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GalacticGuardian

What is unemployment now in Washington state - confused about current rates and benefits

I'm totally lost about what unemployment looks like right now in 2025. My sister filed last year and got like $400 a week but I heard things have changed? I lost my retail job two weeks ago and need to know what the current weekly benefit amount is and how long it lasts. Also are there still extra job search requirements? I tried looking on the Washington ESD website but it's confusing with all the different programs. Can someone explain what unemployment benefits are actually like right now?

The weekly benefit amount depends on your wages from the past year but the maximum in Washington is $999 per week as of 2025. Regular UI lasts 26 weeks typically.

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Wow that's way more than what my sister got! How do they calculate it exactly?

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It's based on your highest earning quarter in your base year. Washington ESD uses a formula where your weekly benefit is roughly 3.85% of your highest quarter wages.

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Current job search requirements are 3 job contacts per week and you have to register with WorkSource. Make sure you keep detailed logs because they audit these now.

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Do I have to apply to jobs I don't want or can I be picky about what I apply for?

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You need to apply for suitable work which generally means jobs in your field or at 80% of your previous wage. But after a certain period those requirements get looser.

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I've been trying to call Washington ESD for weeks to ask these same questions but can never get through! The phone lines are always busy or I get disconnected after waiting forever. Has anyone found a way to actually talk to someone there?

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I had the same problem until I found Claimyr. It's a service that gets you through to Washington ESD agents automatically. Check out claimyr.com - they have a demo video at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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That sounds too good to be true. How much does it cost?

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It's worth it when you're desperate to get answers. Way better than spending hours on hold just to get hung up on.

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unemployment is a joke now, they make you jump through so many hoops and the job search thing is ridiculous when there aren't even good jobs out there

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The system isn't perfect but it does provide crucial support. The job search requirements exist to help people get back to work faster.

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yeah right, it's just bureaucratic nonsense that makes people feel worse about being unemployed

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Just a heads up - make sure you file your weekly claims on time every week. If you miss the deadline you can lose benefits even if you're eligible.

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How do I file weekly claims? Is it online?

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Yes through the SecureAccess Washington portal. You answer questions about any work you did that week and confirm you're still looking for work.

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This is all so complicated. I wish there was someone to walk me through it.

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Current Washington unemployment in 2025: Weekly benefit range is $295-$999 based on your earnings history. You get 26 weeks of regular UI benefits. You must register with WorkSource WA and complete 3 job search activities per week. The waiting week was eliminated so you can get paid for your first week if eligible.

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Thank you! That's exactly what I needed to know. Do I apply online?

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Yes, file your initial claim at esd.wa.gov. Have your Social Security number, employment history for the past 18 months, and bank info ready.

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One thing that's changed is they're much stricter about verifying your identity now. Be prepared to upload documents and possibly wait for ID verification before getting benefits.

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What kind of documents do they need?

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Driver's license, Social Security card, birth certificate. Sometimes they want employment records too. The ID verification can take 2-3 weeks.

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Also be aware that unemployment benefits are taxable income. You can choose to have taxes withheld or pay at the end of the year.

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Ugh I didn't think about taxes. Should I have them withhold it automatically?

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Probably yes unless you want a big tax bill next year. It's 10% federal withholding option.

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Whatever you do don't lie about anything on your application. They cross-reference everything with employers and if they catch you in a lie you'll be disqualified and have to pay back benefits.

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I wouldn't lie but what if I'm not sure about exact dates or something?

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Get as close as you can and note any uncertainty. Better to be approximately honest than exactly wrong.

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The online system can be glitchy. I recommend filing your weekly claims early in the week rather than waiting until Sunday night when everyone else is doing it.

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Good tip! When exactly can I start filing each week?

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Usually Saturday night or Sunday morning for the previous week. Check your account for the exact timeline.

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I mentioned Claimyr earlier but seriously if you run into any issues with your claim, they can get you connected to Washington ESD agents who can actually help resolve problems. Saved me months of frustration.

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How does that even work? Do they just call for you?

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They have some system that gets through the busy phone lines. I'm not sure exactly how but it worked when I needed help with an adjudication issue.

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Don't forget about the WorkSource workshops and career services. While you're collecting unemployment it's actually a good time to improve your skills or get certifications.

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Are those free? I can't afford to pay for training right now.

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Most WorkSource services are free including job search assistance, resume help, and some training programs.

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just filed my claim last week and already got my first payment, the system is actually pretty fast now compared to what people were saying during covid

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That's encouraging! How long from filing to getting paid?

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like 5 days total, but I had all my documents ready and no issues with my employer info

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Current unemployment rates in Washington are actually pretty low compared to national average so there are jobs out there. The hard part is finding ones that pay well enough.

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Where do you find the good paying jobs? Indeed seems to be mostly low wage stuff.

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Try WorkSource, LinkedIn, company websites directly. Sometimes the best jobs never make it to Indeed.

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Make sure you understand the difference between being unemployed through no fault of your own vs quitting or being fired for misconduct. Only the first one qualifies for benefits.

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I was laid off due to slow business, so that should be okay right?

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Yes that's exactly the situation unemployment is designed for. You should have no problem qualifying.

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One more thing - if you're thinking about doing any freelance or gig work while collecting unemployment, you have to report ALL income even if it's just $20. They'll reduce your benefits accordingly but it's better than getting caught hiding income.

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Good to know. What if I do like one DoorDash delivery, do I really have to report that?

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Technically yes. Any work has to be reported when you file your weekly claim. Better safe than sorry.

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i tried that claimyr thing someone mentioned and it actually worked! got through to someone at Washington ESD in like 20 minutes instead of the usual hours of busy signals

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Really? What did you need help with?

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had a question about my base year wages, the person was really helpful and fixed it right away

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Just remember that unemployment is temporary assistance, not a long-term solution. Use the time to actively job search and improve your situation.

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Definitely. I'm hoping to find something quickly but it's good to have this safety net while I look.

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Exactly the right attitude. Good luck with your job search!

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The main thing is don't be afraid to apply. If you worked and lost your job through no fault of your own, you've earned the right to unemployment benefits. It's not charity, it's insurance you paid into.

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Thank you everyone for all the helpful information! I feel much more confident about applying now.

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You're welcome! Don't hesitate to ask if you run into any specific issues during the application process.

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