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Jamal Carter

When does unemployment pay increase in Washington ESD benefits?

I've been on unemployment for about 6 months now and wondering if there's ever any cost of living adjustments or increases to the weekly benefit amount? My rent went up $200 this year but my Washington ESD payments are still the same $487/week from when I first filed. Does anyone know when or if unemployment benefits get increased? I tried looking on the Washington ESD website but couldn't find clear info about this.

Washington ESD typically adjusts the maximum weekly benefit amount once a year, usually effective in January. The increase is based on changes in the state's average wage. However, your individual benefit amount is calculated when you file your initial claim and generally stays the same throughout your benefit year unless there are other changes to your earnings history.

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So if I filed my claim in March 2024, I wouldn't see any increase until I file a new claim next year?

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That's correct. Your weekly benefit amount is locked in for your entire benefit year, which runs from when you first filed your claim.

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i think the max went up this year to like $1015 or something but if your already getting benefits you dont get the increase

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Yeah I remember seeing that too. Pretty frustrating that existing claimants don't benefit from the adjustment.

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Washington ESD benefit amounts are calculated based on your previous earnings and don't typically increase during your benefit year. The maximum weekly benefit amount and wage base do get adjusted annually, but that only affects new claims filed after the adjustment takes effect, usually in January.

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So basically I'm stuck with the same amount until my benefit year ends? That's frustrating with everything getting more expensive.

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Unfortunately yes, your weekly benefit amount is locked in for your entire benefit year. The adjustment is for new claims only.

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I was in a similar situation last year trying to get clarification on benefit increases. Couldn't get through to Washington ESD on the phone after calling for weeks. Finally used Claimyr (claimyr.com) to get connected to an actual agent who explained exactly how the annual adjustments work. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Much easier than spending hours on hold.

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Never heard of Claimyr before. Did they charge you a lot to get through?

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They focus on getting you connected rather than charging high fees. Worth it when you actually need to speak to someone at Washington ESD.

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Mei Liu

I think there might be some confusion here. The state does increase the maximum benefit amounts each year but like the previous poster said, it only applies to new claims. For 2025, the max went up to $999/week but that doesn't help people already on claims.

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Wow $999? I'm only getting $487. Wonder if I would qualify for more if I refiled somehow.

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Mei Liu

You can't just refile to get a higher amount. Your benefit is based on your specific wage history during your base period.

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Actually, if you're having trouble getting through to Washington ESD to ask about this, I used a service called Claimyr that helped me reach an agent quickly. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Might be worth checking out if you want to verify your benefit calculation.

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The annual increase only applies to new claims filed after the effective date. If you're already receiving benefits, your amount is based on the wage base period that was used when you initially qualified. The only way your existing weekly benefit amount would change is if there's an error correction or if you become eligible for additional benefits like dependency allowances.

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What are dependency allowances? I have two kids but never heard of this.

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Washington doesn't offer dependency allowances for unemployment benefits. Some states do, but not Washington ESD.

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this is so confusing!! i thought unemployment was supposed to help people but if costs keep going up and payments dont then what good is it?? my grocery bill alone has doubled since i started collecting

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I totally get your frustration. The system isn't perfect, but unemployment is meant to be temporary assistance, not a full replacement for working income. It's designed to give you time to find new employment.

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easy for you to say if your getting a decent amount. some of us are struggling to make ends meet on these payments

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THIS IS SO FRUSTRATING!!! Why don't existing claimants get the cost of living increase? Everything else goes up in price but our benefits stay the same. The system is totally broken.

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I feel you. It really doesn't make sense that only new claimants benefit from the adjustment.

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I think it's because your benefit year is like a contract that was set when you filed. Still sucks though.

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Just to clarify the timeline - Washington ESD reviews wage data annually and sets new maximum weekly benefit amounts that typically take effect in January. For 2025, the maximum weekly benefit amount is $1,019. But remember, most people don't receive the maximum - your actual amount depends on your earnings during your base period.

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So the $1,019 is just the cap, not what everyone gets?

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Exactly. Your weekly benefit is calculated as a percentage of your average weekly wage during your base period, up to that maximum.

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To clarify the annual increases: Washington ESD adjusts the maximum weekly benefit amount and the wage base used for calculations each year based on average wages. For 2025, the maximum weekly benefit is $999 (up from $929 in 2024). However, this only affects claims with benefit years starting on or after January 5, 2025.

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My benefit year started in July 2024, so I'm stuck with the old maximums until July 2025?

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That's correct. Your benefit year runs for 52 weeks from when you first filed, and your weekly benefit amount doesn't change during that period.

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wait so if i exhaust my benefits and have to file a new claim later this year would i get the higher amount?

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Only if you have sufficient new earnings to establish a new benefit year. You can't just refile for the higher amount without meeting the wage requirements.

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oh that makes sense i guess

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Wait, so if my benefit year ends and I'm still unemployed, I could potentially get a higher amount when I refile?

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Only if you have sufficient earnings in your new base period and qualify for a new claim. If you haven't worked enough hours or earned enough wages, you might not be eligible for a new claim.

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Makes sense. I did work part-time for a few months last year so maybe that would help.

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I was in a similar situation last year and had to call Washington ESD multiple times to understand my options. The phone system is absolutely terrible - I spent weeks trying to get through. Finally used that Claimyr service someone mentioned and got connected to an agent within a few hours. They were able to explain exactly how the benefit calculations work and confirmed there's no way to increase benefits mid-claim.

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How much did that cost? I'm already struggling financially and can't afford to pay for something that should be free.

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It was worth it for me to get clear answers quickly instead of spending weeks calling. The peace of mind was valuable.

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does anyone know if there's gonna be another increase next year or is it just whenever they feel like it?

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It's required by state law to be reviewed annually. Whether there's an actual increase depends on wage growth in the state.

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I remember when I first filed my claim I was confused about all this stuff too. The Washington ESD website doesn't really explain it clearly. Had to call like 50 times to get through to someone who could explain how the benefit calculation works.

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That's exactly why I ended up using Claimyr. Saved me from those endless busy signals and hold times.

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Yeah might look into that if I have issues with my claim again.

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The whole system needs to be reformed. How can they expect people to survive on fixed amounts when inflation is hitting everything? I've been on unemployment twice and both times watched my purchasing power decrease over the benefit year.

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While I understand the frustration, unemployment insurance is designed as temporary assistance. The goal is to find new employment, not provide long-term financial support at increasing rates.

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Easy to say when you're not the one trying to stretch $400 a week to cover rent, utilities, groceries, and gas to look for work.

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Have you looked into other assistance programs? Food stamps, utility assistance, etc.? Unemployment isn't meant to be your only source of support.

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Just wanted to add that some people confuse regular UI increases with the special pandemic programs that had extra payments. Those ended in 2021, so don't expect any additional weekly amounts beyond your calculated benefit.

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Good point. A lot of people still think they might get that extra $300 or $600 from the pandemic programs.

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Exactly. Those were federal add-ons that are long gone. Regular state unemployment doesn't have those kinds of boosts.

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I called Washington ESD about this exact question last month and the agent told me the only way to potentially get a higher benefit is if there was an error in my original calculation. She reviewed my claim and everything was correct, so I'm stuck with my current amount.

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How long did it take you to get through to someone? I've been trying for days.

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I used that Claimyr thing someone mentioned earlier. Got through the same day I tried it. Way better than sitting on hold for hours.

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One thing to keep in mind - even though your weekly benefit amount doesn't increase during your benefit year, you should still file your weekly claims on time and report any work accurately. Missing deadlines or misreporting can mess up your benefits way more than not getting a cost of living adjustment.

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Good point. I've been super careful about filing every Sunday.

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For what it's worth, the benefit increase schedule is set by state law and tied to wage data. It's not arbitrary - they use average wages from the previous year to calculate the new maximums. Still doesn't help if you're already on a claim though.

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At least the system is predictable, even if it doesn't help current claimants. Some states handle this differently.

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True. Washington actually has relatively generous benefits compared to many states.

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Still think it's BS that they can't just apply the increase to everyone. Like how hard would that be to program into their system?

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It's probably more about the legal framework than the technology. Each benefit year is treated as a separate contract.

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whatever, still stupid

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my cousin in california said her unemployment went up during her claim but i think she was confused about something else. probably mixing up different programs or something

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Different states have different rules, but most states lock in your benefit amount for the entire benefit year. She may have been thinking of a different program.

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yeah that makes sense. she was getting a bunch of different assistance so probably got mixed up

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thanks everyone this actually helped a lot. was getting worried that i was missing out on extra money somehow

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Same here! At least now I know what to expect.

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Just to be clear for anyone reading this - Washington ESD does not provide cost of living adjustments during an active claim. Your weekly benefit amount is calculated when you file and remains the same for your entire benefit year, regardless of inflation or increased living costs.

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Thanks for the clear answer. Disappointing but at least I know for sure now.

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It's frustrating but that's how the system works. Focus on your job search and hopefully you won't need benefits much longer.

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btw if anyone needs to actually talk to washington esd about this stuff that claimyr thing someone mentioned earlier actually works. used it last month when my claim was stuck

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Good to know! I'll keep that in mind if I run into issues.

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One final note - if you think there might be an error in your benefit calculation, you can request a redetermination from Washington ESD. Sometimes there are mistakes in how they calculate the base period wages, which could affect your weekly benefit amount. But this is different from the annual cost of living adjustments we've been discussing.

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How would I know if there was an error in my calculation?

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You'd want to compare the wages shown on your monetary determination letter with your actual earnings during the base period. If they don't match, you can appeal.

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I'll definitely double check that. Thanks for all the help everyone!

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This thread was really helpful. I had the same question but was afraid to ask because I thought it might be obvious.

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Not obvious at all! The whole unemployment system is confusing.

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The timing of when increases take effect is important too. If you filed your claim in December 2024, you'd get the 2024 maximums. If you filed in January 2025, you'd get the higher 2025 maximums. It's all about when your benefit year starts.

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That's a good point about timing. Bad luck if you filed right before the annual increase.

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Exactly. A few weeks difference in filing can mean a significant difference in benefits for some people.

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I wish Washington ESD would at least send out notifications explaining this stuff. I had to piece together information from multiple sources to understand how the system works.

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They do have information on their website, but it's not always easy to find or understand.

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True, but they could be more proactive about communicating changes and explaining how benefits work.

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That's why services like Claimyr are helpful - you can actually talk to someone who can explain things clearly instead of trying to decode the website.

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Bottom line: if you're already on a claim, your weekly benefit won't increase until you potentially file a new claim after your benefit year ends. The annual increases only apply to new claims filed after the effective date.

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Got it. Not what I wanted to hear but at least I understand the system now. Thanks everyone.

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Hope you find work soon and won't need to worry about benefit amounts much longer!

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