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This is becoming more common for the 2025-2026 cycle. The Department of Education made significant improvements to their processing times after the delays from last year's FAFSA Simplification rollout. Schools with efficient financial aid offices can now turn around packages much faster than in previous years. One important note: Early packages sometimes contain estimated federal aid amounts if the school processed before receiving your official FAFSA data. Check if the letter mentions anything about estimates versus final offers. Also, if your income situation has changed since the tax year used for FAFSA (2023 taxes for 2025-2026 FAFSA), you can request a professional judgment review from the financial aid office.
do u know if we can see what our daughters actual SAI score is somewhere? the financial aid letter just showed awards but didnt say what our actual SAI was
To answer the follow-up questions I'm seeing: @profile7 - Yes, SAI (Student Aid Index) replaced EFC (Expected Family Contribution), but they work slightly differently. The SAI is used to determine eligibility for federal financial aid, but it is NOT necessarily what you'll pay. Your actual cost depends on the school's cost of attendance, your financial need, and what the school offers in aid. @profile6 - You can see your SAI score in your Student Aid Report (SAR). Log into studentaid.gov, go to your FAFSA application, and view your SAR. Your SAI should be clearly listed. @profile3 - Absolutely consider appealing if the package isn't sufficient. Prepare documentation of any special circumstances and competing offers. Many schools have formal appeal processes.
Thank you so much! I finally worked up the courage to open the package and it's... decent. Not amazing, but workable. About $17K in grants and scholarships, $5.5K in work-study, and $7.5K in direct subsidized/unsubsidized loans. Still leaves about $15K we need to figure out, but it's better than I feared. I'll definitely look into the appeal process though.
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Just a quick update for everyone experiencing this issue - the Department of Education announced yesterday that they're dedicating additional resources to clear the backlog of SAI calculations for applications with self-initiated corrections. They're prioritizing applications where the correction was processed more than 10 business days ago, so you should see movement soon. You can check the FSA social media accounts for the announcement.
That's actually good news! Just checked their Twitter and saw the announcement. Hopefully this means mine will be processed soon without me having to spend hours trying to get through on the phone.
My daughter had this issue last month and what worked for us was going back into the FAFSA and clicking "Make FAFSA Correction" even though there wasn't anything to correct. We just went through each page, didn't change anything, and resubmitted. Somehow this "pushed" the application through the system and her SAI showed up 2 days later. Might be worth trying!
That's a really interesting workaround! I'm a bit nervous about making any changes since the DoE already initiated their own correction, but at this point I might try anything. Did you have to re-sign with the FSA ID when you resubmitted?
Yes, both my daughter and I had to re-sign with our FSA IDs even though we didn't make any actual changes. I think that's what triggered the system to take another look at the application. It was completely stuck before that.
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Has anyone found that certain browsers work better for checking FAFSA status? I remember last year we couldn't see our processed SAI in Chrome but when we switched to Firefox it magically appeared. Maybe check using a different browser just in case?
omg YES!!!! safari was showing "processing" for my sons application for 2 weeks and when i tried on edge it showed the SAI had been there for days!!! definitely try different browsers
I've only been checking on my phone... I'll try on my laptop with a different browser tonight. Thank you for the tip!
Just checking back - did your SAI ever show up? I'm curious because my nephew just submitted his FAFSA and we're trying to gauge timing expectations.
Yes! It actually came in this morning - so 5 business days total. And you won't believe this, but when I tried checking on my laptop with Firefox instead of my phone app, I saw the SAI was there even though my phone was still showing "processing"! So the browser suggestion was spot on.
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This new FAFSA system is a complete DISASTER!!! My daughter had the same issue and we had to wait 12 DAYS before we could make corrections. Then after making corrections, her SAI somehow went UP by $2,300 even though we ADDED income information that should have made it go DOWN!!! Now we're in some kind of "verification" process that's taking FOREVER. The whole thing is ridiculous and I'm convinced they're purposely making it complicated to reduce the number of students who successfully complete it.
The SAI calculation doesn't always work the way people expect it to. When you add additional income, it can actually increase your SAI even though that seems counterintuitive. The formula takes into account many factors including family size, number in college, asset protection allowances, and income protection allowances. It's complicated but not designed to be punitive.
UPDATE: The correction option just appeared on my account this morning! It took exactly 7 days from submission. Now I'm going through the correction process to add my mom as a contributor. Thanks everyone for your help! For anyone with the same issue - just be patient and keep checking your dashboard daily.
That's great news! Make sure you have your mom complete her part ASAP. Also important - after she submits her info, YOU still need to go back in and complete the final submission step. A lot of people miss that and wonder why their corrections never processed.
Hannah Flores
After you receive the award letters from each school, make sure you carefully review all the different types of aid they're offering. Many schools front-load their packages with loans rather than grants or scholarships. Look specifically for: 1. Free money (grants and scholarships) that doesn't need to be repaid 2. Work-study opportunities 3. Subsidized loans (government pays interest while in school) 4. Unsubsidized loans (interest accrues immediately) 5. Parent PLUS loans (these are in the parent's name) Some schools make their packages look generous by including large Parent PLUS loan amounts, so be careful when comparing offers.
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Olivia Van-Cleve
•This is incredibly helpful advice - thank you! I'll make sure we're comparing apples to apples when the packages arrive. Definitely prefer grants over loans if possible.
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Mason Kaczka
also u need to be super careful abt deadlines for accepting aid. some schools have different deadlines for accepting admission vs accepting financial aid. my brother almost lost his aid package cuz he didn't realize he had to accept it separately from accepting admission
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Olivia Van-Cleve
•Oh wow, I had no idea! I'll make sure we check for separate deadlines. This whole process is so much more complicated than when I went to college.
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