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Tami Morgan

Laid off at 65 can I get Washington ESD unemployment benefits?

I just got laid off from my job as a warehouse supervisor after 12 years with the same company. I'm 65 years old and was planning to work until at least 70, but they did massive layoffs last week. Can I still file for unemployment benefits at my age? I've heard conflicting things about whether Washington ESD has age limits or if being eligible for Social Security affects anything. I really need the income while I look for another job - retirement wasn't in my immediate plans.

Yes, you can absolutely file for unemployment at 65! There's no age limit for Washington ESD benefits. The key requirements are that you worked enough hours, lost your job through no fault of your own, and are able and available for work. Since you were laid off, you should qualify.

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That's a relief! Do I need to prove I'm actively looking for work at my age? Some employers seem hesitant to hire older workers.

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Yes, you still need to meet the job search requirements - 3 job search activities per week. Age discrimination is illegal, so document your search efforts like anyone else would.

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I was in a similar situation at 63 when I got laid off. Washington ESD doesn't care about your age, but you do need to be actively seeking work. The weekly benefit amount is based on your earnings, not your age.

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How long did it take for your claim to get approved? I'm worried about delays.

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Mine took about 3 weeks because they had to verify my employment history. Make sure you have all your recent pay stubs ready when you file.

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One thing to know - if you're collecting Social Security, it won't affect your unemployment benefits in Washington. Some states have offsets but Washington doesn't reduce UI benefits based on Social Security payments.

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I'm not collecting Social Security yet, but good to know for the future. Thanks!

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This is really important info. I know people who avoided filing because they thought SS would disqualify them.

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The hardest part for me was actually getting through to Washington ESD to check on my claim status. Spent hours on hold multiple times. A friend told me about Claimyr (claimyr.com) which helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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I've already tried calling twice and couldn't get through. How does that service work exactly?

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Basically they handle the calling and waiting for you, then connect you when an agent picks up. Saved me probably 6+ hours of sitting on hold.

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Never heard of this but might try it if I run into phone issues with my claim.

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Make sure when you file online that you answer the question about being able and available for work correctly. At 65, Washington ESD might ask additional questions about your availability, but as long as you're genuinely seeking work, age isn't a disqualifier.

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What kind of additional questions? Should I be worried about anything specific?

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Nothing major - they might ask about any physical limitations or if you have restrictions on the type of work you'll accept. Just be honest about your capabilities.

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my dad got unemployment at 67 after his company closed down. took forever to process but he eventually got approved and collected for almost 6 months before finding another job

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That gives me hope! Did he have any trouble with the job search requirements?

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he said the hardest part was learning to search online since he was used to looking in newspapers lol but WorkSource helped him figure it out

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The system is ridiculous honestly. They make you jump through all these hoops regardless of your age or situation. But yes you can get benefits - just prepare for bureaucratic headaches.

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What kind of headaches should I expect?

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Mostly just the usual - long wait times, confusing forms, having to verify every little detail about your work history. Nothing age-specific but still annoying.

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One tip - gather all your employment documentation before you file. At 65, you might have a longer work history to verify, so having W-2s, pay stubs, and employer contact info ready will speed up the process.

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Good point. I've worked at several places over the years. Do they need info from all previous employers?

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Usually just the last 18 months, but having older records handy doesn't hurt in case they ask questions.

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Don't let anyone tell you that you should just retire instead of filing for unemployment. If you worked and paid into the system, you've earned those benefits regardless of your age.

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Exactly my thoughts. I paid into this system for decades - I should be able to use it when I need it.

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Absolutely right. Age discrimination in employment is bad enough without people suggesting older workers don't deserve unemployment benefits.

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Question - do they consider retirement benefits when calculating your weekly benefit amount? Or is it purely based on recent wages?

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It's based on your wages from the base period (usually the first 4 of the last 5 quarters). Retirement benefits don't factor into the calculation.

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Thanks, that's what I thought but wasn't sure.

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Just want to mention again that Claimyr really helped when I needed to talk to someone at Washington ESD about my claim. The phone system is brutal and at our age, we don't have time to waste hours on hold.

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How much does something like that cost though? Seems like you should be able to reach your own state agency without paying extra.

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You're right that you shouldn't have to, but the reality is the phone system is overwhelmed. I'd rather pay a reasonable fee than waste entire days trying to get through.

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For anyone over 50 filing for unemployment, make sure you're also registered with WorkSource. They have programs specifically for older workers and can help with job search strategies that work better for our age group.

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I didn't know they had age-specific programs. I'll definitely look into that.

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The AARP job board is also really helpful for finding age-friendly employers.

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quick question - if you're 65 and laid off, do you have to wait any kind of cooling off period before filing? or can you file right away like everyone else?

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No waiting period based on age. You can file immediately after your last day of work, just like any other claimant.

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perfect thanks

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Update: I filed my claim online yesterday and it went through without any age-related issues. Thanks everyone for the encouragement and advice!

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Great news! Now just keep up with your weekly claims and job search requirements.

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Awesome! Hope your claim processes quickly.

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If you run into any issues reaching them by phone, remember that Claimyr option I mentioned.

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This thread should be helpful for other older workers who get laid off. Age really isn't a barrier to unemployment benefits in Washington - the key is meeting the work and availability requirements.

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Agreed. I was really worried for nothing. The process was straightforward.

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It's unfortunate how many myths exist about unemployment and age. Glad we could clear this up.

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One more thing - if your claim gets delayed or goes into adjudication, don't panic. It's pretty common and doesn't mean you're disqualified because of your age.

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Good to know. I'll try not to worry if there are any delays.

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Yeah adjudication happens to people of all ages for various reasons. Usually just means they need to verify some information.

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Final reminder - keep track of all your job search activities from day one. Washington ESD requires 3 per week, and they do audit claims randomly regardless of the claimant's age.

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I'm keeping a spreadsheet with all my applications and contacts. Thanks for all the help everyone!

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Smart approach. Good luck with your job search!

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this whole thread has been super helpful. nice to see people helping each other navigate the system

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Absolutely. I was so stressed about this and everyone made it much clearer.

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That's what community forums are for. We've all been through these struggles.

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Hope your job search goes well! And seriously, if you need to reach Washington ESD quickly for any reason, that Claimyr service at claimyr.com saved me so much time and frustration.

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I bookmarked it just in case. Hopefully I won't need it, but good to have options.

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Same here. The phone system seems to be everyone's biggest complaint.

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Best of luck to everyone dealing with unemployment at any age. Remember that you've earned these benefits through your work history - don't let anyone make you feel otherwise.

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Thank you! This community has been incredibly supportive.

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Well said. Everyone deserves support when they're between jobs, regardless of age.

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Just wanted to add that I went through this exact situation last year at 66. Filed for Washington ESD benefits after being laid off from a manufacturing job I'd held for 15 years. The online application was straightforward, and I received my first payment within 4 weeks. Age was never an issue - they only cared that I met the work requirements and was actively seeking employment. Don't let anyone discourage you from filing just because you're older. You've paid into the system and deserve those benefits when you need them.

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