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Miguel Silva

How to claim unemployment benefit through Washington ESD - complete beginner here

I just got laid off from my warehouse job last Friday and I have absolutely no idea how to claim unemployment benefit. I've never filed for unemployment before and I'm completely lost. Do I need to go somewhere in person or can I do this online? What documents do I need? How long does it take to get approved? I really need help understanding the whole process because I have rent due next week and I'm starting to panic.

You can file your initial claim online through the Washington ESD website at esd.wa.gov. You'll need your Social Security number, driver's license, and employment information for the last 18 months including employer names, addresses, and dates of employment. The process takes about 30-45 minutes to complete.

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Thank you! Do I need pay stubs or anything like that? I'm worried I don't have all the right paperwork.

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You don't need pay stubs for the initial application, but having them handy helps with accuracy. The system will ask for your gross wages and hours worked for each employer.

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After you file your initial claim, you'll need to file weekly claims every week to continue receiving benefits. You can't file your first weekly claim until the week after you file your initial claim. Make sure you're actively looking for work because Washington ESD requires 3 job search activities per week.

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What counts as a job search activity? I'm already looking online but I want to make sure I'm doing it right.

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Applications, interviews, job fairs, networking events, and even creating profiles on job sites count. Keep a log of everything with dates and details - you might need to show proof.

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The WorkSourceWA website has a built-in job search log that makes tracking easier. You can find it at worksourcewa.com

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I went through this same process 6 months ago and it was honestly pretty overwhelming at first. The hardest part was getting through to someone at Washington ESD when I had questions - their phone lines are constantly busy and I'd get disconnected after waiting an hour. I ended up using Claimyr (claimyr.com) which helped me get through to an agent much faster. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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Really? I was dreading having to call them. How does that service work exactly?

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Basically they handle the calling for you and get you connected to an actual Washington ESD agent. Way less frustrating than trying to call yourself and getting busy signals all day.

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I've heard about services like that but wasn't sure if they were legit. Good to know it actually worked for someone.

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don't forget you have to wait a week before you can file your first weekly claim and then another week before you actually get paid so it's like 2-3 weeks total before you see any money

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Oh no, really? I was hoping to get something sooner. How am I supposed to pay rent?

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That's the standard waiting period. You might want to contact your landlord and explain the situation - many are understanding about unemployment delays.

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Make sure you file your claim as soon as possible! There's no benefit to waiting and you can't get paid for weeks before you filed your initial claim. I made that mistake and lost two weeks of benefits because I thought I needed to wait until I was completely out of money.

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I'm filing today then. Thanks for the warning!

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Exactly right. The sooner you file, the sooner your benefit year starts. Even if you have some severance pay, you should still file immediately.

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You'll probably get a determination letter in the mail within 1-2 weeks telling you if you're approved and how much your weekly benefit will be. Don't panic if it takes a little longer - sometimes claims go into adjudication if they need to verify something with your employer.

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What's adjudication? That sounds scary.

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It's just when they need to investigate something about your claim, like the reason you were laid off. It's pretty common and usually resolves within a few weeks. Just be patient and respond quickly to any requests for information.

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My claim went into adjudication and took 6 weeks to resolve. I was going crazy not knowing what was happening. That's when I used Claimyr to actually talk to someone at Washington ESD to find out what was going on.

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THE SYSTEM IS SO CONFUSING! I filed 3 weeks ago and still haven't gotten my first payment. Every time I call Washington ESD I get a busy signal or they hang up on me after 2 hours on hold. This is ridiculous when people need money to survive!

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That's exactly what I'm afraid of. Did you ever figure out what the problem was?

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Turns out there was an issue with my job separation date that needed to be corrected. Took forever to find out though because I couldn't reach anyone.

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This is exactly why I recommend Claimyr - saves you from the phone nightmare. The calling system is just broken.

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One thing to watch out for - make sure you answer all the weekly claim questions honestly. They ask if you worked, if you were able and available for work, and if you looked for work. Getting caught lying about any of this stuff can get you disqualified and you might have to pay back benefits.

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What if I'm sick one day? Should I say I wasn't available for work?

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If you're sick for the whole week, yes. If it's just one day, you're usually still considered available. When in doubt, be honest and let them decide.

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I remember when I first filed it seemed impossible but it's really not that bad once you get the hang of it. The weekly claims become routine and the job search requirement actually motivated me to be more organized about finding work. Took me 3 months but I found something better than my old job.

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That's encouraging! I'm hoping this is just temporary but it's good to know the system actually works.

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It does work, just be patient with the process and stay on top of your weekly claims. Missing even one week can cause delays.

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Quick tip - set up direct deposit as soon as you can. Getting paper checks in the mail takes forever and they sometimes get lost. The ESD website has an option to set up direct deposit in your account settings.

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Good thinking! I'll make sure to do that when I file.

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yeah direct deposit is way faster, like 2-3 days vs waiting a week for a check

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Also keep in mind that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or you'll owe money when you file your tax return next year. I learned this the hard way.

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Oh wow, I had no idea! How much do they withhold?

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I think it's 10% federal withholding. You can change this setting in your ESD account anytime.

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been on unemployment 3 times in my life and every time the hardest part is just getting started. once you file that first claim and get into the routine of weekly claims it becomes automatic. hang in there!

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Thanks for the encouragement! I'm definitely feeling less overwhelmed after reading everyone's advice.

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Don't forget to keep looking for work even if you're on unemployment. The job search requirement is taken seriously and they do audit people. Plus the sooner you find work, the sooner you're back to a regular paycheck which is usually better than unemployment benefits anyway.

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Absolutely. I'm already updating my resume and planning to start applying tomorrow.

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Smart approach. Treating the job search like a full-time job usually leads to better results faster.

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I had a question about my claim status last month and could NOT get through to Washington ESD no matter what I tried. Someone here mentioned Claimyr and honestly it saved my sanity. Got connected to an agent within 30 minutes instead of calling for days with no luck.

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I'm definitely keeping that in mind in case I run into problems. Thanks!

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I was skeptical about using a service like that but if it actually works it might be worth it. The phone system is just terrible.

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Make sure you have a good computer or phone for filing your weekly claims. The website can be glitchy and if you lose your session halfway through you have to start over. I always use my laptop instead of my phone just to be safe.

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Good point! I'll use my laptop when I file later today.

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One more thing - if you get a part-time job while on unemployment, you can usually still get partial benefits. Don't let the fear of losing benefits stop you from taking temporary work. Washington ESD has a calculator that shows how working affects your benefits.

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That's really good to know! I was worried about taking any work while on unemployment.

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Yeah it's actually encouraged. Any income helps and you might still qualify for some benefits depending on how much you earn.

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Good luck with everything! Filing for unemployment feels overwhelming at first but you'll get through it. Just take it one step at a time and don't be afraid to ask for help when you need it.

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Thank you so much everyone! I feel a lot more confident about the process now. Going to file my claim right after I gather up my employment info.

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You've got this! Remember to file your weekly claims every week and keep looking for work. The system works if you follow the rules.

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