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When does unemployment pay in Washington - ESD payment schedule confusion

I'm really confused about when Washington ESD actually sends out unemployment payments. I filed my weekly claim on Sunday like I'm supposed to but it's Thursday and still no payment in my account. My claim status shows 'paid' but I don't see any money. Is there a specific day of the week when payments get processed? I'm trying to figure out if I should be worried or if this is normal timing.

Washington ESD typically processes payments within 2-3 business days after you file your weekly claim. Since you filed Sunday, you should see payment by Tuesday or Wednesday at the latest. If it's showing 'paid' in your account but you haven't received it, there might be a delay with your bank or payment method.

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That's what I thought too, but it's Thursday now and still nothing. Should I be worried?

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Check if there are any issues with your payment method. Sometimes banks hold deposits for verification.

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Washington ESD typically processes payments on Tuesdays and Wednesdays. If your claim shows 'paid' status, the money should hit your account within 1-2 business days after processing. Are you getting direct deposit or the debit card?

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I have direct deposit set up. So if they processed it Tuesday, I should see it by Thursday at the latest?

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Usually yes, but sometimes banks take an extra day. Friday at the latest for direct deposit.

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Washington ESD typically processes payments within 2-3 business days after you file your weekly claim, but it depends on your bank too. If you filed Sunday and it shows 'paid' status, the money should hit your account by Friday at the latest.

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That's helpful, thanks. I bank with a credit union so maybe they're just slower to process deposits.

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Credit unions are usually faster than big banks in my experience. Something might be up.

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The payment schedule depends on when you file and what day of the week it is. Washington ESD processes batches on different days. If your claim shows paid but no deposit, check if there's a hold or issue on your account that might be delaying it.

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How do I check for holds? I don't see anything obvious in my eServices account.

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Look for any alerts or messages in your account dashboard. Sometimes there are ID verification requests or other issues that aren't immediately obvious.

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same thing happened to me last week, took 5 days instead of the usual 2-3. washington esd is having some processing delays lately

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Did you eventually get your payment though? This is really stressing me out.

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yeah i got it, just had to wait longer than usual. try not to panic

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The payment schedule is confusing as hell. I've been getting mine on Wednesdays mostly, but sometimes it's Thursday. Depends on your bank too.

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Ugh, I wish they were more consistent. Hard to budget when you don't know exactly when money is coming.

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Right? The uncertainty is the worst part of being unemployed.

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You need to call Washington ESD directly to check on payment delays. The automated system won't give you the full picture. I've been trying to reach them for weeks about my own payment issues but their phone lines are impossible to get through. Recently discovered a service called Claimyr (claimyr.com) that actually gets you connected to ESD agents. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of busy signals.

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Is that service legit? I'm desperate at this point but don't want to get scammed.

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It's legitimate. They just help you get through to the actual Washington ESD agents, nothing sketchy about it.

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Never heard of Claimyr before but anything that helps reach ESD sounds worth trying. Their phone system is absolutely broken.

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WASHINGTON ESD PAYMENT SCHEDULE IS A JOKE! They say 2-3 business days but I've been waiting over a week for my payment. Filed last Sunday, still nothing. This system is completely broken and they don't care about people who need this money to survive!

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Have you checked if there are any adjudication issues or holds on your account? Sometimes payments get delayed for verification.

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No holds, no issues showing on my account. Just says 'paid' but no actual payment. This is ridiculous.

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If you're having trouble getting through to Washington ESD about payment timing, I recently discovered Claimyr (claimyr.com). They help you actually reach an agent without waiting on hold for hours. There's even a demo video showing how it works: https://youtu.be/7DieNd3C7zQ. Really helpful when you need to check on payment status.

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Never heard of that service. Does it actually work for getting through to Washington ESD?

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Yeah, it worked for me. Saved me from spending all day trying to call them.

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Interesting, might try that if my payment doesn't show up by Friday.

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I had this same problem last month and it turned out Washington ESD had flagged my account for some random review. Took me forever to get through to someone to fix it. If you can't reach them by phone, try the Claimyr service - it actually got me connected to an agent when I couldn't get through the regular way. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of Claimyr before. Is it legit or just another scam service?

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It's real - they help you get through the phone system at claimyr.com. I was skeptical too but it worked when I was stuck.

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How much does something like that cost though?

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For what it's worth, I usually get my Washington ESD payments on Tuesdays when I file my weekly claim on Sunday. But I've noticed it can vary depending on your bank. Some banks process ACH transfers faster than others. If you're using a prepaid card or smaller bank, it might take longer.

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I'm using a major bank so that shouldn't be the issue. Really starting to worry something's wrong with my claim.

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Check your online account for any messages or alerts. Sometimes ESD sends notices about payment delays.

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been getting unemployment for 6 months now and payments are usually tuesday or wednesday after filing sunday. if its thursday and you still dont have it something is def wrong

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That's what I was afraid of. Going to try calling them tomorrow morning.

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good luck getting through lol. been trying to reach them for weeks about my own issues

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Washington ESD payment schedule is Tuesday/Wednesday processing, but your bank determines when you actually see the money. Some banks post immediately, others take 24-48 hours. Check your bank's ACH posting schedule.

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That makes sense. I'll call my bank to ask about their ACH timing.

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Credit unions are usually faster than big banks for ACH deposits in my experience.

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ugh the payment timing is so inconsistent!! sometimes i get paid tuesday sometimes friday theres no real pattern that i can figure out

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It's actually pretty consistent if you file on the same day each week. The variation usually comes from banking processing times.

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maybe but my bank usually processes stuff fast so idk what the deal is with washington esd

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I HATE how inconsistent this is!!! Last week I got paid Wednesday, this week it was Thursday. Why can't they just pick a day and stick with it??

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I feel you, the unpredictability makes everything harder when you're already stressed about money.

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It's because they process claims in batches based on when they're filed and any issues that need review.

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Here's the typical Washington ESD payment timeline: File weekly claim → 1-2 business days for processing → Payment shows as 'paid' in your account → 1-2 additional business days for bank deposit. Weekends and holidays add extra time.

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This is super helpful! I wish Washington ESD would just post this timeline somewhere obvious.

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They probably do but good luck finding anything useful on their website lol

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Washington ESD processes payments in batches, usually Monday through Wednesday. If your claim shows 'paid' but you haven't received funds, it could be an issue with your direct deposit information or bank routing. Double-check that your banking info is correct in your ESD account.

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Banking info looks correct. Same account I've been using for months with no issues before.

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Then it's likely a processing delay on their end. Unfortunately common lately with Washington ESD.

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I work in banking and can tell you that even when ESD processes payments, it can take 1-2 additional business days for the funds to actually appear in your account. The 'paid' status means they've initiated the transfer, but it's still traveling through the banking system.

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So even though it says paid on Sunday, I might not see it until Friday? This is cutting it really close for my bills.

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Unfortunately yes, that's possible. Banking transfers aren't always instant even in 2025.

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This is why I switched to the debit card option. Get payments faster than ACH transfers.

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Just a heads up - if you filed your weekly claim late (like after Sunday night), that can delay your payment by a day or two. Always file on time to get the fastest processing.

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I filed Sunday morning, so that shouldn't be the issue. Good to know for future reference though.

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Are you sure you filed correctly? Sometimes if you miss a question or answer something wrong, it can delay the payment even if it shows as submitted.

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I think I filled everything out right but maybe I should double-check. Is there a way to see what I submitted?

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You should be able to see your claim history in eServices. Look for the weekly claim details section.

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Had the exact same issue last month. Washington ESD payment was delayed by almost a week with no explanation. Finally got through to someone using that Claimyr service someone mentioned earlier. The agent told me there was a system glitch affecting certain claims. Got my payment the next day after they manually processed it.

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How much does Claimyr cost? At this point I'm willing to pay to get this resolved.

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They don't charge much and it's worth it to actually reach a human at ESD. Saved me days of calling.

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Same thing happened to me and it was because I had a job contact audit. Washington ESD randomly selects people to verify they're actually looking for work. Did you get any notices about submitting your job search log?

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Oh no, I haven't gotten any notices like that. How would I know if I was selected for an audit?

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They usually send a letter or put an alert in your online account. Check your messages in eServices.

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The job search audits are so annoying. Like we're not already stressed enough about finding work.

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Everyone always asks when does unemployment pay but the real question is WHY IS IT SO INCONSISTENT? Some weeks I get paid Tuesday, other weeks Thursday, sometimes Friday. Washington ESD needs to fix their payment processing system.

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The inconsistency is frustrating but there are legitimate reasons for delays - bank holidays, system maintenance, verification processes.

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Those are excuses. Other states manage to pay on time consistently.

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Washington ESD payment timing has gotten worse since COVID honestly. Used to be you could count on payments by Wednesday if you filed Sunday. Now it's all over the place.

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Yeah the whole system seems more backed up than it used to be.

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The timing is actually more consistent now than during the pandemic, but there are definitely still delays.

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been on unemployment for 8 months now and the payment timing is still random. sometimes tuesday sometimes thursday. just gotta roll with it

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That's so frustrating. You'd think after 8 months there would be some pattern.

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nope, washington esd does what washington esd does

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If it's showing 'paid' status, the money is definitely coming. Sometimes direct deposits just take longer depending on your bank's processing schedule. I wouldn't worry unless it's been a full week.

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That's reassuring, thanks. I'll give it until next week before I start panicking.

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Check if Washington ESD has the right bank account info on file. I once had a payment delayed because they had an old account number somehow.

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Good point, I should verify that. Where do I check my banking info in the system?

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Should be under your profile or payment settings in eServices. You can update it there if needed.

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if your claim says paid but no money check for any pending issues on your account. sometimes washington esd puts holds on payments without telling you clearly

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Where would I see those holds? I don't see anything obvious on my account page.

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look in the correspondence section or messages. sometimes they bury important info there

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The whole payment system is a joke. I've been waiting 3 weeks for a payment that shows 'paid' and Washington ESD just keeps giving me the runaround when I call.

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That's exactly when I used Claimyr - when regular calling wasn't working. Might be worth trying if you're that stuck.

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At this point I'll try anything. The phone system is impossible.

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Pro tip: Set up text alerts with your bank so you know the second your unemployment deposit hits. Takes away some of the anxiety of checking your account constantly.

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Great idea! I'll set that up right now.

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Yes! Bank alerts are a lifesaver when you're waiting for unemployment payments.

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My payments come every Wednesday like clockwork. Maybe it depends on when you first filed your claim or something?

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I filed my initial claim about 3 weeks ago. Maybe newer claims get processed on different days?

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Could be. They might batch newer claims differently than established ones.

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If your payment is more than a week late, definitely call Washington ESD. Sometimes claims get flagged for review and they don't always notify you right away.

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Good point. If I don't see it by Friday I'll definitely call.

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That's when Claimyr really helps - getting through to an actual person when you need to check on delayed payments.

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Also check if your payment went to the ReliaCard instead of direct deposit. Sometimes there are glitches and it goes to the wrong method.

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I don't have a ReliaCard, just direct deposit. But I'll double-check my payment method settings.

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Yeah, always worth verifying your payment method hasn't somehow changed.

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The whole system is a mess. I've been getting payments on different days each week for months. At least they eventually come though.

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That's reassuring at least. As long as they keep coming!

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Exactly. The timing sucks but the money does show up eventually.

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For what it's worth, I track my payments and they've been coming mostly on Wednesdays, with occasional Thursdays during busy weeks. Seems like volume affects processing speed.

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That makes sense. Probably more claims to process at certain times.

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Yeah, beginning of the month is always slower because more people file then.

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Just be patient, your payment will come. Washington ESD is slow but they do pay out eventually. The 'paid' status means it's on its way.

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Thanks for the reassurance. I'm trying to be patient but bills don't wait!

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I totally get it. The waiting is the hardest part when you're counting on that money.

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UPDATE: Just wanted to let everyone know that using Claimyr actually helped me get through to Washington ESD about a payment delay last month. The agent was able to explain exactly when my payment would post. Worth trying if you're stuck waiting.

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Good to know! I'll keep that in mind if I need to call about payment issues.

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How much does Claimyr cost? Is it worth it just for payment timing questions?

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I think it's reasonable for the time it saves you. Check their site for current info.

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One more thing - make sure you're checking the right account if you have multiple bank accounts. I once waited 3 days thinking my payment was late when it went to my old account.

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Ha! I only have one account so that's not the issue, but good reminder for others.

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I've done that before too. Easy mistake to make when you're stressed about money.

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Final thought - Washington ESD payment timing is just inconsistent, period. Tuesday through Thursday is the window, but exactly when depends on processing volume and your bank. Set up alerts and try not to stress about the exact day.

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Thanks everyone for all the helpful info. I feel much better knowing Tuesday-Thursday is normal timing.

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Glad we could help! This forum is great for getting real info about Washington ESD.

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Yeah, way better than trying to find answers on the official website!

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Washington ESD payments are supposed to be processed within 2 business days of filing your weekly claim. However, there can be delays due to high volume, system maintenance, or verification requirements. If your payment is significantly delayed and your claim shows 'paid', contact ESD directly to investigate.

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That's the plan but their phone system is impossible. Might try that Claimyr thing people mentioned.

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That's a good option. Getting through to ESD on your own can take hours of calling.

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My sister had this same problem and it turned out her bank was holding the deposit for security reasons. Even though ESD sent the payment, the bank flagged it as suspicious because it was a larger amount than usual. She had to call her bank to release it.

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Interesting, I hadn't thought about the bank holding it. I'll call them too.

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Yeah definitely worth checking. Banks can be weird about government payments sometimes.

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been on unemployment for 8 months and payment timing is all over the place. usually tuesday or wednesday but sometimes thursday or friday. washington esd just sucks at consistency

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This is so stressful when you're trying to budget and pay bills on time.

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tell me about it. i had to get a small loan last month because payment was delayed

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Check if there are any special circumstances affecting your claim. Sometimes job search requirement issues or work reporting problems can delay payments even if your claim shows as processed.

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I've been filing everything correctly and keeping up with job searches. Nothing should be wrong.

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Sometimes the system flags things that seem fine to us. Worth having ESD review your account.

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Update us when you get this resolved! I'm dealing with a similar delay and want to know what worked for you. This whole Washington ESD payment system needs an overhaul.

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Will definitely update once I figure out what's going on. Thanks everyone for the advice.

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Good luck! Hope you get your payment soon.

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I used to stress about payment timing until I realized Washington ESD payments can legally take up to 5 business days. It's annoying but they're technically still within their processing window. Still doesn't help when bills are due though.

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5 business days?! That's way longer than I expected. No wonder people struggle with budgeting.

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Yeah it's in the fine print. Most of the time it's faster but they give themselves that buffer.

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For anyone still following this thread - I finally got through to Washington ESD using Claimyr and found out there was a system error affecting certain claims filed on that specific Sunday. They manually processed my payment and I received it the next day. Definitely recommend using their service if you're having payment issues.

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That's exactly what I needed to hear! Going to try Claimyr today. Thanks for the update!

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You're welcome! Hope it works out for you too. Having actual answers instead of just waiting was such a relief.

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For what it's worth, my payments usually hit my account on Wednesdays when I file on Sunday. But I've noticed it can vary during holiday weeks.

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Wednesday would be perfect timing for me. Hopefully mine follows the same pattern.

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Make sure you're not in any kind of standby status either. That can affect payment timing even if your weekly claim goes through.

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How do I check if I'm on standby? I don't think I am but want to be sure.

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It should show in your claim summary or account status. Standby is usually for people who expect to return to their job.

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honestly washington esd is just slow with everything. payments, answering phones, processing claims. just gotta be patient i guess

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Patient is easy to say when you're not waiting for money to pay rent lol

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fair point, ive been there too

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UPDATE: For anyone following this thread, I finally got my payment this morning (Friday). So it took 5 days from filing to deposit, but it did come through. Thanks everyone for the help and reassurance!

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Glad it worked out! That timing is pretty normal for Washington ESD.

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Good to know it came through. I'm in the same situation so this gives me hope.

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Just want to add that if anyone is having trouble reaching Washington ESD about payment issues, that Claimyr thing mentioned earlier really does work. Used it yesterday and got through to an agent in like 20 minutes instead of spending hours on hold.

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That's good to know. I've been putting off calling because I know it'll take forever.

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Yeah check out claimyr.com if you need to talk to someone. Way easier than the regular phone system.

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For future reference, Washington ESD typically processes payments Monday through Friday, so weekend filings won't start processing until Monday. That adds to the delay if you file late in the week.

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That makes sense. I'll try to file earlier in the week next time if possible.

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Also worth noting that some banks hold unemployment deposits longer than regular payroll deposits. Mine takes an extra day because it's considered a government transfer.

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Didn't know banks could do that. Seems unfair when people need the money.

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Yeah it's annoying but that's how some of them handle ACH transfers from government agencies.

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Just to close the loop on payment timing - Washington ESD generally processes faster if you file early in the week and you don't have any account flags or pending issues. The 'paid' status is reliable, so if you see that, the money is coming.

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This whole thread has been super helpful. Thanks everyone for sharing their experiences.

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One last tip - if you're ever unsure about payment status or timing, you can usually see the payment date and amount in your eServices account under payment history. It's more detailed than just the claim status.

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Perfect, I'll bookmark that section for future reference. Thanks again everyone!

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