


Ask the community...
Since you mentioned having rental property income, make sure you understand how that will be reported on the FAFSA. For the 2025-2026 application, you'll need to report your 2023 tax information. Rental property income appears on Schedule E, and while the income is considered, the actual value of the property isn't directly reported on the FAFSA anymore under the simplified formula. However, business equity is still reportable if you have more than 100 employees in your self-employment business. The FAFSA Simplification reduced asset reporting requirements for many families, but those with more complex financial situations should definitely prepare documentation well in advance.
Has anyone had issues with the IRS Data Retrieval Tool? It never worked for us this year, kept saying our information didn't match their records even though we were looking right at our tax return while entering the info. Is there a trick to making it work? Because manually entering all the tax information was a nightmare.
One more tip - the 2025-2026 FAFSA will still use the new "Student Aid Index" (SAI) instead of the old "Expected Family Contribution" (EFC). The calculation is different, so don't be surprised if your aid eligibility seems different than what you might have expected or heard about from friends with older children. The new formula treats family contributions differently, especially for families with multiple children in college simultaneously. It also has different treatment of small business assets and farm value. If your SAI seems unexpectedly high when you get your results, you can always contact the financial aid offices at your daughter's chosen schools to discuss professional judgment adjustments.
I hadn't heard about the SAI vs. EFC change. Is there any way to estimate what our SAI might be before we actually submit the FAFSA? I'd like to have some idea of what we might qualify for before we finalize her college list.
Yes, there are some SAI calculators online, though they may not be 100% accurate. The College Board has one, and some financial aid websites have updated their tools. Just search for "Student Aid Index calculator" rather than EFC calculator. The basic factors are still similar (income, assets, family size, number in college), but the weighting is different, especially around multiple students and certain types of assets.
idk if anyone mentioned but some states have their own deadlines for state grants that are way earlier than college deadlines!! my brother missed out on state money because we didnt know about that. check your state financial aid website!!
This is an excellent point! State deadlines vary widely - some are as early as February 1st for the following academic year, while others follow the federal June 30th deadline. Some states even award aid on a first-come, first-served basis until funds are depleted. You can find your state's deadline on the FAFSA form itself or on your state's higher education agency website.
UPDATE: I called FSA using the Claimyr service someone recommended below (actually worked!), and got confirmation on handling my tax-exempt situation. The agent confirmed I should select "Will Not File" and include my disability income in the untaxed income section. She mentioned I'll likely be selected for verification, at which point I'll need to provide: 1. My official tax exemption letter 2. A Verification of Non-Filing Letter from the IRS (request online at irs.gov) 3. Documentation of my disability benefits Just wanted to update in case anyone else has this same question! Thanks for all the help, everyone.
Just an FYI - make sure your daughter also applies for outside scholarships! My son qualified for decent FAFSA aid with my disability situation, but we still had a big gap to fill. The disability scholarships were super helpful (there are several specifically for students with disabled parents). Don't forget to check with her specific schools too - many have supplemental forms that can help identify extra institutional aid she might qualify for. Good luck!
FAFSA is the WORST!!!1! I had similar problems last year and spent DAYS trying to get it fixed. The whole systems a mess. Try contacting your daughter's college financial aid office too - sometimes they can see what's wrong on their end or give you specific advice. My daughter's college financial aid officer actually had a direct number to FAFSA that worked better than the public one.
any update? did u get it fixed? my nephews fafsa is having issues now too so curious what worked for u
I actually got through to someone this morning using that Claimyr service someone mentioned above! The agent was able to see that there was a glitch in the signature section of our application. They did a manual override and now it shows as complete! Such a relief. Tell your nephew to definitely call rather than submitting a new application - and maybe use that callback service if he can't get through.
Keisha Williams
wait u can update the fafsa?? i already submitted mine but idk if i did the household thing right either. my mom and stepdad are divorced but i live with both sometimes and idk who to count
0 coins
Zainab Omar
•Yes, you can absolutely make corrections to your submitted FAFSA! Log into studentaid.gov and look for the "Make FAFSA Corrections" option. For your household situation, you should count the parent who provides more than 50% of your financial support. If you split time equally, use the parent who provided more financial support during the last 12 months.
0 coins
Amina Diallo
Not to stress you out more but my sons correction took over a month to process last year and we had to request an emergency loan from the university to cover his housing deposit until the new aid package came through. The financial aid system is SO broken especially for single parents!!!! Hopefully yours goes through faster than ours did.
0 coins
Ava Martinez
•Oh no, that's exactly what I'm afraid of! I hadn't even thought about requesting an emergency loan - that's a good backup plan at least. Thanks for sharing your experience even though it's not what I was hoping to hear!
0 coins