i work full time during summers and take just enough credits to stay enrolled rest of year. fafsa only counts what u make during school year if ur a dependent. or at least thats what my cousin told me. he got like 30k in pell grants doing it this way

Thanks everyone for the helpful advice! So it sounds like I don't need to worry about this job affecting my current financial aid since FAFSA uses previous tax years. I'll keep my W-2 for future FAFSA applications and stay under that $7,600 threshold if possible. I'm also going to check with my school's financial aid office about any additional limitations for my institutional scholarships. This has been super helpful!

Just to clarify on the disbursement timeline since a few people have mentioned different experiences: Federal regulations state that schools can disburse federal loan funds up to 10 days before the payment period begins, but many schools have their own policies within these guidelines. Some schools process disbursements right at the beginning of the term, while others may do it a week or two into the semester. I recommend your daughter check her school's academic calendar for the official disbursement dates. Many schools publish this information on their financial aid website or in the student handbook. That way you'll know exactly when to expect the funds to hit her student account.

Oh and make sure she actually complete's the online entrance counseling thing fully!! My daughter thought she finished it but didn't click some final submit button and it delayed everything by like 3 weeks. The website isn't very user friendly tbh

Update for everyone: The National Association of Student Financial Aid Administrators released a statement today indicating that as of April 8th, only about 33% of FAFSA applications have been fully processed and transmitted to institutions. They're advocating for ED to provide daily processing updates and a firm timeline. Many schools are now creating their own institutional methodologies to generate preliminary aid packages while waiting for official SAI scores. If you absolutely need to make a decision soon, ask financial aid offices about these temporary solutions.

I want to thank everyone for their responses! I called my daughter's top three schools today and got varied responses: School 1: Extended deadline to June 1, offering estimated packages by April 25th School 2: Still holding firm on May 1 deadline but will refund deposits if aid doesn't match expectations School 3: Created an institutional methodology form we can fill out to get an estimated package within a week This is all so stressful, but I feel better knowing we're not alone in dealing with it. Will update if I learn anything new.

i'm a student who just went through this mess last year. don't forget to look for additional scholarships outside your school! i found about $2500 from local organizations and random places like my dad's credit union and my mom's professional association. even small scholarships add up.

Another important point: if your daughter's school has a financial aid priority deadline that's passed, make sure you contact them directly. Many schools are being flexible with their internal deadlines because of the FAFSA delays, but you need to be proactive in communicating with them. Don't just assume they'll automatically consider her for all available aid if the application comes in late due to FAFSA processing issues.

btw make sure u didnt get any FAFSA verification emails. my cousins application got flagged for verification and she had no idea until she checked her junk mail folder. if that happens the schools wont process ur aid package even if they got the fafsa

Verification is fairly common - about 25% of all FAFSA applications get selected. It can be random or triggered by certain factors like missing information or discrepancies. If you were selected, you'd receive an email from Federal Student Aid and would also see a verification flag when you log into studentaid.gov. To directly answer your original question: by this time in the application cycle (mid-cycle), most schools are receiving FAFSA data within 7-10 days after processing, though some reports indicate 10-14 days this year due to the new FAFSA rollout. As long as you can prove you submitted before the priority deadline, most schools will honor your place in line for institutional aid.