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When does unemployment get paid - Washington ESD payment schedule confusion

I'm totally confused about when Washington ESD actually pays out unemployment benefits. I filed my weekly claim on Sunday but still haven't seen any money in my account. My claim status shows 'paid' but my bank account is still empty. Does anyone know the actual schedule for when payments hit your account? I've been searching everywhere but can't find a clear answer about Washington ESD payment timing.

Washington ESD typically processes payments within 2-3 business days after you file your weekly claim. If you filed Sunday, you should see it by Wednesday or Thursday at the latest. Make sure your direct deposit info is correct in your account.

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I double checked my direct deposit and it looks right. Maybe I just need to wait another day or two.

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yeah mine usually shows up wednesday morning if i file sunday night

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The payment schedule depends on when you submit your weekly claim and what day of the week it falls on. Washington ESD processes claims in batches, so if you file early in the week you'll get paid faster than if you wait until Saturday to file.

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I always file mine as soon as the weekly claim opens on Sunday and get paid by Tuesday usually. The key is filing early!

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Good to know! I'll try filing earlier next week and see if that helps.

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I was having the same issue with delayed payments and couldn't get through to Washington ESD to ask about it. Spent hours on hold. Finally found this service called Claimyr that helped me get through to an actual agent - they have a website at claimyr.com and even a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. The agent was able to explain my payment schedule and fix an issue that was causing delays.

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How much does that cost though? I'm already broke waiting for my unemployment.

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It's worth it if you really need to talk to someone. Way better than sitting on hold for 6 hours and getting disconnected.

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Might check that out if my payment doesn't show up by Friday. Thanks for the tip!

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ARE YOU KIDDING ME?? Washington ESD is so slow with everything! I've been waiting 4 weeks for my first payment and they keep saying it's 'processing'. This system is completely broken!

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That sounds like your claim might be in adjudication, not just regular payment processing. Have you checked if there are any issues showing in your account?

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It just says 'adjudication in progress' but no explanation of what that even means or how long it takes!

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once your claim shows paid it usually hits the bank account within 24-48 hours depending on your bank

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That's reassuring, thank you. I bank with Chase so hopefully it shows up tomorrow.

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For regular weekly claims, Washington ESD processes them Monday through Friday. Weekend filings get processed starting Monday morning. Direct deposit typically takes 1-2 business days after processing, while the debit card (if you chose that option) might be faster.

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Wait, there's a debit card option? I didn't know that was available.

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Yes, Washington ESD offers a KeyBank debit card for unemployment payments. You can set this up in your account under payment preferences.

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I'm sticking with direct deposit since I already have it set up, but good to know there are options.

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I remember when I first started getting unemployment I panicked because the first payment took like 5 days. Now I know it's pretty normal for there to be a slight delay, especially if you're new to the system.

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Yeah, this is my first time on unemployment so I'm probably just being impatient. Good to hear it's normal.

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first payment always takes longer than the regular weekly ones

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The timing also depends on holidays and weekends. If there's a federal holiday during the week, Washington ESD processing gets delayed by a day.

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That makes sense. I don't think there were any holidays this week though.

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Pro tip: if you file your weekly claim before noon on Sunday, you're more likely to get processed in the first batch on Monday morning. I've been tracking this for months and it's pretty consistent.

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Interesting! I usually file mine Saturday night when I remember. Might try Sunday morning instead.

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I'll definitely try filing earlier next week. Thanks for the detailed timing info!

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Just to follow up on my earlier comment about Claimyr - I used them again this week to ask about a different issue and the agent explained that payment delays can sometimes happen if there's a flag on your account that needs manual review. Might be worth getting through to someone if your payment is more than a week late.

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What kind of flags cause delays? I'm worried there might be something wrong with my account.

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Could be anything from address verification to job search requirement questions. The agent can see exactly what's causing it.

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Washington ESD really needs to be more transparent about their payment schedule. It shouldn't be this confusing for people who are already struggling financially.

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EXACTLY! Why is it so hard to get basic information about when you'll get paid?

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I agree the communication could be better, but once you understand the pattern it's pretty reliable.

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mine always comes on tuesday if i file sunday, wednesday if i file monday. pretty consistent

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That's helpful to know the pattern. I'll keep track going forward.

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One thing to remember is that Washington ESD payments are processed during business hours Monday-Friday. So if you file late Friday or over the weekend, don't expect to see the money until at least Tuesday or Wednesday the following week.

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That explains why my payment was delayed last week - I filed on Friday afternoon!

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Check your account online to make sure the payment actually went through. Sometimes what looks like a delay is actually a problem with the weekly claim that needs to be fixed.

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Good point. I checked and it does show 'paid' so I think it's just the normal processing time.

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For anyone still having issues getting through to Washington ESD about payment problems, I can't recommend Claimyr enough. Saved me so much time and frustration compared to trying to call on my own.

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I might have to try that if my payment doesn't show up this week. The phone system is impossible.

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Has anyone noticed if certain banks are faster than others for receiving Washington ESD deposits? My credit union seems really slow.

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I use a big national bank and usually get mine by Tuesday if I file Sunday. Smaller banks might take an extra day.

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I'm with Chase and hoping to see mine tomorrow morning based on what everyone's saying here.

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The payment schedule is actually posted on the Washington ESD website if you dig around enough, but it's buried in the FAQ section. Basically 2-3 business days after filing is the standard.

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I looked all over their website but couldn't find clear information. Thanks for confirming the timeline though!

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Just be patient OP. I know it's stressful when you're counting on that money, but Washington ESD is generally pretty reliable once you know the timing. Your payment will show up.

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Thanks for the reassurance. This thread has been really helpful in understanding how it all works.

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update us when your payment comes through! curious if it follows the normal timeline

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Will do! I'll post an update once I see the deposit.

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UPDATE: My payment just hit my account this morning (Wednesday)! Filed Sunday evening so that's exactly what everyone said to expect. Thanks for all the help understanding the timeline - definitely less stressful now that I know the pattern.

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Glad it worked out! Now you know what to expect going forward.

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nice! told you wednesday was likely if you filed sunday

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Perfect timing! Glad you didn't need to use Claimyr but good to know it's there if issues come up.

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