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Connor O'Brien

How to know when Washington ESD unemployment runs out - checking benefit balance

I've been collecting unemployment for several months now and I'm starting to worry about when my benefits will end. Is there a way to check how many weeks I have left on my Washington ESD claim? I don't want to be caught off guard when the payments stop. My claim started in March and I'm not sure if I'm close to maxing out my 26 weeks or whatever the limit is. Where can I see my remaining balance?

You can check your remaining benefit balance by logging into your Washington ESD account at secure.esd.wa.gov. Once you're logged in, look for the 'Claim Summary' or 'Payment History' section. It should show your maximum benefit amount, how much you've already received, and your remaining balance.

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Thanks! I'll log in and check that out. Do you know if the weeks reset at all or is it just a hard cutoff?

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It's typically a hard cutoff at 26 weeks unless there are extensions available, which is rare these days.

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The standard UI claim in Washington gives you 26 weeks of benefits. You can also call the Washington ESD customer service line, but good luck getting through - the wait times are insane.

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Tell me about it! I've been trying to call for weeks about a different issue and can never get through.

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I actually found a service called Claimyr that helps you get through to Washington ESD agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ. It basically calls for you and connects you when an agent picks up.

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Your benefit year is exactly 52 weeks from when you first filed, but you only get 26 weeks of actual payments (unless you qualify for extended benefits, which is super rare). After 26 weeks of payments, you're done until you can file a new claim.

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So even if my benefit year isn't over, I still can't get more payments after 26 weeks?

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Correct. The benefit year just determines when you can file a new claim, but the 26 weeks is your payment limit for that claim.

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This is so confusing. Why do they make it so complicated?

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I just went through this same thing. My benefits ran out last month and I had no idea it was coming. The online account does show your remaining balance but I never really paid attention to it until it was too late.

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What happened when they ran out? Did you get any warning?

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Nope, just stopped getting payments. I had to scramble to figure out if I could file a new claim or what my options were.

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The Washington ESD website is terrible for finding this info. You have to dig around in like 3 different sections to get a clear picture of where you stand.

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It's definitely not user-friendly. The Claim Summary page should have everything in one place but they spread it out everywhere.

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I agree the website is awful. That's why I ended up using Claimyr to actually talk to someone at Washington ESD about my claim details. Way easier than trying to navigate their terrible online system.

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Does the 26 weeks include any weeks where you didn't get paid because you worked too much or something?

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No, the 26 weeks only counts weeks where you actually received a payment. Weeks where you earned too much and got $0 don't count against your limit.

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Oh that's good to know! I had a few weeks where I picked up some part-time work and didn't get paid.

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I'm in the same boat - been collecting since April and starting to worry. The whole system feels designed to keep you in the dark about when your benefits will end.

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Right? You'd think they'd send you some kind of heads up when you're getting close.

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They should but they don't. Washington ESD communication is terrible across the board.

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Here's a tip: keep track of your weekly payments yourself. I made a simple spreadsheet with the date and amount of each payment so I always knew exactly where I stood.

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That's smart. I should have been doing that from the beginning.

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Same here. Now I'm trying to backtrack through all my bank deposits to figure out how many weeks I've used.

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What happens if you're still looking for work when your 26 weeks runs out? Are there any other programs you can apply for?

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You might be able to file a new claim if you've worked enough since your last claim started, but the requirements are pretty strict. Otherwise you're looking at other assistance programs.

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I had to look into food stamps and other assistance when my UI ran out. The transition was rough.

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The Washington ESD mobile app is even worse than the website for checking this stuff. Half the time it doesn't even load properly.

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I didn't even know they had a mobile app! Is it worth downloading?

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Honestly, no. Just use the website on your phone browser - it works better than their app.

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This thread is making me realize I need to check my account ASAP. I've been just assuming the payments would keep coming forever.

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Same! I'm going to log in right after I finish reading these responses.

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Better to know now than be surprised later. At least you can start planning ahead.

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If you can't get the info online and need to talk to someone at Washington ESD, I'd definitely recommend trying Claimyr. I was skeptical at first but it actually worked - got connected to an agent in about 20 minutes instead of calling all day.

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How much does that service cost? Is it worth it just to check my benefit balance?

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For me it was worth it because I had multiple questions about my claim. They connect you to a real Washington ESD agent so you can get official answers.

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I found out my benefits were ending by accident when I called about a different issue. The agent mentioned I only had 3 weeks left and I was like 'what?!

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That's exactly why the system is broken. Basic information like that should be front and center on your account dashboard.

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Agreed. It shouldn't be a surprise when your lifeline gets cut off.

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Pro tip: if you're getting close to the end of your benefits, start applying for jobs even more aggressively. Don't wait until the payments stop to ramp up your search.

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Good advice. I've been pretty casual about my job search but sounds like I need to step it up.

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Yeah definitely don't wait. The job market is tough right now and it takes time to land something.

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Does anyone know if the 26 weeks can ever be extended during economic downturns or anything like that?

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It can happen during severe economic conditions, but it requires federal action. It's not something Washington state can do on their own. The last extensions were during COVID and before that during the 2008 recession.

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Don't count on extensions. Plan as if 26 weeks is all you'll get.

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Thanks for asking this question OP. I had no idea about any of this and I've been collecting for 4 months already. Time to check my account!

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Glad it helped! This thread definitely opened my eyes too.

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Same here. This is exactly the kind of info Washington ESD should be providing upfront.

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