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Did you fix this? I'm curious what ended up working because we might run into the same problem soon.
has anyone tried starting a new fafsa application? my counselor suggested that but im scared it will mess things up even worse
Financial aid advisor here - DO NOT start a new application! This creates duplicate records in the system and can cause even longer delays. The original application is still in their system even if you can't see it. Starting a new one creates more problems and potentially flags your account for fraud investigation (multiple submissions).
one thing nobody mentioned - have your daughter talk to her professors! my daughter's english teacher told her about a special scholarship for first generation college students that paid for almost a whole semester! lot of times the teachers know about money that the financial aid office never mentions
Just to clarify for everyone in this thread - the 2025-2026 FAFSA uses the Student Aid Index (SAI) instead of EFC, and it calculates need differently. Having a disabled parent doesn't automatically increase grant eligibility, but low household income does. For the original poster: Your $48k income with a $4,800 SAI actually aligns with the new formula. However, your daughter should definitely qualify for some Pell Grant funding with that SAI. If your community college is suggesting mostly loans, you should specifically ask: 1. What is her Pell Grant eligibility amount? 2. Has she been considered for Federal SEOG grants? 3. What state grants might she qualify for? 4. Are there institutional grants she's missing? Don't accept a financial aid package that's mostly loans without questioning it. Many schools offer an initial package and expect students to appeal or ask for more grant funding.
Thank you for breaking this down! She was offered a partial Pell Grant ($3,200) but nothing else grant-wise. I'll definitely ask about SEOG and institutional grants. Is there a specific way to phrase the appeal to make it more likely to succeed?
When appealing, use the phrase "special circumstances review" or "professional judgment request" rather than "appeal." Focus on documenting: 1) your ex-spouse's disability prevents any financial contribution, 2) you have unusual expenses related to being the sole supporter, and 3) your daughter has exceptional academic potential. Provide specific dollar amounts for all expenses. Community colleges typically have simpler appeal processes than universities, so don't be intimidated by the paperwork.
While searching is absolutely helpful, I also want to point out that the FAFSA has undergone significant changes for the 2025-2026 application cycle. The SAI calculation methodology has several key differences from previous years, particularly regarding how business income, multiple students, and divorced parent contributions are assessed. Make sure you're looking at posts from this current application cycle, as advice from even last year might be outdated. For example, the multiple children in college benefit was reduced, and the small business protection threshold changed from $175,000 to $240,000. There's also more emphasis on actual cash income rather than adjusted gross income in some calculations. So while search is valuable, verify information is current!
wait what?? i didnt know about the multiple children thing changing!! my brother and i are both in college and my parents were counting on that discount.... is there somewhere i can read more about this???
Yes, you can find the official explanation on studentaid.gov under the 'What's Changed' section. The multiple student benefit still exists but was reduced by about 35% compared to previous formulas. Your family will still receive some consideration for having multiple students, just not as much as in prior years. It's worth having your parents recalculate their expected contribution with the new formula to avoid surprises.
I think this thread is a perfect example of why the search function AND new posts both have value! We've gone from a simple tip about searching to a discussion about the new FAFSA changes that might not have happened otherwise. This is super helpful information.
Amina Diallo
i dont get why everyones having so many problems with fafsa this year lol. mine went through in like a week with no issues 🤷♂️
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Olivia Clark
•Consider yourself extremely lucky then. The Department of Education has publicly acknowledged major system-wide issues with the new FAFSA rollout. Just because it worked for you doesn't mean the problems aren't real for thousands of others.
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Paolo Bianchi
Quick update on processing times - I just checked the FSA website and they're currently reporting an average of 14 business days for applications in review status. That's significantly longer than previous years. Make sure you're checking both your email and your studentaid.gov account messages regularly, as they sometimes send requests for additional information through the message center that don't come through email.
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Keisha Thompson
•Thanks for checking! I'll make sure to log in daily to check for messages. The 14 business days is frustrating but at least now I have a realistic timeline to work with.
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