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my cousin said they might extend it again if too many people still dont have their SARs
While further extensions are possible, I wouldn't count on them. The May 5th extension is already exceptional. Students should do everything possible to obtain their SARs before this date rather than hoping for additional extensions.
UPDATE: I finally got my SAR!!! Called FSA using that Claimyr service someone mentioned above and got through to an actual person in about 30 minutes. They found a small error in my parent's contribution section that was holding everything up. The agent fixed it right away and my SAR was processed within 24 hours. Already submitted my Cal Grant application with 2 weeks to spare before the extended deadline. Such a relief! Thanks everyone for your help!
congrats!!! gonna try this myself tomorrow. did they charge you a lot for the service?
It was worth whatever they charged just to get this resolved! But honestly I was so stressed about the SAR I didn't even pay attention to the cost. I just needed to talk to a human at FSA!
AVOID PARENT PLUS LOANS IF YOU CAN!!! The interest rates are RIDICULOUS compared to the regular student loans. Our first child graduated 2 years ago and we're still buried in Parent PLUS debt. The subsidized and unsubsidized federal loans have much better rates and more flexible repayment options. Max those out first! Also look into private loans before Parent PLUS - if you have decent credit you can probably get a better rate.
While Parent PLUS loans do have higher interest rates, I wouldn't necessarily recommend private loans first. Federal loans (including Parent PLUS) have advantages like income-driven repayment plans, potential loan forgiveness, and hardship deferments that private loans don't offer. But you're absolutely right that students should maximize subsidized and unsubsidized loans before parents take on PLUS loans.
Does anyone know if we need to fill out a separate CSS Profile for the NY school? I've heard some schools require that in addition to FAFSA, but I'm not sure if that's related to the federal loans or something else entirely.
The CSS Profile is for institutional aid (scholarships and grants from the college itself), not for federal loans. Some private colleges require it, but not all. Check your daughter's specific college's financial aid website or call their financial aid office to confirm if they require the CSS Profile. The federal loans (subsidized, unsubsidized, Parent PLUS) only require the FAFSA, not the CSS Profile.
am i the only 1 who thinks its RIDICULOUS they made this new system and its been nothing but problems?? like they had YEARS to plan this rollout and its still a mess. my brothers fafsa from last year took like 3 days to process and mine is going on week 5 with these same weird emails
EXACTLY!! It's like they didn't even test it before launching! 🤦‍♀️
UPDATE: For anyone following this thread - after about 3 weeks, the emails finally stopped for us. Our SAI showed up in the system after about 25 days (much longer than previous years). But everything processed correctly even with those annoying emails. So if you're experiencing this, just hang tight!
just fyi my neighbor had their kid emancipate right b4 college and they got TONS more aid that way. might be worth looking into legal emancipation if ur kids r 17
This is extremely problematic advice. Legal emancipation is a serious court proceeding that requires proving that parents are unfit or that the minor is completely self-supporting. Pursuing emancipation solely for financial aid purposes could constitute fraud. Courts don't grant emancipation for financial convenience - it's for situations where minors truly need to be legally separated from their parents. Please don't suggest this as a financial aid strategy.
After reading through all these responses, I think your best options are: 1. The strategy mentioned by the financial aid counselor about PLUS loan denial leading to increased unsubsidized loan eligibility for your children 2. Filing appeals for professional judgment at each school based on the multiple students in college and any other special circumstances 3. Looking into whether any of your children qualify for merit scholarships or outside private scholarships Remember that falsifying information on the FAFSA has serious consequences including having to repay all aid received, fines up to $20,000, and possible prison time. The schools and the Department of Education have sophisticated systems to detect fraud.
Thank you for summarizing. I would never want to falsify information - was just trying to understand the system better. The PLUS loan denial strategy sounds promising, along with appealing to the financial aid offices directly. I appreciate everyone's help!
Samuel Robinson
Quick tip that might help others: For anyone dealing with these delays and needing to make college financial decisions, contact your school's financial aid office directly. Many colleges have implemented provisional aid award processes specifically to deal with the FAFSA processing backlog this year. They can often use estimated SAI calculations based on tax return copies you provide directly to them while waiting for official FAFSA processing. This won't help with the tax refund delay, but it can at least keep your college financial planning on track.
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Debra Bai
•This is really helpful - we've been worried about missing tuition deposit deadlines while waiting for the official aid package. I'll contact the financial aid office tomorrow!
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Gabriel Freeman
My friend works at the IRS (not supposed to tell me this stuff but whatever) and she says they're prioritizing processing people who OWE money first, then doing refunds after. So if you're getting a refund, you're automatically at the back of the line. Has nothing to do with FAFSA - just how they maximize revenue collection.
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JaylinCharles
•This is incorrect. The IRS processing queues are primarily organized by filing method (electronic vs. paper), then by filing date, then by complexity factors. There is no systematic prioritization of returns with balances due over returns with refunds. What is true is that returns claiming certain credits like EITC or Additional Child Tax Credit face mandated review periods, which can delay processing.
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