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Manny Lark

What is earning allowance unemployment for Washington ESD claims?

I'm really confused about this 'earning allowance' thing with my Washington ESD unemployment claim. I started a part-time job last month and I'm trying to figure out how much I can earn before it affects my weekly benefit amount. My weekly benefit is $487 and I've been reporting my earnings every week but I don't understand how they calculate what gets deducted. Someone mentioned there's an allowance where you can earn a certain amount without any reduction? Can someone explain how this actually works with Washington state unemployment?

Yes, Washington has what's called an earnings deduction formula. You can earn up to your weekly benefit amount divided by 4 without any reduction to your UI benefits. So if your weekly benefit is $487, you can earn up to about $121 per week with no deduction. After that, they deduct 75 cents from your benefit for every dollar you earn over that threshold.

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Wait so I can make $121 and still get my full $487? That seems too good to be true

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Exactly right! It's designed to encourage people to take part-time work while looking for full-time employment. Just make sure you report all earnings accurately on your weekly claim.

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I was so confused about this too when I first started working part time. The Washington ESD website explains it but it's buried in like 3 different places. Basically they want you to work if you can find it, so they don't penalize small amounts of earnings.

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Where exactly on their website did you find the clear explanation? I've been searching and keep getting lost in all the different pages

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I think it was under the 'Working While Claiming Benefits' section, but honestly I had to call them to get it explained properly

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Ugh calling them is impossible though, I've tried like 20 times and either get busy signal or hung up on after waiting forever

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If you're having trouble getting through to Washington ESD by phone, I recently discovered this service called Claimyr that helps you actually reach a live agent. They handle all the calling and waiting for you. Check out claimyr.com - they even have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Really helped me when I needed to clarify my earnings reporting.

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Is that legit? Sounds too good to be true, how much does it cost?

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It's totally legitimate, they just handle the phone queue frustration for you. Much better than spending hours trying to get through yourself.

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I was skeptical too but tried it last week when I had an adjudication issue. Actually got connected to someone at Washington ESD within like 30 minutes instead of the usual nightmare

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Here's the exact breakdown: Washington allows you to earn 1/4 of your weekly benefit amount with no reduction. Then for earnings above that, they reduce your benefit by 75% of the excess. So if you earn $200 and your allowance is $121, they'd reduce your $487 benefit by 75% of $79 (which is about $59), leaving you with $428 in UI benefits plus your $200 in wages.

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Thank you! This makes so much more sense now. So I'd actually be better off working as long as I don't earn more than like $650 total per week?

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Exactly, there's a break-even point where working more hours might not be worth it unless you're earning significantly more. The system is designed to make working part-time always financially beneficial.

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WAIT hold up everyone... I've been working part time for 3 months and they've been deducting money from my benefits the whole time! Nobody told me about this allowance thing. Am I screwed or can I get that money back???

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If Washington ESD was calculating your deductions incorrectly, you should definitely contact them to review your past claims. They can adjust payments if there were errors.

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How the hell am I supposed to contact them though? I've been trying for weeks about another issue

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This is exactly why I mentioned Claimyr earlier - when you have complex issues like potential overpayments or calculation errors, you really need to talk to an actual person at Washington ESD

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Just want to add that you still have to be actively looking for full-time work even if you're working part-time. The earning allowance doesn't change your job search requirements - you still need to do 3 job search activities per week.

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Good point, I've been keeping up with my job search log. Do they ever audit those?

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They can request to see your job search records at any time, so definitely keep detailed logs of everything you do

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Does anyone know if tips count as earnings? I just started serving tables and I'm not sure how to report that on my weekly claim

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Yes, all tips must be reported as earnings in the week you receive them, not when they're paid out on your paycheck

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Ugh that's going to be complicated to track. Do I report cash tips at actual amount or do I estimate?

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You need to report the actual amounts. Keep a daily log of your tips - it's required for tax purposes anyway

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Been there done that with the part time work thing. Just remember that even with the earning allowance, if you work too many hours they might consider you not 'available' for full-time work and that can mess up your claim eligibility.

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What's considered too many hours? I'm working about 20 hours a week right now

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There's no exact number but generally if you're working more than 30-32 hours they start questioning your availability. 20 hours should be fine as long as you're still actively looking

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The earning allowance thing saved my butt when I was between jobs. Being able to pick up some shifts without losing all my benefits made such a difference financially.

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That's exactly my situation now. I was worried about taking any work at all because I thought it would mess up my unemployment

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Nope, Washington actually encourages it! Just be super accurate with your reporting and you'll be fine

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Quick question though - does seasonal work affect this differently? I might have a chance to do some holiday retail work

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The earning allowance rules are the same regardless of whether it's seasonal or regular part-time work. Just make sure to report everything accurately

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Perfect, thanks! I was worried seasonal might have different rules

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I wish they explained this stuff better when you first file. I found out about the earning allowance by accident after months of avoiding any work because I thought it would disqualify me completely

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Same here! I've been turning down shifts because I was scared it would mess up my claim

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Right? They should put this information front and center instead of buried in their FAQ section

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One more thing to watch out for - if you have a really good week and earn way more than usual, it might trigger a review of your claim. Not saying don't work, just be prepared to explain if asked.

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What kind of review? Like they'd question whether I'm really looking for full-time work?

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Possibly, or they might want to verify your earnings reports. As long as you're honest and have documentation you'll be fine

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Has anyone had issues with their employer not understanding how unemployment works with part-time employment? My boss keeps asking weird questions about my claim

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Your employer doesn't need to know details about your unemployment claim. Just focus on doing your job well and reporting your earnings accurately to Washington ESD

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Good to know, I was worried they might try to interfere somehow

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The math is actually pretty simple once you understand it. Work a little = keep most benefits. Work too much = lose benefits but hopefully earn enough to make up for it. Work just right = maximize total income.

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Exactly! I think I've got a good balance now where I'm earning about $300 a week from part-time work plus getting reduced UI benefits

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That sounds like a sweet spot! You're probably bringing in more total income than just unemployment alone

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Just be super careful about reporting deadlines. If you miss reporting your earnings on time it can cause all sorts of problems with your claim processing

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When is the deadline each week? I usually file my weekly claim on Sunday

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You have until the following Saturday to file for the previous week, but don't push it. Filing consistently on the same day each week is the safest approach

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For anyone still struggling to get answers from Washington ESD directly, seriously consider using a service like Claimyr. When you're dealing with complex earnings calculations or need clarification on your specific situation, talking to an actual person is so much better than trying to figure it out from their website.

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I used Claimyr too when I had questions about my standby status and part-time earnings. Worth it to avoid the phone tree nightmare

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I might try this if I run into any issues. Better than spending whole days trying to get through

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The earning allowance is honestly one of the better features of Washington's unemployment system. Makes it possible to survive financially while looking for the right full-time position instead of just taking any job out of desperation

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Totally agree! It's giving me time to be selective about the full-time positions I apply for instead of just taking the first thing that comes along

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Exactly the point of the program. Good luck with your job search!

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Don't forget that even with part-time work you might still qualify for things like the job training programs through WorkSource if you want to learn new skills

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Oh that's interesting, I hadn't thought about training programs. Does that affect your job search requirements?

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Some approved training programs can actually substitute for your job search activities. Worth looking into if there's something you want to learn

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Thanks everyone for all the info! This thread has been super helpful. I feel much more confident about balancing part-time work with my unemployment claim now.

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Glad we could help! Just remember to keep detailed records of everything and you'll be fine

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Yes, thank you all! This community is so much more helpful than trying to navigate the Washington ESD website alone

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