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Millie Long

Washington ESD weekly benefit amount - how much does unemployment pay in WA?

I'm about to file for unemployment in Washington and trying to figure out my budget. Does anyone know how much Washington ESD pays per week? I was making around $52,000 annually at my last job. I've heard it's based on your wages but can't find clear info on the Washington ESD website about the actual calculation or maximum amounts for 2025.

Washington ESD calculates your weekly benefit amount using your highest earning quarter from the base period. For 2025, the maximum weekly benefit is $999. Your benefit is roughly 3.85% of your total base period wages divided by 52, but there are caps.

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Thanks! So with my salary I should get close to the max? That would really help with my mortgage payments.

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Not necessarily - it depends on your quarterly wage distribution. If your income was steady, you might get around $600-700 weekly, but the exact calculation considers your highest quarter earnings.

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i think its like 60% of what you made before but theres a cap, my friend got around $800/week last year

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It's not exactly 60% - that's a common misconception. Washington ESD uses a specific formula based on your base period wages, not your most recent salary.

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The Washington ESD benefit calculator can give you an estimate, but you'll need your wage information from the past 5 quarters. The minimum weekly benefit for 2025 is $295 and maximum is $999. Most people don't get the full maximum unless they were earning over $100k consistently.

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Where do I find this calculator? I've been all over the Washington ESD website and can't locate it.

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It's on the eServices portal after you create your account. You can also estimate it manually - take your highest quarter earnings, multiply by 0.0385, that's roughly your weekly amount.

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I tried calling Washington ESD to ask about my benefit amount calculation but kept getting disconnected after waiting 2+ hours. Has anyone found a way to actually reach them?

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I had the same problem trying to reach Washington ESD about my benefit calculation. Spent weeks calling with no luck until I found claimyr.com - it's a service that calls Washington ESD for you and gets you connected to an actual agent. Watched their demo video (https://youtu.be/7DieNd3C7zQ) and decided to try it. Got through to Washington ESD within a few hours and got my benefit amount confirmed.

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That sounds too good to be true. How much does something like that cost?

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They focus on just getting you connected rather than the cost aspect. For me it was worth it since I wasted so much time trying to call myself. The peace of mind knowing my benefit amount was calculated correctly was huge.

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Interesting, never heard of services like this. Might be worth trying if the regular calling doesn't work.

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For reference, Washington unemployment benefits are taxable income, so factor that into your budgeting. You can elect to have taxes withheld or pay quarterly. Also remember you can collect for up to 26 weeks typically.

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Good point about taxes! I didn't even think about that part.

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the whole system is messed up, been waiting 3 weeks just to get my benefit amount calculated because of some adjudication issue, meanwhile bills keep coming

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adjudication delays are the worst part of the process, sorry you're dealing with that

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During adjudication, Washington ESD is verifying your eligibility. The benefit amount calculation usually happens after that's resolved. Have you checked if there are any issues flagged in your eServices account?

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Just want to add - your benefit amount also depends on if you have any part-time work. Washington ESD reduces your weekly benefit if you earn more than your weekly benefit amount minus $5. So if you get $600/week, you can earn up to $595 before they start deducting.

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That's helpful to know. I might pick up some freelance work while collecting.

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Just make sure to report ALL earnings when you file your weekly claims. Washington ESD is pretty strict about that and overpayments are a nightmare to deal with.

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I've been collecting Washington ESD benefits for 12 weeks now and get $743 weekly. I was making about $58k before layoffs. The amount has been consistent, direct deposited every Tuesday if I file my weekly claim by Sunday.

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That gives me a good benchmark, thanks! Were you able to get that amount from the start or did it take time to process?

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My initial claim took about 10 days to process, then I got my monetary determination letter with the weekly amount. First payment came the week after that.

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Make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. The weekly is what you get each week, but there's also a total cap on how much you can collect overall during your benefit year.

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I didn't know there were two different amounts. What determines the maximum total?

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Your maximum benefit amount is typically 30% of your total base period wages, or 26 times your weekly benefit amount, whichever is less. So if you get $700/week, your max would be around $18,200 total.

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One more tip - Washington ESD sends a monetary determination letter after you file that breaks down exactly how they calculated your benefit. Keep that letter safe, you'll need it if you ever have to appeal or if there are questions about your benefit amount later.

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Good advice, I'll make sure to save all the paperwork. This whole process seems more complicated than I expected.

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Update on my earlier comment about Claimyr - I ended up using them again when I had questions about my job search requirements. Really streamlined the process of getting Washington ESD answers without the phone tag frustration.

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How quickly did they get you connected the second time?

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Even faster - about 45 minutes. I think once you're in their system it goes smoother.

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Just filed my claim yesterday and got my benefit amount today - $834/week. Was making $67k at my previous job. The Washington ESD online system actually worked pretty smoothly for me, though I know that's not everyone's experience.

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Wow that was fast! Hopefully mine processes just as quickly.

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lucky you, still waiting on mine after 3 weeks

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Don't forget about the job search requirements while you're collecting. You need to make 3 job search activities per week and keep detailed records. Washington ESD can audit your job search log anytime.

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Thanks for the reminder. I've been so focused on the benefit amount I hadn't thought about the ongoing requirements.

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Yeah, they're pretty strict about it. Use WorkSourceWA to track your activities - makes it easier if they ever ask for documentation.

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my benefit went from $612 to $687 after they corrected some wage information, so double check that your employer reported everything correctly to washington esd

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How did you get them to correct it? Did you have to provide documentation?

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had to send in my final paystub and w2 from last year, took about 2 weeks to process the correction

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Final note on Washington ESD benefit calculations - if you worked in multiple states, you might be able to file an interstate claim using wages from other states. This could potentially increase your benefit amount if you had higher wages elsewhere.

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I only worked in Washington, but that's good to know for others reading this thread.

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Been collecting for 8 months now (had an extension) and the amount has stayed consistent. Washington ESD is pretty reliable with payments once you're set up, unlike some horror stories I've heard from other states.

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8 months? I thought regular unemployment was only 26 weeks?

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I qualified for extended benefits due to high unemployment rates in my area. Not everyone gets them but worth checking if you exhaust regular benefits.

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Pro tip: set up direct deposit immediately when you file your claim. Paper checks take forever and can get lost in the mail. I learned that the hard way and missed a week of payments.

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Definitely planning on direct deposit. Thanks for all the helpful info everyone!

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Glad this thread helped! For anyone still struggling to reach Washington ESD with questions, seriously consider checking out claimyr.com. Having direct contact with agents makes such a difference when you have specific questions about your claim or benefit calculations.

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I might try that service too. The phone system is just impossible to navigate.

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One last thing - your benefit amount can change if you go back to work part-time or if Washington ESD discovers unreported wages. Always report everything accurately to avoid overpayment issues later.

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Good reminder. I'll be extra careful about reporting any income while collecting.

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overpayments are a huge hassle, definitely better to be conservative and report everything

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Thanks to everyone who contributed to this thread! Really helpful to get real numbers and experiences from people actually going through the Washington ESD system.

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Agreed, this was way more helpful than the official website. Good luck to everyone with their claims!

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