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when i was doing fafsa for my twins i had similar issue. turned out i was looking at the 2024-2025 fafsa but needed to be in the 2025-2026 one! make sure your in the right aid year maybe?
I actually double-checked that first because I made that mistake last year with my son! We're definitely in the correct aid year. But thanks for the suggestion - it's an easy thing to miss.
Update from my earlier comment: There's actually a recently identified bug in the system where contributor access doesn't properly connect for spouses with joint tax returns IF both parents already have FSA IDs. The Department of Education released guidance on this last week. The temporary fix is to: 1. Have your husband go to studentaid.gov/fafsa-status 2. Enter your daughter's identifiers when prompted 3. It may show a special override option for contributors with existing FSA IDs If that doesn't work, contacting FSA directly is your best option. They can manually override the contributor status on their end.
Thank you for this update! We'll try the status check page right away. If we still can't resolve it, I'll use that Claimyr service someone mentioned to get through to FSA directly. I'll post an update here once we get it figured out in case it helps someone else with the same issue!
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Just to add - I've been tracking this issue closely, and currently about 60% of colleges have announced extended decision deadlines. The American Association of Collegiate Registrars and Admissions Officers (AACRAO) has been collecting this information. Most extensions are to May 15, but some schools are going as late as June 1st. If your colleges haven't announced extensions yet, they probably will soon given how widespread the FAFSA issues have been. This is literally the most delayed FAFSA processing cycle in history.
AND YET THE DEPT OF EDUCATION KEEPS PRETENDING EVERYTHING IS FINE!!! Their press releases make it sound like minor inconveniences when the entire system is fundamentally broken. My nephew works in a college financial aid office and says it's absolute chaos behind the scenes.
Just got updated info from another FSA agent today - they're now saying all FAFSA data should be transmitted to colleges by March 22nd, and schools are being asked to prioritize processing aid packages for incoming freshmen first. Most schools are telling families to expect packages by mid-April. If you haven't heard about your specific colleges extending their decision deadlines, call their admissions offices directly - many are making these decisions on a rolling basis.
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Ok so something nobody mentioned yet - if your daughter is going to be a senior next year and graduating after fall semester, applying for summer could mess with her aid eligibility for fall. This happened to my son - he took summer classes then didn't have enough Pell grant eligibility left for his final fall semester. The financial aid rules are so complicated!!!!
That's actually not entirely accurate. Pell Grant eligibility is based on lifetime eligibility (currently 6 years or 600% of annual awards). Summer enrollment doesn't inherently reduce fall eligibility unless the student is approaching their lifetime limit. However, your point about consulting with the financial aid office is spot-on, as individual circumstances vary widely.
just remember FASFA for 2024-2025 is gonna be that new FASFA with the changes so its opening in december not october like before and everyones saying its gonna be a mess lol
I forgot about the new FAFSA format! That makes me even more nervous about getting everything right. I hope the new system is user-friendly.
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Thank you everyone for all the suggestions! I've made a list of everything to discuss with the financial aid office. I'm also going to look into private loans with my husband as cosigner and see if there are any emergency funds or special scholarships I might qualify for. Will try calling FSA directly too using that Claimyr service - worth a shot at this point. I'll update once I figure something out in case it helps others in my situation.
Good plan of action. One more thing - when your SSN does arrive, file your FAFSA immediately, even if the semester has already started. You might be able to get some aid retroactively applied to your account. Good luck!
My wife had this EXACT problem when we got married!!! She ended up getting a small private loan ($5,000) through Sallie Mae with me as cosigner for her summer classes, and then once her SSN came in (took almost 4 months!) she could do FAFSA for the fall semester. Interest rate was higher than federal loans but we didn't have much choice. Check with Discover and Sallie Mae, they both have options for this situation.
Thank you for sharing your experience! It's really helpful to hear from someone who's been through this exact situation. 4 months is a long wait - hoping mine comes sooner, but at least the private loan option worked out for you guys in the meantime. I'll look into Sallie Mae and Discover today.
Angel Campbell
Update from an academic advisor perspective: The Department of Education confirmed there's a processing backlog affecting SAI calculations. For the 2025-2026 application cycle, they're experiencing delays of 3-4 weeks for some applicants, particularly when there are multiple contributors or complex income situations. If your application was submitted correctly, the SAI should eventually appear without you needing to take action. However, if it's been more than 4 weeks, definitely contact FSA directly.
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Isabel Vega
•Thank you for this official update! This is somewhat reassuring. I think I'll wait another week before panicking completely. Do you know if schools are aware of these delays?
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Angel Campbell
•Yes, financial aid offices are definitely aware of the delays. Most schools have built in some buffer time for their internal deadlines because of these known FAFSA processing issues. If you're concerned about a specific school's deadline, it's worth emailing their financial aid office directly to alert them to your situation.
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Isabel Vega
UPDATE: Just wanted to let everyone know what happened in my case. After checking everything multiple times, I finally got through to FSA and found out the issue. Even though both my parents used the IRS data retrieval tool, there was a glitch where my dad's income information wasn't properly linked to my application. It showed as complete in the system, but the actual data wasn't there! The agent had me go back in with my dad and re-authorize the IRS retrieval, and my SAI showed up 24 hours later. So if you're having this issue, definitely don't wait - try to contact FSA directly. Thanks everyone for your help!
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Louisa Ramirez
•Thanks for updating us! I'm going to check this exact thing with my parents. The whole data transfer system seems so buggy this year.
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Marilyn Dixon
•This is a known issue with the IRS data retrieval tool for some users. Glad you got it resolved! For anyone else reading this, always verify that the imported data actually appears in your application summary, not just that the section shows as complete.
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