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When I was dealing with my son's verification last month I called the Federal Student Aid hotline and eventually got through to someone who told me the tax document requests are batched and sometimes go out after initial processing. She said as long as you used the IRS Data Retrieval Tool originally it should transfer automatically without you having to do anything. Took about 10 days for his verification to complete then everything was good. Super annoying but worked out fine in the end.
my brother works in financial aid at a university and he says this is happening to TONS of people this year. the new fafsa system is just a mess tbh
Has anyone found that certain browsers work better for checking FAFSA status? I remember last year we couldn't see our processed SAI in Chrome but when we switched to Firefox it magically appeared. Maybe check using a different browser just in case?
omg YES!!!! safari was showing "processing" for my sons application for 2 weeks and when i tried on edge it showed the SAI had been there for days!!! definitely try different browsers
Just checking back - did your SAI ever show up? I'm curious because my nephew just submitted his FAFSA and we're trying to gauge timing expectations.
This whole FAFSA system is RIDICULOUS! They make it SO COMPLICATED for families just trying to get some help with college costs. My daughter is a sophomore now and I've been through this nightmare twice. The "cannot compute SAI" is just one of their many useless error messages that tell you NOTHING about what's actually wrong. And the fact that schools all have different portals and deadlines is just the cherry on top of this bureaucratic disaster. Just wait until you have to do verification - that's a whole new level of FAFSA hell. They'll make you upload every financial document you've ever had and then still take weeks to process it.
Oh no, what's verification? I keep hearing about it but don't really understand what it involves or how to know if we'll be selected for it.
Verification is when they randomly select applications to "verify" the information by requesting additional documentation - tax transcripts, W-2s, household size verification, identity documents, etc. About 30% of FAFSA filers get selected. You'll know if you're selected because it will say so on your Student Aid Report (SAR) and schools will contact you about required documents. It's basically the FAFSA audit nobody wants!
To directly answer your questions: 1. Yes, "Processed" status means your FAFSA is complete and the SAI has been successfully calculated 2. The colleges your daughter listed on her FAFSA will automatically receive her information 3. Each college creates their own financial aid package based on your FAFSA information 4. You must check each college's individual financial aid portal or wait for them to contact you with award packages 5. If you need to see what your actual SAI number is, view your processed FAFSA or Student Aid Report (SAR) on studentaid.gov Most incoming freshman receive financial aid offers between February and April, though some schools may be delayed this year due to the FAFSA changes.
There's something called the "financial aid gap" that many families in your income bracket experience. With an SAI around 21500, you're in a challenging position - not demonstrating enough financial need for significant need-based aid, but still not able to comfortably afford full cost. A few technical points: 1. Your SAI of 21500 means the formula expects your family to contribute about that much per year toward educational costs 2. Pell Grant eligibility for 2025-2026 cuts off around an SAI of 19500, so you're just outside that range 3. Many state schools reserve their institutional grants for SAIs under 10000 4. Merit aid is separate from FAFSA and increasingly competitive I would recommend looking at schools known for generous merit aid, as they often use academic scholarships to attract students in your daughter's position. Also, consider if your financial situation has recently changed - job loss, medical expenses, etc. These can be grounds for a professional judgment review.
Thank you for this detailed explanation. We're definitely in that gap you described. I'll look into schools with better merit aid policies. Is there a resource that ranks schools by their merit aid generosity? Also, my wife had some unpaid medical leave last year that wasn't reflected in our tax returns. Would that qualify for professional judgment?
I went through this EXACT situation with my son last year. Here's the thing: what financial aid offices tell you over the phone in January/February is often their most conservative estimate. They don't want to promise aid they can't deliver. The actual award letters we received in March were MUCH better than what they initially told us. With your daughter's impressive stats, I'm surprised none of the schools mentioned merit scholarships. Those are often handled by admissions rather than financial aid. Have you checked with the admissions offices as well? Sometimes they have separate scholarship applications that aren't linked directly to FAFSA.
I hadn't thought to check with admissions separately! That's a really good idea. Did you have to specifically ask for merit consideration when your son applied, or was it automatic?
Some schools automatically considered him for merit awards, but others had separate applications with deadlines in January/February. Definitely check the admissions websites for each school immediately! And don't hesitate to call admissions directly - they're usually more forthcoming about scholarship opportunities than financial aid offices are this time of year.
Demi Lagos
Just to give you a complete answer on your original question - when your son finally decides on a school, you don't need to remove the other schools from your FAFSA. The schools he doesn't attend simply won't use the FAFSA information. But the schools DO see all other schools you've added, so some people prefer to remove schools they're no longer considering once a decision is made.
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Saanvi Krishnaswami
•Thank you for that clarification! I wasn't sure if leaving other schools on there would cause problems. Good to know they can see the other schools we've listed.
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Jake Sinclair
One final important note for your summer semester planning: Make sure your son hasn't exhausted his annual loan limits from the previous terms. If he's already used his full annual Federal Direct Loan eligibility during fall/spring, he may not have loan eligibility remaining for summer unless he advances to the next grade level. This is particularly important for dependent students with the annual loan limits of $5,500 for freshmen, $6,500 for sophomores, and $7,500 for juniors and seniors. Pell Grant recipients may be eligible for additional summer Pell (sometimes called Year-Round Pell) if they enroll at least half-time in the summer term.
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Saanvi Krishnaswami
•This is really helpful information! My son is a sophomore and hasn't taken out the full loan amount for this year, so hopefully he'll still have some eligibility left for summer. I'll check with the financial aid office about the Year-Round Pell option too since he does receive Pell Grants.
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