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Amina Bah

What do I file for Washington ESD unemployment - completely lost on where to start

I just got laid off from my warehouse job yesterday and everyone keeps telling me to file for unemployment but I have no idea what that even means or where to start. Like what do I actually file? Is there paperwork? Do I go somewhere? I've never done this before and I'm kind of freaking out because I need money to pay rent next month. Can someone please explain what I'm supposed to be filing and how to do it?

You need to file an unemployment claim with Washington ESD (Employment Security Department). Go to esd.wa.gov and look for 'Apply for Benefits' - you'll create an account and fill out the application online. It's not physical paperwork anymore, it's all done through their website.

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Okay so it's like an online form? How long does it take to fill out?

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Yeah, expect about 30-45 minutes if you have all your info ready. You'll need your social security number, driver's license, and employment history for the past 18 months.

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The thing you're 'filing' is called an unemployment insurance claim or UI claim. Washington ESD processes these claims to determine if you qualify for weekly unemployment benefits. You'll need to provide details about why you lost your job, your work history, and your availability to work.

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What if I don't remember all my previous job dates exactly? I've had like 4 jobs in the past year and a half.

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Do your best with approximate dates - Washington ESD will verify employment with your employers. Just don't leave anything blank or put down jobs you never had.

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You can also check old pay stubs or tax documents if you have them saved. That helped me remember my start/end dates when I filed.

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I was in the same boat as you last month when I got let go. The whole process seems overwhelming at first but it's really just one big form asking about your work history and why you're unemployed. Make sure you file as soon as possible because there's a waiting week before benefits start.

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What's a waiting week? Does that mean I won't get money for the first week?

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In Washington state there's no waiting week anymore, that changed a few years ago. You can get benefits starting the first week you file if you qualify. Don't listen to outdated advice about waiting weeks.

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I've been trying to get through to Washington ESD for three days now to ask questions about my claim and their phone lines are always busy. It's so frustrating! I finally found this service called claimyr.com that helped me get through to an actual person at Washington ESD. They have this video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Saved me hours of redialing!

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Is that like a paid service? I'm already broke so I can't afford to pay for help filing.

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Yeah it costs something but honestly it was worth it for me since I needed to talk to someone urgently about my claim status. But for just filing initially, you might not need it - the online application is pretty straightforward.

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I used claimyr too when I had an adjudication issue. Definitely helped me get answers faster than trying to call on my own.

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The main things you need to know before filing: 1) You must have worked and earned enough wages in the past year, 2) You must be unemployed through no fault of your own (layoffs qualify, quitting usually doesn't), 3) You must be able and available to work, and 4) You'll need to do job searches every week.

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How much is 'enough wages'? I made about $25,000 last year working different jobs.

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That should be enough. Washington ESD looks at your wages in the 'base period' which is usually the first 4 quarters of the last 5 quarters. The minimum is pretty low, around $3,800 total.

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dont forget you have to certify every week too, its not just file once and get money. you have to keep filing weekly claims saying you still unemployed and looking for work

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Weekly claims? So I have to do something every single week?

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yeah every week you answer questions about whether you worked, if you looked for jobs, stuff like that. takes like 5 minutes online

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The weekly claim certification is required to continue receiving benefits. It's due every Sunday for the previous week. Miss it and you won't get paid for that week.

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I'm so jealous that you can just file online now. When I was unemployed in 2019 I had to go to the WorkSource office and wait in line for hours. The online system is way better even though it can be glitchy sometimes.

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Good to know it's online now! I hate waiting in government offices.

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Yeah the pandemic forced them to modernize everything. Much more convenient now.

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Make sure you have your reason for separation ready to explain clearly. Since you said you were laid off, that should be straightforward, but Washington ESD will want details about what happened and may contact your employer to verify.

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They're going to call my old boss? That's awkward...

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It's routine verification, nothing personal. They just confirm the dates you worked and reason you left. Your employer knows it's part of the process.

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The system will ask for your bank account info for direct deposit too so have that ready. Way faster than waiting for checks in the mail.

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How long does it usually take to get the first payment?

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If everything goes smoothly, about 2-3 weeks from when you file. But if they need to verify stuff or your claim goes into adjudication it can take longer.

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Whatever you do, answer all the questions honestly. Don't try to game the system or leave things out because they WILL find out and then you'll have bigger problems than just being unemployed.

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What kind of bigger problems?

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Fraud charges, having to pay back benefits, being disqualified from future claims. Not worth it to lie on your application.

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I helped my daughter file her claim last month and the whole process took about an hour start to finish. The hardest part was remembering all her previous employer addresses and phone numbers. Write those down before you start.

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Oh good point! I should gather all that info first instead of trying to remember it while filling out the form.

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Exactly! Have your social security card, ID, and any old pay stubs or W-2s handy. Makes it much smoother.

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The Washington ESD website also has a bunch of helpful videos that walk you through the application process step by step. I watched those before I filed and it really helped me understand what to expect.

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That's a great idea! I learn better from videos than reading instructions.

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Just be prepared that even if you file everything correctly, it might take a while to hear back. My claim sat in 'adjudication' for three weeks before getting approved. Don't panic if you don't hear anything right away.

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What does adjudication mean? That sounds scary.

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It just means they're reviewing your claim to make sure you qualify. It's normal, especially for first-time filers. Just wait it out unless they specifically ask you for more information.

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That's exactly when I used claimyr - during adjudication when I needed to check on my claim status but couldn't get through on the phone. Really helped ease my anxiety about what was happening.

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One thing nobody mentioned is that you'll need to register with WorkSourceWA for job search activities. It's separate from filing your unemployment claim but it's required to keep getting benefits.

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Great, another website to deal with. Is WorkSourceWA part of Washington ESD?

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Yeah they're connected. WorkSourceWA is where you'll log your job search activities and it feeds into your unemployment requirements. You'll need to do at least 3 job search activities per week.

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I'm gonna be honest with you - the Washington ESD phone system is terrible if you need help. I spent literally 6 hours one day trying to get through. Save yourself the headache and try to do everything online if possible.

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Noted! I'll try to avoid calling unless I absolutely have to.

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That's why services like claimyr exist - the phone system is so overloaded. I finally broke down and used them when I had a time-sensitive question about my claim.

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Good luck with your claim! The first time is always confusing but once you get it filed and approved, the weekly certifications are pretty easy. Just stay on top of your job search requirements and you should be fine.

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Thanks everyone! This has been super helpful. I feel way less overwhelmed about the whole process now.

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Remember to keep records of everything - when you filed, confirmation numbers, any correspondence from Washington ESD. You'll want that documentation if any issues come up later.

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Good tip! I'll screenshot everything and keep a folder.

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Smart move. Also keep track of all your job search activities in case they audit you later. Better to have too much documentation than not enough.

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The maximum weekly benefit in Washington is around $1,000 but most people get way less than that. Don't expect to replace your full salary - unemployment is meant to be temporary assistance while you look for work.

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That's still better than nothing! How do they calculate how much you get?

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It's based on your earnings during the base period. Generally around 60-70% of your average weekly wage, but there are minimums and maximums. The system will calculate it automatically when you file.

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