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Just a thought - have you had your 2022 income reassessed using US tax rules? Sometimes foreign income that was taxable in your home country wouldn't be taxable here, or would be taxed differently. Might be worth consulting with a tax professional who specializes in international situations.
Update from my earlier comment: I just remembered that most schools have a specific form for reporting foreign income. It's usually called something like "Foreign Income Information Form" or "International Income Worksheet." Check the financial aid section of each college website - you'll likely need to fill this out in addition to the FAFSA.
My daughter had this exact problem!!! We finally fixed it by going to studentaid.gov/fsa-id/recovery and selecting "Forgot Username". When it asked for email, we tried EVERY email address she's EVER had (school, gmail, old accounts, etc) until one finally worked. The system is horrible.
After you get this sorted out, make SURE you check her SAI calculation when it comes through. My daughter had a similar login issue that took forever to fix, and when we finally submitted, her SAI was calculated incorrectly because of how late we submitted and some fields defaulted to incorrect values. We had to go through a whole separate correction process that nearly made her miss priority aid at her top school. Document EVERYTHING in case you need to appeal later.
The whole student loan system is designed to confuse people and maximize profits. They WANT the interest to capitalize so they make more money off your kid. That's why they make it hard to figure out how to pay just the interest. The system is RIGGED against students!!!!
While I understand your frustration, federal student loans are not designed to maximize profits. The interest rates are fixed by Congress and are generally lower than private loans. The servicers are contractors who follow federal guidelines. That said, the system IS confusing and could definitely be more transparent about options like making interest-only payments during school. This is why forums like this are valuable - we can share what we've learned so others benefit.
I want to thank everyone for their helpful advice! I called Great Lakes today and got it all figured out. They said I can make payments as a guest payer using my daughter's account number, and they added instructions on her account that additional payments should go to the unsubsidized loan interest first. The rep said this is actually pretty common and a smart strategy. Feeling much better about her loan situation now!
just wondering - did u file taxes with a filing extension last year? my cousins fafsa got stuck bcuz of that
UPDATE: Just called using the Claimyr service someone mentioned above and FINALLY got through to a real person! Our application was flagged because we have income from multiple states (I work remotely for a company in another state). The agent was able to add notes to our file and told me it should be processed within 3-5 business days now. Keeping my fingers crossed but at least now I know what's happening!
Isabella Costa
Everyone here is giving you bad info. What's happening is that this year's FASFA is taking FOREVER to process because the whole system is broke. My son submitted his in JANUARY and we just got the SAI last week!!! The education department needs to fix their mess but meanwhile all students are suffering. It's not your fault, you probably did everything right, the system is just terrible.
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CosmicCowboy
•While there are certainly processing delays this year, the status should still change from "Started" to "Submitted" immediately when corrections are properly submitted. It sounds like the OP actually missed the final submission step, which is a different issue from the processing delays.
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Amina Bah
UPDATE: Thank you all so much for your help! As @confused_parent suggested, I actually never completed the final submission step. I went back into my application and found I needed to confirm the review page and hit the final submit button. Now my status shows "FAFSA Correction Submitted" instead of "Started"! Now I just have to wait for processing, but at least it's in the system correctly. I'll also contact my school's financial aid office as suggested to let them know about the delay.
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Malik Jackson
•Great news! According to the FSA website, correction processing is taking about 3-5 business days once properly submitted. Glad you got it figured out!
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