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Just fyi when I graduated my last semester i only needed 2 classes and financial aid wouldn't cover it because I wasn't full-time anymore. Had to take out a private loan. Super annoying. Check if there's a minimum credit requirement for whatever aid he's been getting.
Since we're in 2024 now, I want to clarify some information about the 2025-2026 FAFSA that wasn't mentioned yet: 1. The 2025-2026 FAFSA will follow the new simplified FAFSA format that launched this year 2. It should be available December 1, 2024 3. Your son's SAI (Student Aid Index) will be calculated, not EFC 4. Since it's his final course, make sure his graduation date is correctly listed File the application as soon as possible after it opens to maximize his aid eligibility. Even for one course, it's worth completing if he's been eligible for grants in the past.
has anyone else noticed that the work study amounts are getting ridiculously low?? $675 a year is like what, 2 hours of work per week?? how is that even helpful
You're right about the amounts getting smaller. Many schools are spreading their federal work-study allocation among more students, resulting in those tiny awards. The $675 award likely means about 2 hours per week at minimum wage. The strategy is that once a student is in the work-study program, departments can often increase their hours beyond the initial award if funds are available later in the year. It's basically getting a foot in the door for campus employment.
Update: We called Crestview's financial aid office this morning. They explained that their institutional policy is to only offer subsidized loans to students with SAIs below 12,000, and since ours is 13,245, we didn't qualify. They said their work-study funds had already been allocated to students with greater financial need. So mystery solved! We're now weighing whether the interest savings at Westlake (about $4,500 over 4 years) is worth choosing it over Crestview, which my daughter preferred academically. Thanks everyone for your help!
Thanks for updating us! This confirms what many of us suspected - different institutional policies for the same federal programs. For your decision, consider asking Crestview if they offer any merit scholarships your daughter might qualify for. Sometimes those can offset the difference in loan types. Also, remember that a student can accept partial loan amounts - she doesn't have to take the full unsubsidized loan offered if you can cover some costs another way.
One important detail that hasn't been mentioned yet: your daughter should also check if any of her schools require the CSS Profile in addition to the FAFSA. Many private colleges use both forms to determine aid. The CSS Profile goes through College Board (not studentaid.gov) and asks for more detailed financial information. If she hasn't completed that for schools that require it, her financial aid packages could be delayed or incomplete.
Yes, schools typically notify students if they require the CSS Profile, but these notifications can sometimes end up in spam folders or get overlooked in the flood of college emails. The good news is that many schools have late CSS Profile deadlines for exactly this reason. You can check which schools require it by visiting the College Board website. And don't worry too much - if it is required and she missed the deadline, contact the financial aid office immediately. Many schools are understanding and will still work with you, especially for incoming freshmen who are navigating this process for the first time.
I made it through to a FAFSA agent yesterday using Claimyr and asked specifically about this issue - they said it's happening to a lot of people. The agent told me they can fix the SSN/birthday over the phone but you'll need: 1. The FSA ID of the student 2. The incorrect FSA ID of the parent (your husband) 3. Documentation proving the correct information The agent also confirmed the financial corrections often DO process correctly even when the confirmation page shows different fields. They suggested asking the agent to review all the financial data during the same call to confirm everything is correct.
Just an update for anyone finding this thread later - I had the same issue in January and finally got it resolved. The key is getting a case number when you call FSA. Don't hang up without getting one! Then if you get disconnected or need to call back, you can reference that case number and won't have to start over explaining everything. Also, the "under review" status is actually good in this situation - it means a human is looking at it rather than just the automated system.
Ellie Kim
To answer your follow-up question - yes, her aid was delayed by about 3 weeks while verification was processed. But because we submitted everything quickly, it was still processed before the tuition due date. The financial aid office gave her a temporary hold on the account so she didn't have to pay out of pocket while waiting. Definitely talk to your school's financial aid office about your situation - they can often put notes in your file and help if there are delays.
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Nathaniel Mikhaylov
•That's really good to know. I'll definitely reach out to my financial aid office ahead of time to let them know about our situation. Thanks for sharing your experience!
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Kristian Bishop
wait, i just realized something important - make sure your mom's name is EXACTLY the same on everything. my mom's middle name was spelled differently on her SSN card vs green card and that caused so many problems!!
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Nathaniel Mikhaylov
•Oh that's a really good point! I'll double check all her documents to make sure everything matches exactly. Thanks for the warning!
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