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Noah Torres

How long can you collect unemployment insurance in Washington - confused about benefit duration

I'm trying to figure out exactly how long I can collect unemployment benefits through Washington ESD. I've been on unemployment for about 8 weeks now and I'm getting nervous about running out. I've heard different things - some people say 26 weeks, others mention extensions or different rules. My claim shows I have a balance but I can't tell how many weeks that translates to. Does anyone know the current rules for benefit duration in Washington? I don't want to be caught off guard when my benefits end.

Standard unemployment benefits in Washington last up to 26 weeks (6 months) during normal economic conditions. Your weekly benefit amount is calculated based on your earnings history, and the total benefit amount is typically 26 times your weekly benefit amount. You can check your remaining balance in your SecureAccess Washington account.

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Thanks! So if I have $4,200 left in my balance and get $350 per week, that means I have 12 more weeks?

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Exactly right! Just divide your remaining balance by your weekly benefit amount to see how many weeks you have left.

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The 26 week thing is correct but there can be extensions during high unemployment periods. Right now we're back to the standard 26 weeks though. Also make sure you're doing your job search requirements or they'll cut you off early.

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Yeah I've been logging my job searches in WorkSourceWA every week. Do you know what happens if unemployment rates go up again?

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If state unemployment hits certain triggers they can extend benefits, but don't count on it. Plan for 26 weeks max.

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I was having trouble getting through to Washington ESD to ask about my benefit duration too. Finally found this service called Claimyr (claimyr.com) that actually got me connected to an agent in like 10 minutes. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. The agent was able to explain exactly how many weeks I had left and what happens when I reach the end.

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Interesting, I've been trying to call Washington ESD for weeks about my claim. How much does that service cost?

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It's worth it just to get actual answers instead of being on hold forever. Way better than spending hours trying to get through on your own.

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been collecting for 20 weeks now, still have some money left but not much. kinda worried about what happens next since my job search isnt going great

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Start preparing now for when your benefits end. Look into job training programs through WorkSource or other assistance programs you might qualify for.

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good idea, thanks. didnt know worksource had training stuff

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The whole system is confusing! I thought I read somewhere that you can reapply after your benefits run out? Or is that only if you work for a while first?

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You generally need to work and earn enough wages to establish a new benefit year. Just running out of benefits doesn't automatically make you eligible for a new claim.

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That makes sense, thanks for clarifying!

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Also worth mentioning - if you go back to work part-time while collecting, you might be able to stretch your benefits longer. Washington has partial unemployment benefits where you can work limited hours and still collect some UI.

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Really? I didn't know about partial benefits. How does that work exactly?

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You can earn up to a certain amount per week (I think it's around $185 right now) without affecting your benefits. Anything over that reduces your weekly benefit but you still get something.

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I'm on week 24 and starting to panic. The job market in my field is terrible right now and I don't know what I'm going to do when my benefits end in 2 weeks.

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Have you looked into other assistance programs? Food assistance, housing help, etc? Also check if you qualify for any job training programs that might help you switch fields.

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I should probably look into that. It's just scary thinking about having no income at all.

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Definitely call Washington ESD to discuss your options before your benefits end. Claimyr can help you get through to them quickly if you're having trouble with the phone lines.

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Update: I called Washington ESD using that Claimyr service someone mentioned and got connected right away. The agent confirmed I have exactly 12 weeks left based on my remaining balance. She also explained that I need to keep filing weekly claims even as my balance gets low - it doesn't automatically stop.

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Good to know! I was wondering about that too. Did they say anything about what happens in your last week if your balance is less than your full weekly amount?

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Yes! They pay out whatever balance remains, even if it's less than your usual weekly amount. So if you have $100 left and normally get $350, you just get the $100 for that final week.

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Just wanted to add - make sure you understand the difference between your benefit year and your benefit duration. Your benefit year is the 12-month period your claim is valid, but you can only collect for up to 26 weeks within that year.

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I'm confused about this. What happens if I find work after 10 weeks, then get laid off again within the same benefit year?

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You can reopen your existing claim and use your remaining weeks, as long as you're still within your benefit year. You don't need to file a new claim.

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The 26 week limit is per benefit year, not per job loss. So if you exhaust your 26 weeks and haven't worked enough to qualify for a new claim, you're out of luck until you can establish a new benefit year.

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This is exactly what I'm worried about. How much do you need to work to qualify for a new claim?

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You typically need to earn at least $3,000 in covered wages during your base period to qualify for a new claim, but check with Washington ESD for the exact current requirements.

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Been through this process twice now. First time I panicked when I got close to 26 weeks, but second time I was more prepared. Started looking into other resources around week 20 and had a backup plan ready.

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What kind of backup plan? I'm at week 8 but want to start preparing now.

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Applied for food benefits, looked into local job training programs, researched temporary work agencies, and started networking more aggressively. Having options lined up reduces the stress.

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Does anyone know if the 26 week count includes weeks where you might have been disqualified for something? Like if I had a week where I couldn't file due to a system issue?

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The 26 weeks refers to weeks you actually receive benefits, not weeks you file claims. So if you were disqualified for a week or couldn't file, that typically wouldn't count against your 26 week limit.

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That's a relief! I had one week where the system was down and I filed late.

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Important thing to remember is that your weekly job search requirements continue right up until your last week of benefits. Don't slack off on those even when you're running out of time!

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yeah learned this the hard way, they can still disqualify you even in your final weeks if you dont keep up with job searches

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Exactly! And if you get disqualified near the end, you might lose access to those final weeks permanently.

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For anyone struggling to get through to Washington ESD with questions about benefit duration, I can't recommend Claimyr enough. Saved me hours of frustration trying to call on my own. The agents can give you specific information about your remaining weeks and answer questions about what happens when benefits end.

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I was skeptical about using a service like that but honestly the Washington ESD phone system is impossible. Might have to give it a try.

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I was skeptical too but it actually works. Much better than sitting on hold for hours just to get disconnected.

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Also keep in mind that if you move to another state, you generally can't transfer your remaining Washington unemployment benefits. You'd need to finish collecting in Washington or lose those weeks.

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Good point! I hadn't thought about that scenario. What if you move but can still do your job searches for Washington employers?

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You might be able to continue collecting if you can meet Washington's job search requirements, but it gets complicated. Definitely something to discuss with Washington ESD before moving.

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The timing can be tricky too. Your benefit year starts when you first file, not when you become unemployed. So if you wait a few weeks to file, you're not losing benefit weeks, but you are using up your benefit year.

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I didn't realize there was a difference between those dates. Is there any advantage to filing right away vs waiting?

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Generally you want to file as soon as you become unemployed and eligible. Waiting doesn't give you any advantage and you lose out on those early weeks of benefits.

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Just to clarify something I see people get confused about - the 26 weeks is a maximum, not a guarantee. If your calculated benefit amount would give you fewer weeks, that's all you get.

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How would that happen? I thought everyone gets 26 weeks?

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Your total benefit amount is based on your earnings history. If you didn't work much or had low wages, your total benefit amount might only cover 20-25 weeks instead of the full 26.

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One more thing - if you're on standby status (temporary layoff expecting to return to work), the same 26 week limit applies. Don't assume standby benefits last indefinitely!

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I didn't know standby had the same limits. What happens if your employer keeps extending the standby period?

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You'd need to transition to regular job search requirements once it becomes clear the layoff isn't truly temporary. Can't stay on standby indefinitely.

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The whole system needs to be more transparent about this stuff. I spent weeks trying to figure out my exact benefit duration and whether extensions were possible. Finally got answers but it shouldn't be that hard!

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Totally agree! The information is scattered across different pages and half the time the phone system doesn't work.

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This is exactly why services like Claimyr exist. The system is too confusing and hard to navigate on your own.

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Thanks everyone for all the helpful info! I feel much more prepared now knowing I have 12 weeks left and understanding what my options are when benefits end. This thread has been super helpful.

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Glad we could help! Remember to start preparing for the transition before your benefits actually end.

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Good luck with your job search! Hope you find something before those 12 weeks are up.

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