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After using Claimyr to get thru to FSA, the agent told me they found a mismatch between our reported household size on FAFSA vs what the IRS data showed. We're a blended family situation so it's complicated. They fixed it over the phone! Our SAI finally showed up this morning. So relieved!
Just wanted to update - I tried Claimyr after seeing your comment and it actually worked! Got through to an agent in about 20 minutes. Turns out there was a verification flag on our application because my daughter's social security number had a transposed digit. They fixed it immediately and said our SAI should be available within 3-5 business days. THANK YOU for suggesting this!
FOR THE RECORD: Yes, parents MUST complete their portion of the FAFSA for dependent students under the new system. Each contributor (parent) creates their own FSA ID and submits their section separately. The student portion alone is NOT a complete application for dependent students. This is a major change from previous years and causes a lot of confusion.
UPDATE: My brother finally got through to FSA! They confirmed he answered a dependency question wrong (he clicked yes on the "Are you a veteran?" question by mistake 🤦♂️). They're having him wait until the application fully processes (1-3 days) and then submit a correction to fix his dependency status. After that, our mom will get an email invitation to complete her portion. Thanks everyone for the help!
The whole student loan system is designed to confuse people and maximize profits. They WANT the interest to capitalize so they make more money off your kid. That's why they make it hard to figure out how to pay just the interest. The system is RIGGED against students!!!!
While I understand your frustration, federal student loans are not designed to maximize profits. The interest rates are fixed by Congress and are generally lower than private loans. The servicers are contractors who follow federal guidelines. That said, the system IS confusing and could definitely be more transparent about options like making interest-only payments during school. This is why forums like this are valuable - we can share what we've learned so others benefit.
I want to thank everyone for their helpful advice! I called Great Lakes today and got it all figured out. They said I can make payments as a guest payer using my daughter's account number, and they added instructions on her account that additional payments should go to the unsubsidized loan interest first. The rep said this is actually pretty common and a smart strategy. Feeling much better about her loan situation now!
UPDATE: The Department of Education just released a fix for this specific issue yesterday. If your spouse has an SSN but you don't, try these steps: 1. Log out completely and clear your browser cache 2. Have your spouse log in with their FSA ID first 3. Then have them select the "Complete contributor information" option 4. They should enter their information including SSN 5. Once they complete their section, then you can log back in to finish the application This bypasses the error that happens when trying to add a contributor from your account directly.
I faced this exact issue last month. The key thing that worked for me was making sure my husband's name was entered EXACTLY as it appears on his Social Security card, not as it appears on our tax return (which has his second last name included). Also, after creating the FSA ID, we had to wait a full 3 days before it would link properly. The system is very picky about these details for joint filers with one person lacking SSN. Hope this helps! The new FAFSA is so much harder for families like ours compared to previous years.
Mohammed Khan
my uncle said he didnt report his pension and they never caught it lol but i wouldnt recommend that!!
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Ella Russell
•This is extremely risky. FAFSA verification can randomly select applications, and if they find discrepancies between your FAFSA and tax returns, it can lead to serious consequences including loss of all aid, potential repayment of funds already received, and even fraud charges in extreme cases. Always report everything accurately.
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Daniel Rogers
You kno what really gets me? With the new FAFSA supposedly being "simpler," they've made everything MORE confusing!!! They keep changing the rules and can't even get their website working right. My daughter's college fund is going to therapy for the FAFSA-induced stress disorder!!!! 😫
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Aaliyah Reed
•lol FAFSA-induced stress disorder is so real! I'm still traumatized from helping my son last year.
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