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Has anyone actually gotten their SAI back from the new form yet? We submitted two weeks ago and still waiting...
For the CSS Profile deadlines question - yes, private schools typically have their own deadlines for the CSS Profile, often earlier than the federal FAFSA deadlines. Some are as early as November 1 for early decision applicants, while regular decision is often February 1, but it varies by school. I'd recommend checking each school's financial aid website immediately or calling their financial aid offices directly. Regarding how they calculate home equity and investments now - the federal methodology (FAFSA) is still not considering home equity in your primary residence (this hasn't changed). The FAFSA is using tax data to identify investment income, which then factors into the SAI calculation. They're essentially working backward from the income your investments generate rather than asking for the value directly. If you're concerned about accurate representation of your financial situation, remember you can always submit additional documentation directly to schools after completing the FAFSA.
You've been so helpful, thank you! I just checked all the school websites and you're right - the deadlines vary from Feb 1 to March 1 for the CSS Profile. Going to get that done this weekend. One last question - our daughter is planning to live off-campus with roommates. Does the housing arrangement affect the financial aid calculation at all? With our son, we just checked "on-campus housing" because that's what he was doing freshman year.
Also important for the 2025-2026 FAFSA: you need to make sure you're using the right tax year information. They're looking for 2023 tax data, so make sure that's what you're accessing through the IRS tool. I've seen people accidentally try to pull the wrong year's data and get confused when it fails.
omg i had this same problem!!! what fixed it for me was using my EIN instead of SSN. im self employed and didnt realize that made a difference until someone at my school's financial aid office told me
Important clarification: For most FAFSA applicants, you should use your Social Security Number (SSN), not an Employer Identification Number (EIN). The previous comment applies to a very specific situation that won't be relevant for most students. Using the wrong number type will cause the Data Retrieval Tool to fail.
have u tried getting thru to the fafsa ppl directly? i had a similar issue last yr and i finally got help after i used that claimyr service (claimyr.com) to get past the hold times at FSA. they have a video that shows how it works: https://youtu.be/TbC8dZQWYNQ basically they wait on hold for you and then call you when a real person picks up. i was able to get someone at FSA who explained all my options and even sent an official letter i could take to my financial aid office that helped with my situation. definitely worth trying since it's so hard to get answers about special cases!
We haven't tried contacting FSA directly yet - just been dealing with the school's financial aid office. I'll definitely check out that service! Did the FSA give you different information than what your school told you? I'm wondering if they might have additional solutions the school hasn't mentioned.
yes!! the FSA person actually knew about a specific form for "special circumstances" that my school's fin aid office never mentioned. plus they explained exactly what documentation would help my case. definitely try talking to them directly!
I just went through this last semester with my FAFSA application! If your cousin is paying all her own bills and truly self-supporting, she should gather evidence of this - rent receipts, utility bills in her name, proof she's not claimed as a dependent on her parents' taxes (if possible). I brought all this documentation to my financial aid counselor and wrote a detailed letter explaining my situation. They initially said no to a dependency override, but when I asked for a Professional Judgment review instead and showed all my documentation of self-sufficiency, they were able to adjust my aid package. It didn't get me grants, but they found some institutional scholarships I qualified for that helped almost as much. Tell her not to give up after the first no!
This is really helpful! She does pay her own rent and utilities, so she can definitely gather those documents. I don't think she has proof about the tax dependency status though - her parents probably still claim her since that benefits them. Did you have to provide proof you weren't claimed as a dependent? Or was the other documentation enough?
Good question! I didn't have proof about not being claimed either (pretty sure my parents still claimed me too). The other documentation was enough to show I was self-supporting. The most important thing was having a detailed budget showing exactly how I cover all my expenses without parental support. That really convinced them my situation deserved special consideration.
my daughter had something similar, not with ssn but they said her date of birth was wrong 🙄 so ridiculous. anyway we got it fixed by going in person with her birth certificate. also make sure to keep checking both studentaid.gov AND your daughter's student portal at her university. sometimes the school processes things temporarily while waiting for the official correction
Quick follow-up question - did the email about the SSN error come directly from Federal Student Aid (studentaid.gov) or from the university? If it came from the university, they may already have procedures in place to help with this situation. Many schools have contingency processes specifically for FAFSA issues that arise right before classes start. Also, when you visit the financial aid office tomorrow, ask about a "conditional financial aid clearance" - this is a temporary approval some schools provide while FAFSA corrections are being processed.
NeonNova
maybe the government designed it this way on purpose to discourage people from filing for aid lol. worked on me, i gave up after 2 weeks last year
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Mateo Rodriguez
•I've definitely had that thought too! But we really need this aid for our daughter so I'm pushing through the frustration. Seems crazy that something so important would be this difficult to complete.
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Aisha Abdullah
does ur spouse have a different last name? my husband and i have different last names and thats what was causing our issues for some reason
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Mateo Rodriguez
•No, we have the same last name. But that's interesting - I wonder if the system has issues with name matching generally. The whole thing seems so fragile!
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