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Ethan Scott

How to check how much unemployment you have left Washington ESD remaining balance

I've been collecting unemployment for about 4 months now and I'm starting to worry about running out of benefits. I know there's a limit but I can't figure out how to see exactly how much I have left in my claim. I've looked all over the SecureAccess Washington site but it's confusing. Does anyone know where to find your remaining benefit balance? I don't want to be caught off guard when it runs out.

Log into your SecureAccess Washington account and go to the 'Claim Summary' section. It should show your maximum benefit amount and how much you've already received. The difference is what you have left.

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I found the Claim Summary but it just shows confusing numbers. Is the 'Maximum Benefit Amount' the total I can get?

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Yes exactly! So if your max is $8,000 and you've received $3,200, you have $4,800 left assuming you still qualify.

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You can also call Washington ESD but good luck getting through lol. I've been trying for weeks to get answers about my claim status.

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Same here! The phone lines are always busy or they hang up on you after being on hold forever.

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I actually found this service called Claimyr that helps you get through to Washington ESD agents. They have some kind of system that calls for you until they reach someone. Check out claimyr.com - they even have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Interesting, never heard of that. Does it actually work or is it a scam?

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I was skeptical too but it worked for me last month. Got through to an agent in like 2 hours instead of spending days trying myself.

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Regular unemployment benefits in Washington last up to 26 weeks maximum. Each week you're eligible, you receive your weekly benefit amount. So if your weekly amount is $400, your maximum would be around $10,400 (26 x $400). The exact calculation depends on your base period wages.

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So I'm at week 16, does that mean I have 10 weeks left? Or is it based on dollar amount?

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It's whichever comes first - either you hit 26 weeks OR you exhaust your maximum dollar amount. Most people hit the time limit first.

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Wait I thought it was 20 weeks not 26? I'm so confused about all these rules.

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It's definitely 26 weeks for regular UI benefits in Washington. You might be thinking of a different program or state.

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UGHHH why is the Washington ESD website so terrible??? I can never find anything on there. It's like they don't want us to know how much we have left!

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I feel you! The whole system is a nightmare to navigate.

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Try logging out and back in, sometimes that helps load the pages properly.

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For anyone having trouble reaching Washington ESD by phone, I mentioned Claimyr earlier but wanted to add - they were super helpful when I needed to verify my remaining balance. Sometimes talking to an actual person is the only way to get clear answers about your specific situation.

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How much does something like that cost? I'm already struggling financially.

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I don't remember the exact price but it was worth it to avoid the stress of constantly calling. Way cheaper than missing work to spend all day on hold.

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Another tip - print out or screenshot your claim summary page. That way you can track how much you're using each week without having to log in every time.

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Good idea! I'll do that once I figure out where exactly to find those numbers.

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I'm in the same boat, been collecting since July and getting nervous. Does anyone know what happens when you run out? Is there any extension or do you just get cut off?

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Once you exhaust regular UI benefits there usually aren't extensions available unless Congress passes special legislation. You'd need to look into other programs or requalify with new work history.

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That's terrifying. I better start job hunting more seriously.

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You should already be doing your job search activities anyway - that's required to keep receiving benefits.

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Can someone explain what the 'base period' means? I see it mentioned in my claim info but don't understand it.

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Your base period is the first 4 of the last 5 completed calendar quarters before you filed your claim. It's used to calculate your weekly benefit amount and total eligibility.

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So if I filed in October 2024, what would my base period be?

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It would be January 2023 through December 2023 - those are the first 4 quarters of the last 5 completed quarters before October 2024.

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Just want to say thanks for this thread. I was wondering the same thing but was too embarrassed to ask. The whole unemployment system is so confusing!

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Don't be embarrassed! We're all trying to figure this stuff out together.

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UPDATE: I finally found the right page on SAW. Under 'Payment History' it shows each payment and running totals. Still think the website design is garbage but at least I can see my numbers now.

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Oh perfect! I'll check the Payment History section. Thanks for the update!

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Yeah that Payment History page is actually pretty detailed once you find it.

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Pro tip: You can also set up direct deposit notifications so you get an email each time a payment is processed. Helps you keep track of your benefits without having to log in constantly.

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How do you set that up? I don't think I ever saw that option.

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It's under Account Settings I believe. Look for notification preferences or email alerts.

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Does the remaining balance change if you have any deductions? Like if they take out taxes or overpayments?

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Tax withholding doesn't affect your remaining balance - that's calculated from your gross weekly benefit amount. But overpayment recovery would reduce what you actually receive.

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Got it, so the balance shown is before any deductions. That makes sense.

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For anyone still struggling to get clear answers from the website, I'll mention Claimyr one more time. When I called through their service, the Washington ESD rep pulled up my account and explained exactly how to read all the numbers on my claim summary. Sometimes you just need a human to walk you through it.

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That sounds really helpful actually. I might look into that if I can't figure this out on my own.

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Quick question - if I go back to work part-time, does that extend how long my benefits last since I'm using less each week?

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Yes and no. Your benefits might be reduced each week due to part-time earnings, which would make your total dollar amount last longer. But you still have the 26-week maximum time limit.

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So I could potentially have money left over when I hit the 26 week limit?

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Exactly. Any unused portion of your maximum benefit amount is forfeited once you hit the time limit or find full-time work.

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I wish Washington ESD would just send us a monthly statement or something showing our remaining balance. Would make this so much easier.

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That would be amazing! Like a bank statement but for unemployment benefits.

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They probably don't want to make it too easy. Government bureaucracy at its finest.

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Thanks everyone for all the help! I found my remaining balance using the Payment History page someone mentioned. Looks like I have about 8 weeks left based on my weekly amount. Time to really step up the job search!

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Glad you got it figured out! Good luck with the job hunt.

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Same here, this thread was super helpful. At least now I know where I stand.

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Remember to keep filing your weekly claims and doing your job search activities even as you get close to exhausting benefits. You want to maintain eligibility until the very end.

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One more thing - does anyone know if there's a way to get notified when you're getting close to running out? Like an automatic alert?

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I don't think Washington ESD has automatic alerts for that, but you could set yourself a calendar reminder to check every few weeks.

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Good idea. I'll set up some reminders so I don't get surprised.

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Final thought - keep all your documentation and screenshots of your claim info. If there are ever any disputes about payments or remaining balance, you'll want that paper trail.

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Smart advice. I'm going to start printing out my payment history each month.

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This has been one of the most helpful threads I've seen on here. Thanks to everyone who shared their knowledge and experience!

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Agreed! Way better than trying to decode the Washington ESD website on my own.

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Definitely! This community is awesome for helping each other navigate the unemployment system.

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Just to summarize for anyone finding this thread later: Log into SecureAccess Washington, check your Claim Summary for maximum benefit amount, check Payment History to see what you've received so far, and subtract to find your remaining balance. Also remember the 26-week time limit regardless of dollar amount remaining.

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Perfect summary! This should be pinned somewhere for other people with the same question.

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