


Ask the community...
My twins are graduating in 2025 too. Their college counselor told us to attend a FAFSA workshop in September (school is hosting one) because the new version has so many changes. Maybe check if your daughter's school offers something similar? Also wondering about the 10 school limit - what happens if your kid is applying to more than 10 schools?
If your child is applying to more than 10 schools, you can add more colleges later by: 1. Logging back into FAFSA.gov after your initial submission 2. Choose "Make FAFSA Corrections" 3. Delete some of the original schools and add new ones 4. Submit the corrected form The schools you removed will still have received your information. Alternatively, you can also contact the financial aid office at additional schools and provide them with your FAFSA confirmation number to ensure they access your information.
Thank you all SO much! This has been incredibly helpful. I'm going to check if my daughter's school offers a FAFSA workshop like someone mentioned. I'll definitely set up our FSA IDs this summer so we're prepared when the FAFSA opens in December. I'm relieved to know we can list schools before she applies - that was really confusing me. Sounds like the best approach is to get the FAFSA done early in December. Now I need to research which schools require the CSS Profile too!
You're welcome! One more tip: make sure you and your spouse both have separate email addresses and phone numbers for your FSA IDs. Many problems in the new system happened when parents tried to use the same contact information. Also, write down your FSA ID information somewhere secure - you'll need it every year you have a child in college.
Has anyone noticed that sometimes the system glitches when you're doing multiple student apps from the same parent account? I swear when I did my second child's FAFSA, some of the parent data randomly disappeared from my first child's application. We ended up having to correct her info after submitting the second kid's form. Just a warning to double-check BOTH applications after you're done!
Quick update on this topic: The Department of Education announced they're working on a "family transfer" feature for the 2026-2027 FAFSA that would allow parent information to be copied between siblings' applications. Unfortunately, that doesn't help for this application cycle, but it's coming in the future. In the meantime, I recommend having both your tax return and your first child's completed FAFSA in front of you while completing the second application. Being methodical about transferring the exact same information will help prevent any verification issues later.
To answer your follow-up question about income-contingent repayment for Parent PLUS loans: you would need to consolidate your PLUS loans into a Direct Consolidation Loan first. Then you could apply for Income-Contingent Repayment (ICR), which is the only income-driven plan available for Parent PLUS loans. Under ICR, your payment would be the lesser of: 1. 20% of your discretionary income (adjusted gross income minus 100% of poverty guideline) 2. What you would pay on a 12-year fixed payment plan, adjusted according to income Since your income varies, they would use your most recent tax return to calculate the initial payment, and you can request recalculation if your income changes significantly.
When you consolidate Parent PLUS loans, the new interest rate will be the weighted average of your original loans' rates, rounded up to the nearest 1/8th of a percent. So it's typically very close to what you were already paying. The term length can change based on the repayment plan you select, ranging from 10-30 years depending on loan balance and plan type. Consolidation does reset any progress toward forgiveness programs, but since Parent PLUS loans have limited forgiveness options anyway, this is less of a concern. One benefit: consolidation can give you access to ICR, which caps payments at 20% of discretionary income and offers forgiveness after 25 years of payments.
So this isn't directly answering ur question but I'm having a related issue!!! I'm trying to submit my FAFSA and my mom made an FSA ID but my stepdad who I live with refuses to make one. He's not my biological dad and doesn't want govt having his info. Will this mess up my SAI calculation??? Anyone know what to do in this situation?
This is a completely different situation that would be better as its own thread. It depends on whether your mother is married to your stepfather and if they file taxes jointly. If they're married, both of their incomes are typically considered for your FAFSA regardless of biological relationship. You might need to look into the special circumstances process if he's refusing to participate.
I created my FSA ID yesterday and started the application. My husband is going to create his this weekend. One more question - since we filed taxes jointly, does it matter which one of us is listed as "Parent 1" on the FAFSA form? Or should I specifically be Parent 1 since I'm the one filling out most of the application?
It doesn't matter which parent is listed as Parent 1 versus Parent 2 for financial calculation purposes, since jointly filed tax information will be used either way. That said, it's often easier if the parent who is completing most of the application lists themselves as Parent 1 simply for consistency. Just be careful to keep track of which parent is which throughout the form, as mixing them up can cause confusion later, especially when it comes to signing.
Paolo Ricci
Submit a correction immediately. The sooner you fix errors, the less likely they'll cause issues with your financial aid packaging. Yes, corrections can sometimes trigger verification, but it's far better to trigger verification for a correction than to have incorrect information that's discovered later.\n\nSimply log back into studentaid.gov, select \
0 coins
Zainab Ismail
Thank you! Just submitted the correction. The difference is about $3,200 (reported $24,700 initially but my AGI was actually $21,500). Hopefully this won't delay my aid offer too much.
0 coins