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Michael Green

How much will I get if I file for unemployment in Washington ESD?

I'm thinking about filing for unemployment benefits but I have no idea what to expect for payment amounts. I've been working full-time making $22/hour for the past 18 months at a retail job before getting laid off last week. Does anyone know how Washington ESD calculates weekly benefit amounts? I'm trying to figure out if it's even worth filing or if I should just focus on job hunting immediately. Also wondering how long the whole process takes from filing to actually getting paid.

Washington ESD uses your highest quarter earnings from the past 5 quarters to calculate your weekly benefit amount. For most people it ends up being around 50-60% of your average weekly wage, but there's a maximum cap. With your wage, you're probably looking at somewhere between $400-600 per week, but that's just a rough estimate.

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That would actually help a lot with my rent and bills while I look for work. Do you know what the current maximum is?

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I think the max weekly benefit amount is around $999 right now but most people don't hit that unless they were making really good money.

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You should definitely file! Even if it's not your full salary, it's money coming in while you job search. The process usually takes 2-3 weeks to get your first payment if everything goes smoothly with no adjudication issues.

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Good point, every bit helps right now. What do you mean by adjudication issues?

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Sometimes Washington ESD needs to investigate why you became unemployed - like if your employer contests the claim or if there are questions about your work history. That can delay payments for weeks or even months.

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I had a similar situation last year and ended up getting $487 per week. The calculation is based on your base year wages divided by 52, then they take a percentage of that. You'll need to file weekly claims every week to keep getting paid, and you have to actively search for work and log it in WorkSourceWA.

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That sounds like a decent amount. Is the job search requirement hard to meet?

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You need to do at least 3 job search activities per week and log them. It's not too bad once you get into a routine.

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The job search thing is such a pain though. Half the time the WorkSourceWA website is down when I try to log my activities.

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If you're having trouble getting through to Washington ESD to check on your claim status or ask questions about your benefit amount, I found this service called Claimyr that helps you actually reach a human agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling and getting hung up on.

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Interesting, I'll check that out. The phone system sounds frustrating from what I've heard.

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Never heard of that service but honestly anything that helps get through to Washington ESD sounds worth trying.

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Just wanted to add that you need to file your claim as soon as possible because there's usually a one-week waiting period before you can start receiving benefits. So even if you're not sure about the amount, get that application in ASAP!

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Oh wow, I didn't know about the waiting period. Thanks for the heads up!

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Yeah, it's frustrating but that first week is unpaid even if you're approved. Better to get the clock ticking.

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The whole system is so confusing honestly. I've been trying to figure out my benefit calculation for weeks and the Washington ESD website doesn't make it clear at all. Why can't they just tell you upfront what you'll get??

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I think they don't want to give estimates that might be wrong, but I agree it would be helpful to have a calculator or something.

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Yeah, even a rough estimate would help with budgeting while unemployed.

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One more thing - make sure you have all your employment information ready when you file. You'll need dates of employment, employer addresses, and your Social Security number. The more accurate info you provide upfront, the less likely you'll have delays.

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Good tip! I'll gather all that before I start the application.

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Also keep any layoff paperwork or termination letters. Sometimes they ask for documentation later.

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Does anyone know if part-time work affects the benefit amount? I might be able to pick up some freelance hours while collecting unemployment.

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Yes, you have to report any earnings when you file your weekly claim. They'll reduce your benefit amount based on how much you earn, but you can usually still get partial benefits.

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The rule is generally that you can earn up to about 1/3 of your weekly benefit amount without any reduction. Anything over that gets deducted dollar for dollar.

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I'm in the same boat as OP - just got laid off and trying to figure out if unemployment will cover my basic expenses. Anyone know how long benefits last?

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Regular unemployment benefits last up to 26 weeks in Washington, but you have to keep filing weekly claims and meeting all the requirements.

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26 weeks should give me enough time to find something decent. Thanks!

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Thanks everyone for all the helpful info! I'm definitely going to file today. Sounds like even if it's not my full salary, it'll help bridge the gap while I job hunt. Appreciate all the tips about documentation and the waiting period too.

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Good luck with your claim! Hope it goes smoothly for you.

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Feel free to ask if you run into any issues during the process. This community is pretty helpful.

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One last thing - if your claim gets stuck in adjudication like mine did, that Claimyr service someone mentioned earlier actually helped me get through to an agent who could check on the status. Worth keeping in mind if you hit any roadblocks.

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I'll definitely bookmark that site just in case. Hopefully won't need it but good to know it's there.

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The benefit calculator on the Washington ESD website is pretty buried but if you can find it, it gives you a rough estimate based on your wages. Might be worth checking out before you file.

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I'll try to find that calculator, thanks for the tip!

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It's under the 'Before You Apply' section somewhere. Not the most user-friendly website unfortunately.

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Just remember you'll owe taxes on unemployment benefits when you file next year. You can have them withhold taxes from your weekly payments or just set aside some money for tax time.

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Oh right, I forgot unemployment is taxable income. Thanks for the reminder!

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Yeah, they give you the option to withhold 10% for federal taxes when you set up your claim.

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Been on unemployment for 2 months now and the weekly filing becomes routine after a while. Just make sure you file every week even if you haven't heard back about your claim yet, otherwise you might miss out on back pay.

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Good to know about filing weekly even before approval. I would have probably waited to hear back first.

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Yeah, that's a common mistake. File every week from your claim date no matter what.

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Make sure your direct deposit info is correct when you file. Nothing worse than waiting for benefits and then having them go to the wrong account. Learned that the hard way!

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Yikes, that would be stressful! I'll double-check my banking info.

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The amount really depends on your work history. I was making similar wages to you and got about $450/week. It's not great but it beats nothing while you're looking for work.

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That's right in the range others mentioned. Definitely better than zero income.

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Exactly. And if you find work quickly, you might not even need the full 26 weeks of benefits.

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Don't stress too much about the exact amount - just file and see what happens. The sooner you start the process, the sooner you'll know for sure and start getting payments.

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You're right, I'm probably overthinking it. Just need to get the application submitted.

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Update on that Claimyr service I mentioned - I used it again this week to ask about extending benefits and actually got through to someone who was super helpful. Definitely recommend if anyone needs to talk to Washington ESD directly about their benefit amounts or any other questions.

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How much does that service cost? Might be worth it if it actually works.

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I don't want to get into pricing details here, but check their website. For me it was worth it just to avoid the frustration of calling for hours.

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Filed my claim 3 weeks ago and still haven't gotten my first payment. The waiting is the worst part honestly. At least I know roughly what I should be getting when it finally comes through.

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That's frustrating! Hope it gets resolved soon for you.

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3 weeks isn't unusual unfortunately, especially if there are any questions about your claim. Hang in there.

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Alright everyone, I'm convinced - about to start my application right now. Thanks for all the advice and realistic expectations about timing and amounts. This thread has been super helpful!

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Glad we could help! Come back and let us know how it goes.

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Good luck with everything! Hope you find a new job soon but the benefits will help in the meantime.

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