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Charlotte Jones

How much do they pay you when you apply for unemployment in Washington?

I'm thinking about filing for unemployment benefits here in Washington state but I have no idea what to expect payment-wise. Does anyone know how much Washington ESD actually pays? I've been working retail for about 2 years making around $18/hour but I'm not sure if that's enough work history to qualify or what my weekly benefit amount would be. Also wondering how long it takes to start getting payments after you apply? Any info would be helpful since I might need to file soon.

Washington ESD calculates your weekly benefit amount based on your earnings from the last 5 quarters before you filed. The maximum weekly benefit in 2025 is $999 but most people get way less than that. Your benefit amount is roughly 3.85% of your total wages from your base year. If you made $18/hour consistently, you'd probably qualify for somewhere between $300-500 per week depending on how many hours you worked.

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That's actually better than I expected! I was working pretty much full time so hopefully I'll be on the higher end of that range.

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don't get your hopes up too high, they also look at your highest earning quarter to determine the exact amount

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The payment timing depends on whether your claim gets flagged for adjudication or not. If everything goes smoothly, you should start receiving payments within 2-3 weeks of filing. But if there are any issues with your work history or reason for separation, it could take much longer. I'd recommend filing as soon as possible since there's a waiting week anyway.

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What's a waiting week? Do I have to wait a whole week before I can even apply?

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No, you can apply right away. The waiting week means the first week of your claim period won't be paid - it's like a deductible. So if you're approved, you'll get paid starting from your second week of unemployment.

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Just went through this process last month and it was a nightmare trying to get through to Washington ESD to check on my claim status. Spent literally hours on hold every day for weeks. Finally found this service called Claimyr (claimyr.com) that actually got me through to an agent in like 10 minutes. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Seriously saved my sanity.

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How much does that cost though? I'm already broke which is why I need unemployment lol

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They don't make you pay anything upfront and honestly it was worth every penny to actually talk to a human being at Washington ESD instead of getting hung up on constantly.

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OMG THE PHONE SYSTEM IS ABSOLUTELY TERRIBLE!!! I've been trying to call for three weeks straight and either get busy signals or sit on hold for 6+ hours just to get disconnected. How is anyone supposed to get help with their claim when you literally cannot reach them???

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same here, it's ridiculous. the system is completely broken

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Try calling right at 8am when they open or during lunch break around 12:30pm. Those tend to be the best times to get through, though still not guaranteed.

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To answer your original question - I was making about $20/hour at my last job and my weekly benefit ended up being $410. Not amazing but enough to cover rent and basic expenses while job hunting. The hardest part is actually getting approved and dealing with all the weekly claim requirements.

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What kind of weekly requirements? Like job searching?

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Yeah you have to do at least 3 job search activities per week and keep a log of everything. Plus file your weekly claim every week or you lose benefits.

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That doesn't sound too bad. I was already planning to job search anyway.

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just a heads up - if you quit your job voluntarily you might not qualify at all. washington esd is pretty strict about that. you usually have to be laid off or fired for non-misconduct reasons to get benefits

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Good to know! I got laid off due to slow business so I should be fine on that front.

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One thing to keep in mind is that your benefit amount also depends on your work history over the past 18 months. Washington ESD looks at your 'base year' which is the first 4 of the last 5 completed quarters before you file. If you've only been working for 2 years, make sure you have enough earnings in that timeframe to qualify.

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I started my current job in early 2023 and worked pretty consistently so I think I should have enough quarters. Is there a minimum amount you need to have earned?

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Yes, you need at least $1,500 in your base year and earnings in at least two quarters. You also need to have earned at least $1,500 in one quarter of your base year. If you worked full time at $18/hour for most of 2023-2024, you should easily meet those requirements.

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the whole system is designed to screw over working people. they make it as hard as possible to actually get the benefits you paid into with your taxes

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totally agree, spent 2 months fighting with them over my claim

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While the system definitely has issues, most people who qualify do eventually get their benefits. The key is being persistent and making sure you have all your documentation ready.

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I used that Claimyr service someone mentioned earlier and it actually worked great. Was skeptical at first but after spending weeks trying to get through myself, I figured it was worth a shot. Got connected to an agent who helped me understand why my claim was stuck in adjudication.

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Really? I'm getting desperate enough to try anything at this point. How does it work exactly?

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You just tell them what you need help with and they handle getting you through to the right department. Way better than sitting on hold for hours and getting nowhere.

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For someone making $18/hour retail, you're probably looking at around $350-400 per week if you worked full time. That's based on the formula they use. Just remember you'll need to file weekly claims and do your job search activities to keep getting paid.

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That would actually help a lot. Definitely going to start the application process this week.

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whatever you do, make sure you file your weekly claims on time every week. i missed one week and it was a huge hassle to get it sorted out. had to call and explain the situation multiple times

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Good tip! When do you have to file the weekly claims? Is it the same day every week?

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you can file starting sunday for the previous week, but you have to file by the following saturday or you lose that week's benefits

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The maximum benefit in Washington is almost $1000 per week but that's only if you were making serious money. Most regular jobs will get you somewhere in the $300-600 range depending on your earnings history.

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Yeah I definitely wasn't making serious money in retail! But even $300-400 would be a huge help.

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Just wanted to add that if your claim gets stuck in adjudication like mine did, don't panic. It can take several weeks but they do eventually process it. The hardest part is getting answers about what's happening with your claim during that time.

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What causes a claim to go into adjudication? Should I be worried about that happening?

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It usually happens when there's something they need to verify - like your reason for separation or work history. Since you were laid off it's less likely to happen, but if it does just be patient and try to get through to them if you can.

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The Claimyr thing actually sounds legit. I've been putting off calling Washington ESD because I know it's going to be a nightmare. Might give that a try instead of wasting whole days on hold.

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Yeah definitely worth trying if you need to actually talk to someone. Saved me so much time and frustration.

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Don't forget that unemployment benefits are taxable income! You can choose to have taxes withheld or pay them later, but make sure you plan for that when tax time comes around.

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Oh wow I didn't even think about taxes. Good point! I'll probably have them withhold taxes to avoid a big bill later.

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been on unemployment twice in washington and the payment amounts were pretty fair both times. the real challenge is dealing with the bureaucracy and making sure you meet all the requirements every week

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What are the main requirements I need to worry about? Besides the job search stuff?

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mainly just filing your weekly claims on time, doing your job search activities, and being available for work. they also want you to register with WorkSource Washington.

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If you're filing soon, make sure you have all your employment info ready - dates, wages, reason for separation, etc. The more accurate info you provide upfront, the less likely your claim will get delayed.

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Thanks! I'll gather all my pay stubs and employment records before I start the application.

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The hardest part for me was the waiting. Even when everything goes smoothly, it takes a few weeks to get your first payment. Make sure you have some savings to cover expenses during that initial period.

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Yeah I'm hoping to file before I actually run out of money so I have a buffer. This thread has been super helpful, thanks everyone!

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