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Aisha Mahmood

When do you stop collecting unemployment benefits in Washington - timing questions

I've been on unemployment for about 8 months now and I'm starting to wonder when exactly I need to stop collecting benefits. I know there's a time limit but I'm confused about whether it's based on when I first filed or when I started getting paid. Also what happens if I find a job but it doesn't start for another 2 weeks? Do I still file my weekly claims until then or stop immediately? My regular UI benefits are supposed to run out soon and I want to make sure I don't mess anything up with Washington ESD.

In Washington state, regular unemployment benefits last up to 26 weeks (6 months) from when you first started receiving payments, not from when you filed. If you find a job, you stop filing weekly claims starting the week you begin working, even if it's just part-time. Don't file for any weeks where you're working full-time.

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So if I start a job on a Wednesday, do I still file for that week or not? I'm confused about the timing.

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You would file for the partial week before you started working. So if you start Wednesday, you'd claim Monday and Tuesday of that week but not the rest.

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make sure you report any job offers or work immediately when you file your weekly claim. washington esd is really strict about this stuff and you don't want to get hit with an overpayment

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What counts as work though? Like if I do some freelance stuff for a day, do I need to report that too?

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yes ANY work needs to be reported, even one day. you report the gross wages for that week

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I had a similar situation last year where I couldn't get through to anyone at Washington ESD to ask about my timing questions. Kept calling the main number but either got busy signals or got disconnected after waiting forever. Finally found this service called Claimyr (claimyr.com) that actually got me connected to a real person at Washington ESD within like 10 minutes. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ. The agent was able to explain exactly when my benefits would end and what I needed to do about reporting my new job.

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That sounds too good to be true... did it actually work? I've been trying to call for weeks.

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Yeah I was skeptical too but it really did work. Way better than spending hours on hold just to get hung up on.

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How much does something like that cost though? I'm barely making ends meet on unemployment.

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The 26 week limit is just for regular UI benefits. There might be extended benefits available depending on the unemployment rate in Washington, but don't count on it. You should start looking for work seriously if you haven't already because those job search requirements are no joke.

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I have been looking! I do my 3 job contacts every week like I'm supposed to. Just haven't found anything yet that pays enough.

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Be careful about being too picky about pay. Washington ESD can determine you're not making adequate effort if you keep turning down suitable work.

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STOP FILING THE MINUTE YOU GO BACK TO WORK!!! I made this mistake and had to pay back like $2000 because I kept filing even though I started a new job. Washington ESD does NOT mess around with overpayments.

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Oh no that's exactly what I was worried about! How did they find out?

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They cross-reference with employer wage records. Trust me they WILL find out eventually.

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Same thing happened to my brother. Took him forever to pay it back and they charged interest too.

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Just to clarify the 26 week thing - it's 26 weeks of benefits, not 26 calendar weeks. So if you had any weeks where you didn't get paid due to working or other issues, those don't count toward your 26 weeks. You can check your remaining balance in your Washington ESD account.

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Where exactly do I find that in my account? I log in but there's so much information I get confused.

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Look for 'Claim Summary' or 'Benefit Information' - it should show your maximum benefit amount and how much you've used so far.

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i been on unemployment for like 5 months and still haven't found anything decent. all the jobs pay way less than what i was making before. feels like they want us to take any crappy job just to get off the system

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I feel you but at some point you might have to take something temporary while you keep looking for better opportunities.

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yeah i know ur right just frustrated you know

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Also remember that if you do get a job offer, you generally can't turn it down without good cause or you risk losing your benefits entirely. Washington ESD considers things like pay that's significantly below your previous wage or unsafe working conditions as good cause, but not liking the job or wanting to hold out for something better usually isn't enough.

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What percentage of my old salary does a job have to be before I can refuse it?

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I don't think there's a specific percentage, but generally if it's within your skill set and pays reasonable wages for that type of work, you're expected to take it.

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This whole system is so confusing. I wish they would just send you a letter telling you exactly when your benefits end instead of making you figure it out yourself.

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they do send notices but sometimes they're not very clear about the details

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Yeah I got some notice but it was all legal jargon that didn't really help me understand the timeline.

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If anyone else is having trouble getting through to Washington ESD to ask about their specific situation, I really recommend checking out that Claimyr service I mentioned earlier. I used it again last week when I had questions about reporting some part-time work and they got me connected right away. Much less stressful than trying to call on your own.

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Did you have to give them a lot of personal information to use the service?

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Not really, just basic info to help them connect you to the right department. Nothing that felt sketchy or unsafe.

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One thing to keep in mind is that even after your regular benefits end, you might be eligible for other programs through WorkSource if you're having trouble finding work. Don't just give up if you hit the 26 week limit.

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What kind of other programs? I've never heard of that.

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Things like job training programs, help with interview skills, sometimes even financial assistance for work clothes or tools. Worth looking into.

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I stopped collecting after 24 weeks when I found a job. Make sure you keep all your records of job searches and any communication with Washington ESD. They sometimes audit claims even after you're done collecting.

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How long do they expect you to keep records? I have boxes of stuff at this point.

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I think it's like 3 years but I'd double check that. Better safe than sorry with these things.

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just want to say this thread has been really helpful. i was worried i was doing something wrong with my claims but sounds like im on the right track

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Same here! It's nice to know other people have the same questions and concerns.

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The job search requirements are what really stress me out. Having to document everything and worry about whether Washington ESD will think I'm doing enough. Feels like they're always looking for reasons to cut people off.

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I know it feels that way but they're actually pretty reasonable if you're genuinely trying. Just keep good records and you'll be fine.

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I hope you're right. I just hear so many horror stories about people getting cut off for small mistakes.

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Quick tip - if you're getting close to your 26 weeks, start preparing for the transition now. Update your resume, reach out to contacts, maybe take some online courses to improve your skills. Don't wait until the last minute.

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That's good advice. I probably should have been doing more of that all along instead of just focusing on the weekly claims.

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Don't beat yourself up about it. Unemployment is stressful and it's easy to just focus on getting through each week. Just start now and you'll be in better shape.

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Remember that once you stop collecting, if you lose your new job within a certain timeframe, you might be able to reopen your claim if you have weeks left. But there are specific rules about this so check with Washington ESD first.

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That's something I hadn't even thought about. Good to know there might be some safety net there.

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Yes but you have to be careful about the timing and circumstances. Not all job losses qualify for reopening a claim.

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This conversation has covered most of the important points. The main thing is to be honest and timely with all your reporting. Washington ESD can be difficult to deal with but they're usually fair if you follow the rules correctly.

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Thanks everyone for all the helpful information. I feel much more confident about handling this now.

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Glad this thread was helpful! And remember if you need to talk to someone at Washington ESD directly, that Claimyr service is still the easiest way I've found to actually get through.

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Just to add one more important point - if you're getting close to your 26 week limit and haven't found work yet, start looking into SNAP (food assistance) and other support programs early. There's often a waiting period or application process, so don't wait until your last unemployment check to apply. The transition period can be really tough financially and these programs can help bridge the gap while you continue job searching.

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That's really smart advice about applying early for other assistance programs. I didn't realize there could be waiting periods. Do you know if there are income limits for SNAP while you're still getting unemployment benefits, or is it better to wait until after your UI ends to apply?

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