UPDATE: The Department of Education just released a fix for this specific issue yesterday. If your spouse has an SSN but you don't, try these steps: 1. Log out completely and clear your browser cache 2. Have your spouse log in with their FSA ID first 3. Then have them select the "Complete contributor information" option 4. They should enter their information including SSN 5. Once they complete their section, then you can log back in to finish the application This bypasses the error that happens when trying to add a contributor from your account directly.

I faced this exact issue last month. The key thing that worked for me was making sure my husband's name was entered EXACTLY as it appears on his Social Security card, not as it appears on our tax return (which has his second last name included). Also, after creating the FSA ID, we had to wait a full 3 days before it would link properly. The system is very picky about these details for joint filers with one person lacking SSN. Hope this helps! The new FAFSA is so much harder for families like ours compared to previous years.

Just to give you a complete answer on your original question - when your son finally decides on a school, you don't need to remove the other schools from your FAFSA. The schools he doesn't attend simply won't use the FAFSA information. But the schools DO see all other schools you've added, so some people prefer to remove schools they're no longer considering once a decision is made.

One final important note for your summer semester planning: Make sure your son hasn't exhausted his annual loan limits from the previous terms. If he's already used his full annual Federal Direct Loan eligibility during fall/spring, he may not have loan eligibility remaining for summer unless he advances to the next grade level. This is particularly important for dependent students with the annual loan limits of $5,500 for freshmen, $6,500 for sophomores, and $7,500 for juniors and seniors. Pell Grant recipients may be eligible for additional summer Pell (sometimes called Year-Round Pell) if they enroll at least half-time in the summer term.

has anyone had any luck just straight up asking schools to push back their deposit deadline?? i'm tempted to just email all 7 of my daughters schools and ask for a june 1 deadline instead

Update in case it helps others: We finally started making progress! The financial aid advisor at my son's top choice university told us they're actually processing packages by major right now. So if your student applied to a popular major (business, engineering, nursing), your package might come later than others. Once we understood this, we called and specifically asked if they could prioritize his application since we have the May 1 deadline, and they were actually pretty helpful!

There's something called the "financial aid gap" that many families in your income bracket experience. With an SAI around 21500, you're in a challenging position - not demonstrating enough financial need for significant need-based aid, but still not able to comfortably afford full cost. A few technical points: 1. Your SAI of 21500 means the formula expects your family to contribute about that much per year toward educational costs 2. Pell Grant eligibility for 2025-2026 cuts off around an SAI of 19500, so you're just outside that range 3. Many state schools reserve their institutional grants for SAIs under 10000 4. Merit aid is separate from FAFSA and increasingly competitive I would recommend looking at schools known for generous merit aid, as they often use academic scholarships to attract students in your daughter's position. Also, consider if your financial situation has recently changed - job loss, medical expenses, etc. These can be grounds for a professional judgment review.

I went through this EXACT situation with my son last year. Here's the thing: what financial aid offices tell you over the phone in January/February is often their most conservative estimate. They don't want to promise aid they can't deliver. The actual award letters we received in March were MUCH better than what they initially told us. With your daughter's impressive stats, I'm surprised none of the schools mentioned merit scholarships. Those are often handled by admissions rather than financial aid. Have you checked with the admissions offices as well? Sometimes they have separate scholarship applications that aren't linked directly to FAFSA.

FOR THE RECORD: Yes, parents MUST complete their portion of the FAFSA for dependent students under the new system. Each contributor (parent) creates their own FSA ID and submits their section separately. The student portion alone is NOT a complete application for dependent students. This is a major change from previous years and causes a lot of confusion.

UPDATE: My brother finally got through to FSA! They confirmed he answered a dependency question wrong (he clicked yes on the "Are you a veteran?" question by mistake 🤦‍♂️). They're having him wait until the application fully processes (1-3 days) and then submit a correction to fix his dependency status. After that, our mom will get an email invitation to complete her portion. Thanks everyone for the help!