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DOUBLE CHECK with your school's financial aid office! Each school has their own policies on how outside scholarships impact your aid package. Some schools will reduce loans first (good), others reduce grants first (bad). My daughter's school had a "displacement policy" that basically penalized her for getting outside scholarships by reducing institutional grants dollar-for-dollar. Total scam!
To summarize the correct information: 1. Scholarship money used for room & board is counted as the STUDENT'S income on the FAFSA, not the parents' income 2. The no-asset test (175% of poverty level) only looks at PARENT income, not student income 3. Student income is assessed separately through the Student Aid Index formula, where they get the income protection allowance (~$9,410) 4. Since this is for the 2024-25 academic year, this scholarship income would affect your 2026-27 FAFSA, not your 2025-26 FAFSA So you can focus on managing your own income/401k contributions without worrying about how your daughter's scholarship might push you over the asset reporting threshold - it won't.
Just to clarify something important: When you submit documents for the Professional Judgment review, make sure you're clear that this is about BOTH: 1. Correcting the fraudulent application 2. Adjusting for your current income situation Sometimes schools handle these as separate processes, and you don't want your income adjustment request to get lost while they're dealing with the fraud correction. Consider requesting a meeting with a senior financial aid counselor rather than just working with whoever answers the phone.
wait did u try to login to studentaid.gov to see what information the fraudster put in ur fafsa?? u should check that to see what schools they sent it to and everything!!!
Yes! I was able to access the fraudulent application and that's how I knew it wasn't just a mistake - they listed schools I've never applied to and income information that wasn't mine. So bizarre and scary. I've since updated all of that with my correct information, but I'm still working on the special circumstance adjustment.
With your family income at $34,000 for a household of 4, you are EXACTLY who the Pell Grant was created to help. You'll almost certainly qualify for the maximum amount. I've been working with FAFSA applications for years, and I've noticed that when people think they should qualify but don't, it's usually because of one of these mistakes: 1) They accidentally reported retirement assets as regular assets (retirement accounts should be excluded) 2) They entered income information incorrectly (like putting a decimal point in the wrong place) 3) They didn't use the IRS Data Retrieval Tool, resulting in mismatched information 4) They missed the state or school deadlines for additional aid 5) They didn't follow up on verification requests The FAFSA itself doesn't have an income cutoff - everyone should apply. Individual schools may have different thresholds for their institutional aid, but federal programs like Pell Grants have consistent formulas nationwide.
have u tried logging in with ur kids info instead of urs? my nephew had this problem and for some reason when HE logged in (not his mom) he could edit everything fine even tho it was submitted. worth a try maybe?
UPDATE: So I tried multiple things based on everyone's suggestions. The midnight trick didn't work, neither did using my phone. HOWEVER - having my son log in with his own account DID show different options! He could see a button for "Correct or Update FAFSA" that wasn't visible in my parent view. Still got an error when trying to save changes though. I ended up using Claimyr like someone suggested, and got through to an agent in about 20 minutes instead of waiting for hours. The agent confirmed this is a known issue affecting "thousands of applications" and put in an override request. They said we should be able to edit the FAFSA in 2-3 business days. I've also emailed all the financial aid offices to let them know what's happening. Thank you everyone for all the help! This has been so stressful.
Pedro Sawyer
Honestly the whole FAFSA system is so confusing and nobody explains anything properly. My daughter had her FAFSA "processed" but then one school randomly selected her for verification and we had to submit like 20 more documents and it delayed her aid by 2 months. The whole system is designed to make you give up.
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Mae Bennett
•So true! When my son got selected for verification last year, I spent THREE WEEKS trying to get through to someone at Federal Student Aid. The phone lines were constantly busy and when I finally got through, I was on hold for 2+ hours! I finally found this service called Claimyr (claimyr.com) that got me connected to an actual human at FSA in under 15 minutes. They have a video demo showing how it works: https://youtu.be/TbC8dZQWYNQ Saved me so much frustration and we got the verification issues resolved that same day. Just a tip in case you run into verification problems later.
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Mateusius Townsend
Thank you all for the helpful advice! I've had my son check each school's portal and two of them actually do need additional information - one needs the CSS Profile and another has a school-specific form. We wouldn't have known to check without your suggestions! We'll keep an eye out for any verification requests too. I appreciate everyone's help navigating this confusing process.
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Kara Yoshida
•Glad we could help! That's exactly why it's so important to check each school individually. Good luck to your son with his financial aid packages!
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