SEAP program from ESD - do they really fund startup businesses?
I just checked my online ESD account yesterday and saw a notification about being eligible for the Self-Employment Assistance Program (SEAP). I received a letter in the mail today with more details. From what I'm reading, it sounds like they'll continue paying my unemployment benefits while I start a business instead of job searching? And maybe help fund my startup? This seems too good to be true. Has anyone here gone through this program or know exactly what they offer? Do they actually give grants or funding to start a business, or am I misunderstanding something?
16 comments
Angel Campbell
The SEAP program doesn't directly fund your business with grants, but it does allow you to collect your regular unemployment benefits while you work full-time on starting your business instead of doing the regular job search activities. It's actually a great program, but there are some important things to understand: 1. You'll still receive your regular weekly UI benefits if approved for SEAP 2. You're exempt from job search requirements while in the program 3. The program lasts for your entire benefit year or until your benefits run out 4. You need to attend entrepreneurial training classes they approve 5. You must submit quarterly self-employment progress reports They don't provide direct funding for your business expenses, but the benefit is that you can work on your business full-time without having to look for work. It gives you some income stability while getting your business off the ground.
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TommyKapitz
•Thanks for clarifying! That makes a lot more sense. I must have misunderstood the letter. So they're basically giving me time to start my business without having to job search, but I still need to figure out my own funding for startup costs. Do you know how competitive it is to get approved for SEAP? My letter says I need to apply even though I'm eligible.
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Payton Black
I did the SEAP program back in 2021 and it was AMAZING!! Best decision ever!! But yeah they don't actually give you money for your business they just let you keep collecting unemployment while you start it up. You still have to attend their training workshops which were super helpful btw! I started a digital marketing business and it was so nice to have those unemployment checks coming in during the startup phase when I had no clients yet!!! The application process was a bit confusing tho, I almost messed it up. Make sure you have a solid business plan ready when you apply!!!
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Harold Oh
•How many weeks of training did you have to do? I've heard its like a part time job just completing all the requirements?
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Payton Black
•It wasn't that bad actually! I had to take an 8-week business planning course that met twice a week for like 3 hours each time. Then there were a few one-off workshops on stuff like marketing and finances. You also have to meet with a business advisor once a month to check in on your progress. It's definitely a commitment but TOTALLY worth it if you're serious about starting a business!!!
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Amun-Ra Azra
The ESD system is just TERRIBLE at explaining these programs clearly. I also thought they were going to fund my business when I first got that letter! But like others said, they just let you collect benefits while starting up instead of job searching. What they DON'T tell you in that letter is that the spots fill up FAST and there's limited funding for the program. When I tried to apply in 2022, they had already hit their quota for the year and weren't accepting new applicants. So apply IMMEDIATELY if you're interested. Also, they're super picky about what counts as a "viable business" - they rejected my friend's application because they didn't think his idea would make enough money.
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TommyKapitz
•Wow, I had no idea there were limited spots! The letter makes it sound like I just need to apply and I'll get in since I'm already eligible. I'll submit my application right away. How long did it take you to hear back after applying?
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Amun-Ra Azra
•I never even got in! But my friend who did get accepted waited about 3 weeks before hearing back. The whole time he was still required to do his job searches until he got the official approval. Don't stop doing your weekly job search activities until you get the official SEAP acceptance letter!
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Summer Green
SEAP is for self employment assistence its NOT about them giving you money to start a business lol. its about letting you collect ur benefits without having to look for a job while u start a business. i looked into it but decideed it wasnt worth the hassle, too many hoops to jump thru and they make you take all these classes and do paperwork. easier to just do the stupid job searches and work on ur business on the side tbh
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Gael Robinson
Has anyone tried calling ESD about applying for this program? I've been on hold for 2 hours trying to get more info about SEAP and nobody is picking up. I'm also trying to apply but the website is giving me an error when I try to access the application form... typical ESD technology problems 🙄
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Edward McBride
•I used Claimyr to get through to ESD when I had questions about SEAP. Spent 3 days trying to call myself with no luck, then used their service and got a callback from ESD in about 25 minutes. They connected me directly to a tier 2 agent who actually knew about the program. Saved me so much frustration! Check out their demo video: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 and their website is claimyr.com. Way better than spending hours on hold.
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Angel Campbell
For those asking about the SEAP application process: 1. You need to submit your application through eServices (there's a special section for SEAP applications) 2. You need to include a business plan or outline of your business idea 3. You must participate in an entrepreneurial training program approved by the Commissioner 4. You need to actively work on establishing a business 5. You must be identified as likely to exhaust regular unemployment benefits If approved, you'll continue filing weekly claims like normal, but instead of reporting job search activities, you'll report your self-employment activities. You're still required to be available for the training and other program requirements. Keep in mind that 2025 has new program limits - I believe they're only accepting around 200 participants statewide this year due to funding constraints.
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TommyKapitz
•This is really helpful information, thank you! I've started putting together a business plan today. One more question - do you know if they require you to form an LLC or get any specific business licenses before applying? My business would be a consulting service in the healthcare tech field.
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Angel Campbell
•You don't need to have formed an LLC or obtained business licenses before applying - that's actually part of what you'll do during the program. However, having research on licensing requirements for your specific industry in your business plan will strengthen your application. For consulting in healthcare tech, showing that you understand any relevant HIPAA compliance issues would be a plus.
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Harold Oh
my cousin did this program last year and now he has a successful landscaping business. he said the best part was being able to buy equipment and supplies while still getting unemployment checks coming in. dont listen to all these negative people its a great opportunity if ur serious about being your own boss
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Payton Black
•Just to clarify - the program is great, but ESD doesn't provide money specifically for equipment or supplies. Your cousin was able to use his regular unemployment benefits for that, which is the point of the program - giving you that financial cushion while you get started. I don't want the original poster to be confused thinking they'll get extra funds specifically for business expenses.
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