about the timeline - mid to late March is when most FAFSA applications should be *processed*, but that doesn't mean you'll immediately receive your SAI (Student Aid Index) or financial aid package from colleges. After FAFSA processes your application, they need to send that information to your chosen schools, and then each school needs to create a financial aid package based on your SAI, their available funds, and their institutional methodology. So while the March timeline for FAFSA processing may be accurate, you should expect an additional 1-3 weeks before receiving actual financial aid packages from individual schools. That's why it's so important to contact each school's financial aid office directly to explain the situation and ask about flexibility with deposit deadlines.
our fasfa just got approved after all that trouble! the agent said somtin abt the system not recognizing parent signatures right if u used the mobile app? did u sign on phone?
Yes! I did sign on my phone! I wonder if that's the issue. Did you have to submit a new application or did they recover the original one?
@OP - After you get this resolved, immediately save a PDF copy of the entire submitted application and take screenshots of your confirmation page with the confirmation number. Trust me on this - with all the system issues, having your own documentation can save you if the application mysteriously changes or disappears again. Also, once submitted, have your daughter check her Student Aid Index (SAI) calculation (what used to be the EFC) to make sure it looks reasonable based on your financial situation. If it seems wildly off, request a review immediately rather than waiting.
Update: Finally got this resolved! For anyone facing similar issues - it turns out our application WAS still in the system, but had gotten stuck in a weird state because I signed on mobile. The FSA agent was able to find it and reset the signature requirement. We didn't have to redo everything after all! Definitely saving PDFs of everything now.
UPDATE: Just wanted to follow up - after submitting my correction to add my dependents, my SAI dropped by over $7,500! That's a huge difference that affected my Pell Grant eligibility. So definitely don't skip fixing this glitch once you can submit corrections.
Wow that's a massive difference! Thanks for sharing the update. I submitted my correction yesterday so hoping to see my updated SAI calculation soon. This makes me feel better about the whole process.
why is fafsa so complicated for parents???! nobody told me i would need a computer science degree to apply for financial aid lmao
FOR REAL!!! And they claimed the new system would be "simplified" 🙄 It's actually MORE confusing than before.
Liam O'Reilly
wait im confused. if im already in college and got fafsa before do i have to do all this verification stuff for my parents again this year???
0 coins
Aria Washington
•Yes, unfortunately. The new FAFSA requirements apply to everyone, even continuing students who've received aid before. For the 2025-2026 academic year, all dependent students need their parents to create an FSA ID and verify their identity, even if they've completed FAFSA forms in previous years. This is a completely new requirement under the FAFSA Simplification Act.
0 coins
Isabella Russo
Thanks everyone for the suggestions. I'm going to propose a multi-pronged approach to our director: 1. Start identifying vulnerable students now through advisor outreach 2. Host dedicated parent verification workshops with translators 3. Create a small emergency fund for students whose parents ultimately can't complete verification 4. Document all cases for advocacy purposes I'll update if we come up with any other successful strategies. This shouldn't be falling on schools to fix, but we can't just let students lose their aid and drop out.
0 coins
Chloe Delgado
•That sounds like a solid plan. One more thing we've done is create a network with other local colleges to share resources. For example, we combine our translation services for certain languages to reduce costs. Might be worth exploring in your area.
0 coins