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Marcus Marsh

What does unemployment pay in Washington - confused about benefit amounts

I'm trying to figure out what does unemployment pay here in Washington state before I file my claim. I got laid off from my warehouse job last week and I'm stressed about making rent. I was making $18/hour working about 35 hours a week. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard different numbers from friends and I want to know what to expect before I go through the whole application process.

Washington ESD uses your highest earning quarter from the past year to calculate your weekly benefit amount. The maximum is $999/week as of 2025, but most people get way less than that. Your benefit is roughly 3.85% of your highest quarter earnings divided by 13 weeks. So if you made $8,000 in your best quarter, you'd get around $237/week.

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Thanks! That's actually higher than I expected. Do you know if they count overtime hours in that calculation?

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Yes, all wages count including overtime, bonuses, and tips if they were reported to Washington ESD by your employer.

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Washington unemployment benefits are calculated using your highest earning quarter from your base period (first 4 of the last 5 completed quarters). The weekly benefit amount is roughly 3.85% of that highest quarter, but there's a minimum of $295 and maximum of $999 per week as of 2025. Part-time work definitely counts toward your base period wages.

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So if I made like $8,000 in my highest quarter, that would be around $308 per week? That's actually more than I thought.

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Yeah, that sounds about right. Just remember you'll need to file weekly claims and meet job search requirements to keep getting benefits.

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I just went through this process and it took forever to get anyone on the phone at Washington ESD to explain my benefit calculation. The online system shows your weekly amount but doesn't break down how they got there.

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ugh same here, i've been calling for weeks trying to understand why my amount seems wrong

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If you're having trouble reaching Washington ESD by phone, I discovered this service called Claimyr that actually helps you get through to agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Way better than sitting on hold for hours.

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Interesting, I hadn't heard of that before. Does it actually work?

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the calculation is confusing but basically they take your best quarter and divide by 13 or something like that. i got $445 a week when i was laid off last year

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Did you have to do anything special to apply or just fill out the online form?

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just the online application but it took forever to get approved, like 3 weeks of waiting

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The weekly benefit amount is just part of it though. You also need to think about the maximum duration - Washington gives you up to 26 weeks of regular unemployment benefits. So if you get $300/week, that's potentially $7,800 total over 6 months.

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Good point about the duration. Is there any way to extend beyond 26 weeks if you still can't find work?

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Not for regular UI benefits. The federal extended benefits only kick in during really high unemployment periods, which we're not in right now.

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I had trouble getting through to Washington ESD when I needed to check my benefit calculation. Their phone lines are always busy and the online system doesn't always show the breakdown clearly. I ended up using Claimyr.com to get connected to an actual agent who explained exactly how my benefits were calculated. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that one of those paid services? I'm already broke, don't need another expense.

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It's worth it if you really need to talk to someone. I was stuck for weeks trying to understand why my benefits were lower than expected.

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I might try that if I can't figure this out from the website. Thanks for the suggestion!

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Just remember you have to pay taxes on unemployment benefits. Washington ESD will send you a 1099-G at the end of the year and you'll owe federal taxes on whatever you received. A lot of people forget about this and get surprised at tax time.

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You can have them withhold 10% for federal taxes when you file your weekly claims. It's optional but saves you from owing a big chunk later.

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Thanks for the heads up! I definitely don't want to get hit with a big tax bill.

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The Washington ESD benefit calculator is pretty accurate if you can find it buried on their website somewhere. You need your quarterly wages from the last 5 quarters to get a good estimate. Also remember that unemployment is taxable income so you might want to have taxes withheld.

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Wait, unemployment is taxable? Nobody told me that. How much do they take out for taxes?

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It's optional but they'll withhold 10% federal if you request it. You can also just pay quarterly or at tax time.

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been on unemployment twice and the amount varies SO much depending on your work history. first time i got like $200/week, second time got $650. really depends on how much you made in that base period they use

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That's such a huge difference! Was your work situation totally different between those times?

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yeah first time was part time minimum wage, second time i had a full time office job for almost 2 years before getting laid off

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Also keep in mind you have to do the job search requirements every week. Washington ESD requires 3 job search activities per week and you have to log them in your WorkSourceWA account. Don't skip this or they'll stop your benefits.

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What counts as a job search activity? Just applying for jobs or other stuff too?

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Applying for jobs, attending job fairs, networking events, WorkSource workshops, even updating your resume on job sites. They have a whole list on the Washington ESD website.

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the job search thing is such a pain, especially when there aren't many openings in your field

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One thing to keep in mind is that Washington has some of the higher unemployment benefits in the country. The $999 maximum is pretty generous compared to other states. You'll also get an additional $25 per week if you're in approved training programs.

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What kind of training programs qualify for the extra money?

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Usually approved through WorkSource or community colleges. Trade programs, certifications, degree programs that lead to in-demand jobs.

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One more thing about the benefit calculation - if you worked in multiple states, you might want to check if filing in a different state would give you a higher benefit amount. Washington has pretty decent benefits compared to some states, but it's worth checking.

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I've only worked in Washington for the past two years so I think I'm stuck with whatever they give me here.

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THE WHOLE SYSTEM IS DESIGNED TO CONFUSE YOU! I spent HOURS trying to figure out my benefit amount and Washington ESD kept giving me different numbers every time I called. Finally got someone who actually knew what they were talking about after calling like 20 times.

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That sounds incredibly frustrating. Did you ever get a clear explanation of how they calculated it?

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Eventually yes but it took forever. They had some quarters wrong in their system and I had to send in pay stubs to prove my wages.

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This is why it's important to keep good records of your employment. Washington ESD doesn't always have complete wage information from employers.

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also remember you can work part time and still collect some unemployment as long as you report your hours and wages. they reduce your benefit but you dont lose it completely

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Really? So I could keep my current part-time job and still get some unemployment if I qualified?

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yeah but you have to report everything and they deduct from your weekly benefit. complicated but possible

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For what it's worth, I used Claimyr when I had questions about my benefit calculation and they got me through to someone at Washington ESD who could actually explain the math. Saved me weeks of trying to call on my own.

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How much does that service cost though? If you're unemployed money is tight

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I thought the same thing but it was totally worth it to get my questions answered quickly rather than stressing about it for weeks. Plus they handle all the calling logistics for you.

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THE SYSTEM IS BROKEN! I've been trying to get through to Washington ESD for MONTHS about my benefit amount and they just keep giving me the runaround. Half the time the phone system hangs up on you before you even get in the queue.

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I feel your frustration. The phone system is definitely overwhelmed.

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This is exactly why services like Claimyr exist - the regular phone system is just not working for most people anymore.

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Quick question - does anyone know if you get paid for the waiting week anymore? I thought they eliminated that during COVID but I'm not sure if it's still gone.

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Yes, the waiting week is still eliminated in Washington. You get paid for your first week of unemployment as long as you file your claim and meet all the requirements.

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Awesome, that's a relief. Every week counts when you're out of work.

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This is all really helpful! It sounds like I should definitely apply and see what happens. Even if it's just a couple hundred a week, that would help a lot with my situation.

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Definitely apply if you think you qualify. The worst they can do is say no, and you might be surprised by how much you're eligible for.

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Just make sure you understand the job search requirements before you start filing weekly claims. You'll need to be actively looking for work.

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Don't forget about the WorkSource registration requirement too. You have to register with WorkSource within 4 weeks of filing your claim or they'll make you ineligible. It's separate from the weekly job search logging.

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Is that the same as the WorkSourceWA website where you log job searches?

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Yeah, it's all part of the same WorkSource system but there's a specific registration process you have to complete initially.

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If you run into any issues with your application or need clarification on your benefit amount, seriously consider using a service like Claimyr to get through to Washington ESD. I wasted so much time trying to call on my own.

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I used them too after seeing it mentioned here. Got through to someone in like 10 minutes instead of hours of busy signals.

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Good to know there are options if I get stuck. Hopefully the online application process goes smoothly.

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Don't forget about the waiting week! Your first week of unemployment won't be paid even if you're approved. Plan accordingly.

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Wait, what? They don't pay for the first week? That seems unfair.

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It's called a waiting week. Most states have it. You still have to file the claim but you won't get paid for that first week.

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honestly the hardest part isnt figuring out how much you get, its actually getting approved and then staying compliant with all their rules. job search logs, weekly claims, responding to any requests for info

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How many jobs do you have to apply to each week? I've heard different numbers.

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i think its 3 job contacts per week but check the current requirements because they change them sometimes

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The key thing to remember is that Washington unemployment benefits are meant to replace about 50% of your average weekly wages, up to the maximum. So if you were making $400/week, you might get around $200 in unemployment benefits.

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That makes sense. I was making maybe $450-500 a week on average, so getting $200-250 would definitely help.

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The actual calculation is more complex than that simple 50% rule, but it's a good rough estimate for planning purposes.

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Applied last month and got $523/week. Process was pretty smooth once I got all my employment info together. Just make sure you have accurate dates and employer information.

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That's encouraging! How long did it take to get your first payment?

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About 2 weeks after filing my first weekly claim. Would have been faster but they needed some additional info from one of my employers.

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Whatever you do, dont give up if they deny you initially! I got denied the first time for some stupid technicality and had to appeal. Won the appeal and got all my back pay.

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How long did the appeal process take? That sounds stressful.

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took like 6 weeks but totally worth it. got like $3000 in back benefits

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For anyone still struggling to get answers from Washington ESD directly, I really can't recommend Claimyr enough. It saved me weeks of frustration trying to understand my benefit calculation and resolve issues with my claim.

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I'm definitely keeping that in mind. Seems like a lot of people here have had good experiences with it.

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yeah its one of those things where you wish you knew about it earlier instead of wasting time calling the regular number

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Also worth mentioning that your benefit amount can change if Washington ESD discovers additional wages or if you start working while collecting. Always report any changes immediately.

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Good point. I definitely don't want to get in trouble for not reporting something.

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Overpayment notices are no joke. Much better to be upfront about any income changes from the start.

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Thanks everyone for all the helpful info! I feel much more confident about applying now. Going to gather up all my employment records and submit my application this week.

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Good luck! Feel free to come back if you run into any issues during the application process.

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You got this! The hardest part is just getting started.

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one last tip - set up direct deposit if you can. getting checks in the mail takes forever and sometimes they get lost. direct deposit is way more reliable

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Definitely will do that. Thanks for thinking of it!

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Yes! And keep checking your online account regularly for any messages or requests for additional information.

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hope it all works out for you! unemployment really helped me get through that rough patch last year. its not forever but its something

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I really appreciate everyone taking the time to answer my questions. This community is awesome!

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I got disqualified initially because Washington ESD said I quit my job voluntarily, even though I was clearly laid off. Had to appeal and it took 8 weeks to get it sorted out. Make sure you're really clear about your reason for separation when you file.

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Yikes, that sounds like a nightmare. I have my layoff paperwork so hopefully that helps.

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Definitely keep all your paperwork. And if something goes wrong, don't wait to appeal - you only have 30 days from the date of their decision.

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Just to add to the tax discussion - if you're getting other income like severance pay or pension payments, that might affect your weekly benefit amount. Washington ESD has specific rules about how they handle other income.

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I got a small severance payout when I was laid off. Should I report that when I file?

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Yes, definitely report it. They ask about all income sources when you file your weekly claims. Better to be upfront about it than have them find out later.

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For anyone who's confused about the benefit calculation, Washington ESD has a benefit estimator tool on their website. It's not 100% accurate but gives you a ballpark figure before you file.

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I'll check that out, thanks! Anything to help me plan my budget while I'm job hunting.

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One thing that caught me off guard was that you can't just collect unemployment indefinitely while being picky about jobs. Washington ESD expects you to expand your job search over time and eventually accept suitable work even if it pays less than your previous job.

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How much less? I can't afford to take a minimum wage job if I was making $18/hour.

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The 'suitable work' guidelines are complicated but generally after several weeks they expect you to consider jobs that pay at least 70% of your previous wage. It varies based on your skills and local job market.

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Also remember that if you do any part-time or gig work while collecting unemployment, you have to report those earnings on your weekly claim. They'll reduce your benefit amount based on how much you earned, but you can still collect partial benefits.

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That's good to know. I was thinking about doing some DoorDash to make ends meet.

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Just make sure to report every penny you earn from gig work. Washington ESD cross-references with tax records and you don't want to get hit with an overpayment later.

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The whole system is confusing but once you get your first payment it becomes more routine. The hardest part is the initial application and waiting for approval. After that it's just filing your weekly claims and doing your job searches.

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Thanks everyone for all the info! This has been really helpful. I feel much more prepared to file my claim now.

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Good luck with your claim! The whole process is stressful but Washington's benefits are pretty decent compared to other states.

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One last tip - if you run into any issues with your claim or need to speak with someone at Washington ESD about your benefits, that Claimyr service I mentioned earlier really does work. Much easier than trying to navigate their phone system on your own.

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I'll keep that in mind if I run into problems. Hopefully the process goes smoothly but it's good to know there are options if I get stuck.

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