< Back to Washington Unemployment

Ravi Gupta

How to estimate unemployment benefits before filing with Washington ESD?

I'm thinking about filing for unemployment but want to know roughly what I'd get before I start the process. I've been working part-time for the last year making about $18 an hour, usually 25-30 hours per week. Before that I had a full-time job that paid $22/hour but got laid off in early 2024. Does Washington ESD have a calculator or formula I can use to estimate my weekly benefit amount? I don't want to go through the whole application if it's going to be like $50 a week or something.

Washington ESD uses your highest earning quarter from the last 18 months as the base. They take that amount, divide by 26, then multiply by 0.0385 to get your weekly benefit. There's also a minimum of $295/week and maximum of $999/week for 2025. Your part-time work might actually help if those quarters were higher than your recent earnings.

0 coins

Thanks! So if my highest quarter was around $11,000, that would be about $410 a week? That's actually better than I expected.

0 coins

Yeah that sounds about right. Just remember you still need to meet the total earnings requirement too - at least $3,850 in your base year.

0 coins

the formula is confusing but basically washington esd looks at your last 4 quarters before you file and picks the highest one. if you made decent money in that quarter you should be fine

0 coins

Do they look at gross or net pay? I'm assuming gross since that's what shows on my W-2s.

0 coins

Definitely gross pay. They use what's reported to the state by your employers, which is your gross wages before deductions.

0 coins

I had similar situation last year and couldn't get through to anyone at Washington ESD to ask questions before filing. Spent weeks calling and either got busy signals or hung up on after waiting forever. Finally found this service called Claimyr at claimyr.com that helped me actually talk to someone. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration trying to get basic info about my potential benefits.

0 coins

Never heard of that before. Did it actually work? I've been trying to call Washington ESD for two weeks about my claim status.

0 coins

Yeah it worked great. They basically handle the calling for you and get you connected to an actual person. Way better than spending hours on hold yourself.

0 coins

How much does something like that cost? I'm unemployed so I can't afford expensive services right now.

0 coins

The exact calculation is: (Highest quarter wages ÷ 26) × 0.0385 = Weekly Benefit Amount. But you also need to check if you qualify at all. You need at least 680 hours of work in your base year OR earnings of at least $3,850 in your base year. The part-time work should count toward both requirements.

0 coins

What's considered the base year? Is that just the last 12 months?

0 coins

Base year is the first 4 of the last 5 completed calendar quarters before you file. So if you file in January 2025, it would be January 2024 through September 2024.

0 coins

washington esd website has some info about this but its buried somewhere in their FAQ section. honestly easier to just file and see what happens. took me like 20 minutes online

0 coins

I'm worried about filing if I don't qualify. Won't that create problems later?

0 coins

No, filing when you don't qualify just results in a denial. It doesn't create any negative consequences. Better to try and find out for sure.

0 coins

I'm in almost the exact same boat - part time work for about a year after getting laid off. Filed last month and got approved for $380/week. My highest quarter was around $9,800 so that math checks out with what others posted here. The job search requirements are pretty manageable too.

0 coins

How many job searches do you have to do per week? I heard it changed recently.

0 coins

It's 3 job search activities per week. Can be applications, networking, job fairs, etc. They're pretty flexible about what counts.

0 coins

Wait I thought it was 2 per week? Now I'm confused about what I'm supposed to be doing.

0 coins

THE WHOLE SYSTEM IS DESIGNED TO CONFUSE PEOPLE! Why can't they just have a simple calculator on their website like other states do? Everything with Washington ESD is unnecessarily complicated.

0 coins

totally agree. spent hours trying to figure out if it was worth filing and still wasn't sure until i actually did it

0 coins

The complexity is frustrating but the formula itself is pretty straightforward once you understand it. The challenge is finding your exact earnings data for the calculation.

0 coins

Quick tip: if you're still employed part-time, make sure you understand how working while claiming affects your benefits. You can earn up to your weekly benefit amount before they start reducing your UI payment. So if you get $400/week in benefits, you can earn up to $400 in wages that week and still get your full benefit.

0 coins

That's really good to know! So I could potentially keep my part-time job and still collect unemployment?

0 coins

Exactly. You just have to report your earnings when you file your weekly claim. It's actually encouraged because it helps you transition back to full-time work.

0 coins

does anyone know if overtime pay counts differently in the calculation? i had a lot of OT in my highest quarter

0 coins

Overtime is just regular wages for UI purposes. It all gets lumped together in your quarterly earnings total.

0 coins

sweet, that should help my benefit amount then

0 coins

Another thing to consider is that your benefit year is 52 weeks from when you file, but you can only collect for 26 weeks maximum. So timing can matter if you think you might need benefits again later. Just something to think about with your part-time situation.

0 coins

I didn't know there was a time limit like that. What happens after 26 weeks?

0 coins

After 26 weeks you'd need to establish a new claim, which means having enough work history since your last claim. That's why the timing matters.

0 coins

honestly just go ahead and file. worst case they say no and you're back where you started. best case you get several hundred a week to help with bills

0 coins

True, I'm probably overthinking this. Thanks everyone for the advice!

0 coins

make sure you have all your employer info ready when you file. they want dates, addresses, reason for leaving, etc. for every job in the last 18 months

0 coins

Good point. I should probably gather all that info before I start the application.

0 coins

Yeah and if you were laid off make sure you have any paperwork about that. Makes the process smoother.

0 coins

One more thing - even if your estimated benefit seems low, remember you might qualify for other programs too. Food assistance, utility help, etc. Every little bit helps when you're between jobs.

0 coins

I hadn't thought about other programs. Are those through Washington ESD too or different agencies?

0 coins

Different agencies mostly. DSHS handles food assistance and medical. But WorkSource has job training programs that might help too.

0 coins

Final reminder about the math: if your calculation gives you less than $295, you'll get $295 (the minimum). If it's over $999, you'll get $999 (the maximum). Most people fall somewhere in between. With your work history it sounds like you'll be fine.

0 coins

Perfect, that gives me confidence to move forward. Really appreciate everyone's help!

0 coins

I used Claimyr too when I couldn't get through to Washington ESD about my benefit calculation. They got me connected within a few hours and the agent was able to give me the exact amount before I filed. Definitely worth it if you want to know for sure before starting the process.

0 coins

That sounds really helpful. I might check that out if I can't figure this out on my own.

0 coins

Yeah the video demo I watched at https://youtu.be/7DieNd3C7zQ explained it pretty well. Much easier than trying to navigate the phone system yourself.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today