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Mateo Rodriguez

How much does unemployment pay in Washington state 2025?

I'm thinking about filing for unemployment but need to know how much Washington ESD actually pays out. I've been working at a retail job making $18/hour for about 2 years. Does anyone know what the weekly benefit amount would be? Also wondering about the maximum they pay and if there are any taxes taken out automatically. I can't find clear info on the Washington ESD website about current payment amounts.

The Washington ESD calculates your weekly benefit amount based on your highest quarter of earnings in your base period. It's roughly 60% of your average weekly wage up to the maximum. For 2025, the maximum weekly benefit is $999. With your salary of $52k, you'd probably get somewhere around $600-650 per week depending on your exact earnings history.

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That's actually more than I expected! Do you know how long benefits last?

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Regular UI benefits last up to 26 weeks in Washington, but you have to meet the job search requirements and file your weekly claims on time.

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Washington ESD calculates your weekly benefit amount based on your highest earning quarter from the base period (usually the first 4 of the last 5 completed quarters). The maximum weekly benefit for 2025 is $999 plus $25 for each dependent up to 5 dependents. Your amount will be roughly 3.85% of your total base period wages divided by 52, but it can't exceed the maximum.

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So if I made $52k last year, that would put me around $385 per week? That's actually more than I expected.

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It depends on when you worked those wages and which quarters they fall into. Washington ESD looks at specific quarters, not just your annual total.

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just filed my claim last month and getting $723 weekly. made about 58k last year so sounds like your estimate is pretty close. the process was easier than i thought but calling washington esd when i had questions was a nightmare

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Good to know about the amount! What kind of questions did you have to call about?

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had some confusion about my work search log and needed to verify some employment dates. spent hours trying to get through

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just filed last week and getting $447/week, was making about 45k before layoff. the calculation seemed fair to me

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That's helpful to know, thanks! Did they tell you right away what your weekly amount would be?

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yeah it showed up in my account after like 3-4 days when my claim got approved

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Washington unemployment benefits are calculated based on your highest earning quarter in your base period. Generally it's about 60-70% of your average weekly wage up to the state maximum. For 2025 the weekly benefit amount ranges from $295 minimum to $999 maximum per week. Your $18/hour job should qualify you for benefits but the exact amount depends on your total earnings history in the base period.

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Thanks! So if I was making around $720/week that would put me at maybe $430-500 weekly benefit?

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That sounds about right, but Washington ESD will calculate it precisely based on your wage records. You'll see the exact amount when you file your initial claim.

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Washington ESD uses your highest earning quarter from your base period to calculate benefits. They take that quarter's earnings and divide by 26 to get your weekly benefit amount. The maximum weekly benefit for 2025 is $999 per week. So if you earned around $25,974 or more in your highest quarter, you'd get the max.

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Thanks! So if I made $4,200/month that's about $12,600 per quarter. So my weekly would be around $484?

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Exactly right! $12,600 divided by 26 equals $484 per week. That's assuming that was your highest earning quarter in your base period.

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Keep in mind you can receive benefits for up to 26 weeks in Washington, though that can be extended during high unemployment periods. You'll also need to file weekly claims and meet job search requirements. The payment amounts are decent compared to other states but don't expect it to fully replace your income.

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What are the job search requirements exactly? I keep hearing different things about how many jobs you need to apply for.

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Currently it's 3 job search activities per week, which can include applications, networking, job fairs, etc. You need to keep a log that Washington ESD can audit.

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Just to add - the base period is usually the first 4 of the last 5 completed calendar quarters before you file. So if you file in January 2025, they'd look at your earnings from July 2023 through June 2024.

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Good to know! I was working at my current job for the whole base period so should be straightforward.

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Wait I'm confused about this base period thing. If I file in February, what quarters would they use?

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For February 2025 filing, they'd use October 2023 through September 2024 as your base period.

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I've been trying to get through to Washington ESD for two weeks to ask about my benefit calculation and it's impossible! Anyone have luck actually reaching someone by phone? The automated system just hangs up on me after an hour on hold.

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I had the same problem until someone told me about Claimyr (claimyr.com). They help you get through to Washington ESD agents without waiting on hold. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration!

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Never heard of that, is it legit? I'm desperate at this point to talk to someone about my claim.

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Yeah it's real, they basically call Washington ESD for you and connect you when an agent picks up. Way better than sitting on hold for hours.

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I've been trying to get through to Washington ESD to ask about my benefit calculation but their phone lines are always busy. Spent 3 hours on hold yesterday and got disconnected. Anyone know a better way to reach them?

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I had the same problem until I found Claimyr. It's a service that calls Washington ESD for you and gets you connected to an actual agent. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works. Saved me so much frustration!

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Interesting, I'll check that out. Getting through to Washington ESD is nearly impossible these days.

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Is that service legit? Sounds too good to be true.

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Yeah it's real. They basically handle all the calling and waiting for you, then connect you when an agent picks up. Much better than sitting on hold for hours.

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I just started getting benefits last month and they don't take taxes out automatically unless you request it. You can have 10% federal tax withheld if you want to avoid owing money later. The payment comes on a debit card or direct deposit depending on what you choose during the application process.

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Good to know about the taxes! I definitely want to have them take some out so I don't get hit with a big bill next year.

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Yeah I learned that the hard way last year when I owed like $800 in taxes on my unemployment. Always elect the withholding!

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If you're having trouble reaching Washington ESD by phone, I recently discovered this service called Claimyr that helps you get through to an actual agent. They have a system that handles the calling and waiting for you. Check out claimyr.com - they even have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me literally hours of frustration when I needed to resolve an issue with my weekly claim.

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Never heard of that but sounds interesting. Did it actually work for you?

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Yeah, got connected to a Washington ESD rep in about 20 minutes instead of spending my whole day redialing. Worth it for the time savings alone.

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I'll keep that in mind if I run into issues filing. Thanks for the tip!

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Getting through to Washington ESD to ask questions about benefit amounts can be really frustrating with their phone system. I spent weeks trying to reach someone about my calculation. Recently discovered Claimyr.com which helped me get connected to an actual agent much faster. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Really saved me hours of busy signals and hold times.

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Never heard of that service before. Is it legit or just another scam?

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It's legitimate - they just help you navigate the phone system to reach Washington ESD agents. Doesn't cost anything to check out their demo video.

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Might try that if I have issues with my claim. The regular phone number is impossible to get through on.

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The Washington ESD benefit calculator on their website gives you a rough estimate but it's not always accurate. I was told I'd get $520/week but only got approved for $485. Still fighting with them about the calculation.

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There's a benefit calculator on their site? I couldn't find it when I looked earlier.

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It's buried in their resources section. Search for 'benefit estimator' on the Washington ESD site.

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Also remember you can only collect for 26 weeks maximum in Washington, unless there are extended benefits available. And you have to be actively looking for work and filing your weekly claims.

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Right, I know about the job search requirements. How many work search activities do you need per week?

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It's 3 work search activities per week minimum. Can be job applications, interviews, networking events, etc.

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don't forget you have to pay taxes on unemployment benefits! learned that the hard way last year when i owed money at tax time

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Oh no, I didn't think about taxes. Can you have them withhold taxes from the weekly payments?

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yeah you can elect to have 10% withheld for federal taxes when you file your weekly claims

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I'm getting the maximum $999/week because I have high wages and dependents. It's actually pretty decent for Washington state, better than what my sister gets in other states. The key is making sure Washington ESD has all your wage information correctly.

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Wow, $999 is a lot! What kind of wages do you need to hit the maximum?

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You need to have earned at least $67,600 in your base period and have at least one dependent child to get the full max.

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The weekly benefit amount also depends on whether you're on regular UI or if you qualify for any extended benefits. Regular unemployment in Washington runs for up to 26 weeks. If you have dependents you might get additional money too - I think it's like $25 extra per dependent child up to 5 kids.

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I don't have kids so just the regular amount for me. 26 weeks should be plenty of time to find something new.

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Don't count on 26 weeks being enough time! Job market is tough right now depending on your field.

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heads up that if you made less than $7,000 in your base period you might not qualify at all. happened to my cousin who only worked part time

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That's the minimum eligibility requirement - you need sufficient wage credits to qualify for any benefits at all.

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DONT COUNT ON GETTING THE FULL AMOUNT RIGHT AWAY!!! My claim has been in adjudication for 6 weeks now and I haven't seen a penny. The system is completely broken and they don't care about people who actually need the money. You'll probably end up having to appeal everything anyway.

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What's your claim stuck on? Adjudication usually means they need to verify something about your employment or separation reason.

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They say it's about my last day of work but I submitted all the documentation they asked for. No one will tell me what's actually happening.

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This is exactly the kind of situation where Claimyr could help - you could actually talk to someone who can look at your specific case and explain what's holding it up.

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The benefit calculator on Washington ESD's website is pretty accurate if you want to estimate before filing. Just need your quarterly earnings from your base period.

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I tried that but wasn't sure I was entering the right quarters. The base period thing is confusing.

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The website should tell you which quarters to use based on when you're filing. It's automatic.

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One thing to remember is you have to file weekly claims to keep getting paid. Miss a week and you don't get that money - they don't backdate missed weeks. Also you need to be actively looking for work and report any job contacts or work you do.

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How many job contacts do you need to report each week?

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I think it's 3 job search activities per week but check the Washington ESD website for current requirements. They changed some rules recently.

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It's actually 3 job search activities per week and they need to be documented in your job search log. Can include applications, networking, interviews, job fairs, etc.

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My sister just got approved and she's getting like $650/week which seems pretty good. She was making decent money as a medical assistant before getting laid off. The process took about 3 weeks from application to first payment.

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That's encouraging! Did she have any issues with the application process?

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Pretty smooth for her. Just had to wait for them to verify her employment history but no major delays.

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The benefit calculator on the Washington ESD website is pretty accurate for estimating your weekly amount. Just plug in your quarterly wages and it'll give you a good idea. Remember you'll have to pay taxes on unemployment benefits though - they don't automatically withhold unless you request it.

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Oh right, I forgot about taxes. Can you have them withhold federal taxes when you file your weekly claims?

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Yes, you can elect to have 10% withheld for federal taxes when you first file or change it later in your account settings.

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One thing to keep in mind - unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your return.

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Good point, I forgot about that. Probably better to have them withhold taxes so I don't get hit with a big bill later.

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Yeah definitely have them withhold. I learned that the hard way and owed like $2000 at tax time.

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The amount also depends on WHY you're unemployed. If you were fired for misconduct or quit without good cause, you might be disqualified entirely regardless of your wages. Washington ESD is pretty strict about that.

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I was laid off due to store closures so I should be fine on that front, thankfully.

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Yeah layoffs due to business reasons are usually straightforward approvals.

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Been on unemployment for 3 months now and the payments have been consistent. The hardest part isn't the amount, it's dealing with Washington ESD's system when you need to talk to someone. Their phone lines are a nightmare.

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Totally agree! I used Claimyr to get through when my claim had issues. Worth it just to avoid the endless hold times and disconnects.

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I should have done that instead of wasting weeks trying to call myself.

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Don't forget you can work part time while on unemployment but they'll reduce your benefits based on how much you earn. I think you can make up to like $200 without any reduction but anything over that gets deducted from your weekly benefit amount.

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Good to know I could pick up some side work if needed without losing everything.

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The partial benefits calculation is complex - basically they deduct earnings over 25% of your weekly benefit amount. So if your benefit is $500/week you could earn $125 without reduction.

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Thanks for the correction! I knew there was some formula but couldn't remember exactly how it worked.

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been on unemployment twice in the past 5 years and the amounts were always less than what the calculator estimated. they seem to find reasons to reduce your benefit rate. also make sure you understand the job search requirements because they're pretty strict about it now

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What are the current job search requirements? I haven't looked into that part yet.

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You need to make at least 3 job search activities per week and keep a detailed log. This includes applying for jobs, attending job fairs, networking activities, etc. You have to be able to provide documentation if they audit you.

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also forgot to mention - if you do any part time work while collecting benefits, make sure you report it accurately on your weekly claim. they'll reduce your benefit amount dollar for dollar after the first $5 you earn, but you can still collect partial benefits

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That's good to know. So I could do some freelance work and still collect something?

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yeah as long as you report it correctly and don't exceed your weekly benefit amount plus the small earnings allowance

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Does anyone know if overtime pay counts toward your benefit calculation? I worked a lot of OT in my highest quarter.

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Yes, all wages including overtime count toward your benefit calculation. Washington ESD looks at total gross wages reported by your employer.

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Sweet, that should boost my weekly amount then!

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For someone making $52k, you're looking at probably $640-680 per week based on the current formula. The exact amount depends on which quarter had your highest earnings. Washington uses a pretty straightforward calculation compared to some states. Just make sure you file as soon as possible after your last day of work since there's usually a one-week waiting period.

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Is there really a waiting period? I thought they eliminated that during COVID.

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You're right, the waiting week was suspended during the pandemic and hasn't been reinstated yet. So you should be eligible for benefits starting with your first week of unemployment.

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One thing to watch out for - if you do any part time work while collecting, they'll reduce your weekly benefit amount. Washington ESD has specific formulas for partial unemployment that can be confusing.

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Good to know, I might pick up some gig work while job hunting.

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Just make sure to report all earnings on your weekly claims or you could face overpayment issues later.

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my claim is still in adjudication after a month and no one can tell me what my benefit amount will be until its approved. so frustrating!

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Adjudication can take forever. Have you tried calling to get an update on your case?

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Make sure you apply as soon as you're unemployed. There's a waiting week where you don't get paid but you still need to file that first week. The sooner you apply the sooner the process starts.

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Wait there's a week where you don't get paid even if approved?

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Yeah the first week is a waiting week. You file the claim but don't get benefits for that week. Then if approved you start getting paid from week 2 onwards.

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Just filed last week and still waiting for my monetary determination. How long does that usually take?

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Usually takes about a week to get your monetary determination after filing. Sometimes longer if there are issues with wage records.

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