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Layla Mendes

How to know when your Washington ESD unemployment benefits end - need clarity

I've been on unemployment for about 4 months now and I'm getting confused about when my benefits will actually end. My benefit year started in March 2024 and I think I have like 8 more weeks left but I'm not totally sure how to calculate it. Does Washington ESD send you a notice before your benefits run out? I've been looking at my account on the secure website but the information isn't super clear to me. Also what happens if I can't find a job before they end - is there any extension or do I just get cut off? Getting worried about this.

Your benefit year is 52 weeks from when you first filed. You can see your benefit year end date in your Washington ESD account under claim summary. You get 26 weeks of regular UI benefits max, not counting any federal extensions if they're available.

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Ok so if I started in March 2024 my benefit year ends March 2025? But I only get 26 weeks of actual payments?

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Exactly. The benefit year is the time period you're eligible to collect, but you only get 26 weeks of payments during that year unless there are federal extensions.

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You should get a notice about 4-6 weeks before your benefits end. But honestly I never got mine until like 2 weeks before so don't count on it being early.

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That's cutting it close! I guess I better start planning now just in case.

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same happened to me, got the notice super late and had to scramble

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Check your remaining balance on your Washington ESD account. It shows how much money you have left in your claim. Divide that by your weekly benefit amount and that's roughly how many weeks you have left.

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Oh that's smart! I didn't think to calculate it that way. Let me check my balance right now.

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This is the best way to track it. The balance updates every time you file your weekly claim.

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If you're having trouble getting clear info from your online account, you might want to try Claimyr to actually talk to someone at Washington ESD. I used it when I had questions about my benefit calculations and it was way easier than trying to call myself. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that before. Does it actually work for getting through to Washington ESD?

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Yeah it worked for me. Check out claimyr.com - they basically call for you and connect you when they get an agent on the line.

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Interesting, might have to try that myself since I can never get through when I call

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There usually aren't extensions anymore like there were during COVID. Once your 26 weeks are up or your benefit year ends (whichever comes first), you're done unless Congress passes something new.

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That's what I was afraid of. So I really need to find something before then.

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You might be able to file a new claim if you worked enough after your original claim started, but that's pretty rare

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make sure you keep doing your job searches because if you stop they can cut you off early even if you have weeks left

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Good point. I've been keeping track in WorkSourceWA but sometimes I forget to log them right away.

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Yeah don't mess around with the job search requirements. They audit those and if you're missing searches they can disqualify you.

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The whole system is so confusing! I went through this last year and couldn't get a straight answer from anyone about when exactly my benefits would end. Finally had to use one of those services that calls for you to get someone on the phone.

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Which service did you use? Was it worth it?

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I used Claimyr too actually. Took like an hour but they got me connected to someone who could explain everything clearly.

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Drake

An hour is nothing compared to the days I spent trying to call myself lol

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I'm in the same boat - 4 months in and starting to panic about what comes next. The job market is still pretty rough out there.

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Right? Everyone keeps saying the economy is good but I'm not seeing it in the applications I'm sending out.

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Same here. Getting interviews but no offers. It's frustrating.

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You can also look at your most recent determination letter - it should have your benefit year dates on it somewhere. Mine was kind of buried in the text but it was there.

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I'll have to dig through my documents. I think I saved all those letters somewhere.

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Yeah check your secure messages in your Washington ESD account too, sometimes they send updates there

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Whatever you do don't wait until the last minute to figure this out. I did that and had like a 2 week gap where I had no income because I didn't plan ahead.

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That sounds terrible! What did you end up doing during that gap?

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Had to borrow money from family and take a temp job that barely paid anything. Not fun.

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The 26 week limit is pretty firm unless there's some kind of federal emergency extension passed by Congress. Don't count on that happening though.

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Yeah I'm not holding my breath on Congress doing anything helpful right now.

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Exactly, better to plan like you're on your own after 26 weeks

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Check if you qualify for any job training programs through WorkSource. Sometimes they have benefits that can help bridge the gap while you're learning new skills.

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That's a good idea. I should look into what programs are available in my area.

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Yeah WorkSource has some decent programs, just make sure they're approved for UI recipients

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I hate how they make this so complicated. Like why can't they just send you a clear countdown or something in your account that shows exactly how many weeks you have left?

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Right?? It shouldn't be this hard to figure out something so basic.

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The whole Washington ESD system feels like it was designed to confuse people on purpose sometimes

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Pro tip: screenshot your claim summary page every few weeks so you can track how your balance is going down. Helped me budget better when I was on UI.

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That's actually really smart. I should start doing that to keep better track.

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Good idea! I wish I had thought of that when I was collecting

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If you do run out of regular benefits, look into food assistance and other programs right away. Don't wait until you're completely broke.

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Good advice. I should probably research what other help is available now while I still have some time.

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Yeah SNAP benefits can take a while to get approved so apply early if you think you'll need them

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I was able to get connected to Washington ESD using that Claimyr service too when I had questions about my benefit end date. Worth trying if you want to talk to an actual person instead of guessing.

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Seems like a few people here have used that. Maybe I should give it a shot.

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Better than spending hours on hold and getting hung up on, that's for sure

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Just remember that even if you find a job, you should still file your weekly claims until you start getting paychecks. There's usually a delay between starting work and getting paid.

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Good point! I didn't think about the gap between starting work and actually getting paid.

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Yeah just make sure to report any work when you file your claim so you don't get in trouble later

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The anxiety about benefits ending is real. I spent my last few weeks of UI constantly checking job boards and applying to everything. Finally found something but it was stressful.

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That's exactly how I'm feeling right now. Glad you found something though!

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The pressure definitely motivates you to apply more broadly than you might otherwise

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Bottom line - you get 26 weeks max unless Congress does something (unlikely), your benefit year is 52 weeks from when you filed, and Washington ESD should send notice but don't count on it being timely. Plan accordingly!

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Thanks for the clear summary! That helps a lot actually.

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This should be pinned somewhere, best explanation I've seen

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