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Quick tip that might help others: For anyone dealing with these delays and needing to make college financial decisions, contact your school's financial aid office directly. Many colleges have implemented provisional aid award processes specifically to deal with the FAFSA processing backlog this year. They can often use estimated SAI calculations based on tax return copies you provide directly to them while waiting for official FAFSA processing. This won't help with the tax refund delay, but it can at least keep your college financial planning on track.
This is really helpful - we've been worried about missing tuition deposit deadlines while waiting for the official aid package. I'll contact the financial aid office tomorrow!
My friend works at the IRS (not supposed to tell me this stuff but whatever) and she says they're prioritizing processing people who OWE money first, then doing refunds after. So if you're getting a refund, you're automatically at the back of the line. Has nothing to do with FAFSA - just how they maximize revenue collection.
This is incorrect. The IRS processing queues are primarily organized by filing method (electronic vs. paper), then by filing date, then by complexity factors. There is no systematic prioritization of returns with balances due over returns with refunds. What is true is that returns claiming certain credits like EITC or Additional Child Tax Credit face mandated review periods, which can delay processing.
AVOID PARENT PLUS LOANS IF YOU CAN!!! The interest rates are RIDICULOUS compared to the regular student loans. Our first child graduated 2 years ago and we're still buried in Parent PLUS debt. The subsidized and unsubsidized federal loans have much better rates and more flexible repayment options. Max those out first! Also look into private loans before Parent PLUS - if you have decent credit you can probably get a better rate.
While Parent PLUS loans do have higher interest rates, I wouldn't necessarily recommend private loans first. Federal loans (including Parent PLUS) have advantages like income-driven repayment plans, potential loan forgiveness, and hardship deferments that private loans don't offer. But you're absolutely right that students should maximize subsidized and unsubsidized loans before parents take on PLUS loans.
Does anyone know if we need to fill out a separate CSS Profile for the NY school? I've heard some schools require that in addition to FAFSA, but I'm not sure if that's related to the federal loans or something else entirely.
The CSS Profile is for institutional aid (scholarships and grants from the college itself), not for federal loans. Some private colleges require it, but not all. Check your daughter's specific college's financial aid website or call their financial aid office to confirm if they require the CSS Profile. The federal loans (subsidized, unsubsidized, Parent PLUS) only require the FAFSA, not the CSS Profile.
am i the only 1 who thinks its RIDICULOUS they made this new system and its been nothing but problems?? like they had YEARS to plan this rollout and its still a mess. my brothers fafsa from last year took like 3 days to process and mine is going on week 5 with these same weird emails
EXACTLY!! It's like they didn't even test it before launching! 🤦‍♀️
UPDATE: For anyone following this thread - after about 3 weeks, the emails finally stopped for us. Our SAI showed up in the system after about 25 days (much longer than previous years). But everything processed correctly even with those annoying emails. So if you're experiencing this, just hang tight!
my cousin said they might extend it again if too many people still dont have their SARs
While further extensions are possible, I wouldn't count on them. The May 5th extension is already exceptional. Students should do everything possible to obtain their SARs before this date rather than hoping for additional extensions.
UPDATE: I finally got my SAR!!! Called FSA using that Claimyr service someone mentioned above and got through to an actual person in about 30 minutes. They found a small error in my parent's contribution section that was holding everything up. The agent fixed it right away and my SAR was processed within 24 hours. Already submitted my Cal Grant application with 2 weeks to spare before the extended deadline. Such a relief! Thanks everyone for your help!
congrats!!! gonna try this myself tomorrow. did they charge you a lot for the service?
It was worth whatever they charged just to get this resolved! But honestly I was so stressed about the SAR I didn't even pay attention to the cost. I just needed to talk to a human at FSA!
Liam McConnell
i just went through this last week! the thing that worked for me was using my phone data instead of wifi to access the site. sounds weird but apparently some wifi networks block certain authentication protocols. dont ask me why but it fixed it when nothing else worked
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Yuki Tanaka
•That's an interesting suggestion! I'll definitely try that today - I've been on wifi for all my attempts so far. Thanks!
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Yuki Tanaka
UPDATE: I got in! That Claimyr service actually worked - I got through to an FSA agent in about 15 minutes. Turns out there was a typo in my email (it had an extra period that I never noticed), so verification emails were going nowhere. Once they updated my email in the system, I was able to log in with the regular 2-step verification. Thanks everyone for your help and suggestions!
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AstroAce
•Great news! This is actually a very common issue - I've seen many students with small typos in their email addresses that prevent verification. For anyone else experiencing this problem, always have an agent double-check your contact information in the system.
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Jamal Brown
•So glad you got it fixed! Now I'm wondering if my daughter has the same issue...
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