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Maybe this is a stupid question but what exactly is the SAI and why is it so important? My daughter is filling out her FAFSA next week and I'm trying to understand this whole system. Is the SAI what determines how much aid she'll get?
The SAI (Student Aid Index) replaced the old EFC (Expected Family Contribution) in the 2024-2025 cycle. It's a number that colleges use to determine your financial need and eligibility for different types of aid. Lower SAI = more need-based aid eligibility Higher SAI = less need-based aid eligibility It's important because it's used by every college to create their financial aid packages. The SAI itself isn't the final amount you'll pay - each school uses it differently in their calculations.
Update: We just got the SAI this morning - took exactly 9 days from when I completed the parent section. For anyone wondering, we received an email notification with a link to log in and view the SAI. Now my son has to make sure all his colleges receive it. Thanks everyone for your help!
Thank you all for the helpful information! I'm going to start working on the FSA IDs today for both of us. I'm also going to make a list of all his potential schools and research their deadlines. So stressed about our income change situation, but at least now I know to contact the schools directly about that. Appreciate all the advice!
You're on the right track! One more tip: when you create the FSA IDs, write down all the information including the challenge questions and answers somewhere secure. If you forget the FSA ID password, those challenge questions will be crucial for recovery. Also, don't use the same email address for both FSA IDs - each person needs their own unique email.
UPDATE: I just checked with a colleague in our financial aid office. There's a known system-wide glitch affecting students with any form of work-study income from the previous year. The system is incorrectly counting work-study earnings twice - once as income and once as financial aid received. Since you mentioned your daughter had a campus job, this could be the exact issue. The solution is to file a specific correction form called the "Income Adjustment Request" through her school's financial aid office. Bring documentation showing her work-study income specifically labeled as such. The school can submit this directly to bypass the system lock.
also check fastweb.com for scholarships! my son got a $2500 one from some random company that literally only had like 30 applicants. most people just dont bother applying to the smaller ones
That's a great tip! Small scholarships can really add up. I'll have my daughter start applying right away. Did your son write different essays for each scholarship or did he reuse them?
Don't forget to complete the CSS Profile if Norfolk State requires it. Many private scholarships and institutional aid programs require this additional form. It's more detailed than the FAFSA and can sometimes help identify additional need that the FAFSA's SAI calculation misses. Also, has your daughter received her admission letter only, or a complete financial aid package? Sometimes the initial acceptance doesn't include all potential scholarships - those might come in a separate communication.
She just got the acceptance letter so far, no financial aid package yet. I didn't know about the CSS Profile - I'll look into whether Norfolk State requires it. Thank you for all your help!
Laila Fury
My daughter had the same issue last week! I ended up calling her school and they extended her deadline by 10 days because so many people were having problems. definitely worth asking about! good luck!!
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Jean Claude
•That's really good to know, thank you! I've already emailed her school but will follow up with a call tomorrow if we still can't get in. 10 days would give us plenty of breathing room.
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Josef Tearle
Just an update - the site appears to be working normally now. I was able to log in and access everything without any delays. Might want to try again when you have a chance!
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Jean Claude
•Just tried it and you're right! Finally got in and can see everything. Her SAI score is there and the application shows as processed. Thank you everyone for all your help!
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